To get a loan, you need to see if you are eligible for a bank loan. Do you have collateral items recognized by the bank, such as real estate property real estate ah, and some fixed assets, stores and what not, can be used as collateral. The bank will also see if your repayment source is stable. Help you open this restaurant is not a good business can have a stable capital income can not regularly repay their money.

The subject wants to do catering industry, I think the family must have a house or two sets of houses, then this can be your loan collateral, and depends on how much money you bring, where is your house? The bank will assess you and it's not like you can borrow as much as you want.

The one thing to recommend is the category that involves agricultural loans because the government, local government and banks will help with low interest rates for these types of loans and also be able to reduce your financing costs. I can to your local local agricultural bank ah, agricultural development bank ah, or credit union savings bank and so on these banks to their loans, so that your interest rate will be very low, in the name of agriculture.

The second is usually said to be home mortgage, home mortgage it, is to use your house real estate license to the bank as collateral, must be a little high, you have to think about yourself.

The kind of words is that you like the local loan business loan line of the company asked them to borrow money, this kind of is similar to usury, but also more formal a little bit, they can quickly give you mention money, also do not need you too much formalities, but the interest rate compared to the above two kinds of words is relatively high.

The subject can consider their own actual situation, to find the right way to borrow.