Social security is the guarantee of our old-age care and medical care, so many people will choose to buy social security for themselves. The state stipulates that companies must pay social security to their employees. The social security paid by employees is different from that paid by individuals themselves, because some of the expenses paid by employees are paid by enterprises, while all the expenses paid by individuals are paid by individuals, so they can only participate in endowment insurance and medical insurance.

Comparatively speaking, it is not as cost-effective for individuals to buy social security as it is for companies, so can individual industrial and commercial households buy social security?

The answer is yes! If you have an individual business license, you can participate in insurance. There are two main ways for individual industrial and commercial households to purchase social security: first, they can purchase social security under the "Individual Federation of Industry and Commerce" and pay a certain fee every year, which is equivalent to the affiliated fee; Second, you can open an insurance account in the Social Security Bureau, and then you can buy social security for yourself or others. If you have a business license and official seal, you can open an account with the Social Security Bureau yourself, which is more convenient and economical, because the self-employed do not need to pay the security fund for back wages, and as long as the number of insured persons does not exceed 30, you do not need to pay the security fund for employment of the disabled. It is also very important that self-employed individuals do not need bank-to-business accounts, but only private banks of legal persons, which also saves an account opening fee. The details and process of opening an account are as follows: 1.

1. Registration Form of Shenzhen Enterprises Participating in Social Insurance (printed after successful online application);

2. Original industrial and commercial business license;

3. A copy of the corporate identity card (stamped with the official seal of the unit);

4. Original bank account opening license or original bank seal card (with official bank seal);

You don't need an enterprise account, you can also apply for a personal bank account, but you have to go to the bank to sign a deduction agreement.

5. The original ID card of the unit manager.

Second, the program:

Employers need to log in to the online service system of the Social Security Bureau to improve the registration information and declare payment registration. When handling the payment registration, if the online information is passed, it will be settled directly; If the online information comparison fails, you need to go to the social security agency window to handle it. _