{1} Actual annual washing times of each quilt cover.
360 days ÷3 sets× 70% occupancy rate ≡84 times
{2} Actual washing years of quilt cover
The times of quilt washing is 280 times ÷84 times = 3.3 years.
{3} After the new quilt cover has been used for 3 years, the loss reporting rate is different every year. Here is an example of an annual loss report form for reference.
Underwriting loss rate
2% in the first year, 0/5% in the second year, 35% in the third year and 48% in the fourth year.
For example, the hotel has 600 beds of quilt cover.
After the first year, the loss reporting rate is 600× 2% = 12 beds.
After the second year, the loss reporting rate is 600× 15% = 90 beds.