Some people really look at the catering industry with colored glasses. In fact, according to a survey conducted by relevant departments in Beijing, the general salary of staff in the catering industry in Beijing has even reached the standard of five or six thousand. Moreover, the insurance company has to compensate for the lost time. It cannot be said that it refused to pay compensation because of the catering industry. Therefore, in a traffic accident, if the victim's identity is the catering industry, the insurance company still has to compensate the parties for the lost time. 1. Does the insurance company compensate for the lost time in the catering industry? The lost time fee belongs to the insurance liability of the insurance company, but the injured party must have evidence to prove that the insurance company bears the lost time fee. Proof of lost time 1. Provide evidence to prove income status (1) If the Income Certificate has a fixed income, the employer shall provide a copy of the victim's salary table and business license in the last year, and affix the official seal of the unit. The contents include the victim's working hours, position and average monthly salary in the last year. (2) Proof of Income Status. If there is no fixed income, you can provide proof of income status for a period of time (the first three years). The contents include the industry, place of work, work content, and provide supporting documents issued by relevant government departments. 2. Provide evidence to prove the lost time (1) Medical Record or Discharge Summary. Under normal circumstances, it should be based on the medical records or discharge summary of medical institutions. The contents include the suggestion of rest time put forward by the medical machine, the need to strengthen nutrition and the need for special care. (two) the work unit where the "Certificate of Missing Work" is located can issue a certificate of the time of missing work of the injured person, and affix the official seal of the unit. (3) The Judicial Appraisal of Delayed Time, that is, the judicial appraisal document on delayed time. You can apply for a judicial authentication institution to authenticate the length of the delayed construction period, and determine the lost time by the authentication documents. Second, the compensation standard for lost time 1. The lost time is determined according to the lost time and income of the parties. The injured person's lost time is determined according to the diagnosis and treatment certificate issued by the medical institution where the person concerned is treated. If the work is delayed due to injury and disability, the time of delay can be calculated to the day before the final assessment of disability. 2. If the party concerned has a fixed income, the lost time fee shall be calculated according to the actual reduced income. The actual reduction of income must be the actual loss of income, including wages, bonuses, allowances, class fees, legal part-time income, etc., but generally does not include the business losses lost by business operators as victims and subsidies for special types of work. If the parties have no fixed income, it shall be calculated according to their average income in the last three years; If the parties concerned cannot provide evidence to prove their average income in the last three years, they may refer to the average wages of employees in the same or similar local industries in the previous year. 3. Calculation formula of lost time compensation amount = lost time income (yuan/month) × lost time (1) lost time compensation amount for people with fixed income = labor income under normal circumstances-labor income after accident and injury (2) no fixed income, However, compensation for lost time for those who can prove their average income in the last three years = total income in the last three years ÷3 years ÷12 months × lost time (3) compensation for lost time for those who have no fixed income and can't prove their average income in the last three years = average salary of employees in industries close to the court of appeal × lost time. At the end of the article, we must first correct a wrong view of some people. It's not surprising that the compensation for lost time should never be divided into what kind of work fields. In some catering industries, the salary of ordinary waiters may reach four or five thousand yuan a month. Of course, there is no reason for insurance companies not to compensate for lost time just because the other party is in the catering industry. Of course, the salary in the catering industry is not fixed, so there is no way to introduce the compensation that everyone can get here.