1: used to invest some funds in some potential stocks in the stock market or buy stock funds and index funds. With the current position and future prospects, this is relatively a race with cpi, especially a combination of potential stocks, waiting for a good opportunity.

No.2: It is used to purchase commercial facades, and real estate is not recommended. You can consider some prosperous shops, which will have value-added space in the future. Then you can rent it yourself, or you can consider joining a brand to be your own boss.

3rd: 1 and 2 can be considered.

ps: In addition, you can buy a long-term insurance for yourself when you are young, mainly to ensure your future! I'm afraid of an accident.