A. Advantages:

1, the collection of more intuitive: merchants can collect the user's photo archived to the database, and then through the improvement of the algorithm to the user's facial features with the photo can be compared to the realization of the "brush face". This is much easier than other fingerprint and iris recognition technologies.

2, the user easier to accept: As the face recognition according to the camera to improve and improve the algorithm will make the face verification in a very short period of time to complete, so that users feel that this technology is very efficient and convenient. Currently, the steps for face swipe payment are easy, and consumers can make face swipe payment as long as they have bound their micro-signal on the machine.

3, without the need for external media: cell phone payment it is necessary to smartphone as a medium, while the face of the payment medium is their own face. Without the use of cell phones and other tools, human operation is less, the face of the payment is more simple and efficient.

Second, disadvantage: for each new technology development, consumers will have certain worries, this is unavoidable. Many people will think that facial payment is not safe, will not be allowed, and these are currently with the technology, algorithmic advances can actually minimize the error rate. As when the code payment just started to promote, Alipay, WeChat through all kinds of activities as well as the full amount of compensation and so on to solve the problem of consumers on the safety of the question. The face of the payment promotion of the early stage will certainly also be encountered.

Extended information:

The so-called face recognition is related to the security of "biometric information". Traditionally, personal information refers to physical information such as phone numbers, ID numbers, and addresses, but in the future, personal information may refer to biometric information such as faces, corneas, and fingerprints.

The most important feature of biological information is that it can occur at a distance, without direct contact. This means that organizations and individuals, such as governments and companies, may be able to read and collect data from people without their consent or even their complete knowledge. In many European and American countries, current concerns about facial recognition technology far outweigh optimistic expectations about its benefits.

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