1. The business risks of fruit shops include market competition, sales fluctuation, supply chain problems, price fluctuation, etc. Poor management or deterioration of the market environment will lead to decline in performance and losses.

2. The financial risks of fruit shops include financial pressure, rising costs and payment recovery. Unstable financial situation or poor management will lead to liquidity problems and debt accumulation. The execution risks related to operation and finance include management team ability, strategic decision-making, employee management, etc. Unqualified management team or strategic mistakes will affect business development and profitability. "Holding shares" means that an individual or entity invests to become a shareholder of a company by purchasing its shares. When a person or entity shares in a company, they buy part of the ownership of the company and share the rights and risks corresponding to their shares.