China merchants bank young card youth edition is divided into campus edition and off-campus edition. ?
1. Application for Campus Edition: College students who are over 18 years old and under 31 years old can apply. Before you graduate, the credit line will be temporarily sealed (no credit line).
by saving first and then spending, you can enjoy the benefits of CMB credit card such as catering discount, movie ticket discount and point accumulation, and you can also enjoy the exclusive benefits of campus credit card such as specific fee reduction *. You can also accumulate personal credit records from the time you study, and you will have the opportunity to enjoy a higher credit limit after graduation. ?
2. For off-campus version, please refer to the application method of ordinary credit card (during school, you can find a part-time job, issue a work certificate and income certificate to the bank or apply for off-campus version):?
if you want to apply for a large credit card (such as a platinum card), you need to provide proof of good economic strength, such as a copy of the real estate license and a copy of the automobile driving license (not a driver's license); Bank loan account (good credit, overdue for no more than 61 days) or copy of deposit certificate, etc.
Extended information:
The use of young Card of China Merchants Bank is different from that of standard credit card:
1. The overview of the two cards is different:
1. Overview of young Card of China Merchants Bank: Young Card of China Merchants Bank is a RMB credit card that can be handled by non-student customers under 31 years old.
2. Overview of standard credit card: Also called credit card, it is a non-cash transaction payment method, a simple credit service, and a credit certificate issued by commercial banks or credit card companies to qualified consumers.
2. The characteristics of the two are different:
1. The characteristics of China Merchants Bank young Card: After the online payment function is enabled, the user sets the cumulative consumption limit by himself. When the consumption reaches this limit, it needs to be reset, and the previous cumulative record is cleared.
2. Features of standard credit cards: Consumers with credit cards can go to special commercial service departments for shopping or spending, and then the bank will settle accounts with merchants and cardholders, and cardholders can overdraw within the specified limit.
Baidu encyclopedia-China merchants bank Young card