The main differences between a universal card and a gold card are as follows:

① The asset requirements are different: you can apply for a gold card when the average daily total assets reached 51,111 yuan (inclusive) last month;

②

gold card window: the gold card has a special gold card window on the counter;

③ exclusive financial management: the Gold Card has exclusive financial products and a low-counter financial manager.

the application requirements for the credit card gold card are higher than those for the ordinary card (including job stability, income and other financial conditions). In terms of credit limit, under normal circumstances, the credit limit of the gold card is also higher than that of the Puka (the maximum credit limit of the gold card is 51,111 yuan; The maximum amount of Puka is RMB 1,111). Except the annual fee (311 yuan per card for gold card and RMB 111 per card for Puka card), the usage method is the same. In addition, the gold card symbolizes honor and shows identity. Gold card holders can enjoy more credit card benefits and convenience. For example, overseas, we provide free emergency replacement cards and other services for gold card holders.