Extended data:
First, the definition of bank journal:
1. Private account flow refers to the details of the bank card (debit card) or bank current passbook in the customer's own name, as well as the transaction list of deposit and withdrawal business with the bank within a period of time.
2. The legal person account flow refers to the deposit and withdrawal list of the legal person account of the bank customer "legal person customer" (opening a basic legal person account) in this bank.
3. The main forms of bank flow investment: the input represents the lender, and the output represents the borrower, mainly including card deposit, existing, transfer, salary, renewal fee, online banking transfer, payment for goods, labor fee, etc.
Second, the classification of daily account
1. Personal flow: personal transaction details, consumption, deposit and withdrawal, transfer, online banking, telephone recharge, etc. Within six months.
2. Wage flow: If an individual works in a local company, the company is obliged to pay personal income tax for its employees. The monthly salary is paid by the bank, which pays personal income tax, including consumption, deposit and withdrawal, transfer, online banking and telephone recharge.
3. Personal flow: personal transaction details, consumption, incoming and outgoing accounts, transfer, online banking, telephone recharge, etc. It is reflected in personal business flow within half a year.
4. Personal flow in different places: details of personal transactions in different places within six months, consumption, incoming and outgoing accounts, transfer, online banking, telephone recharge, etc. ; Non-wealth management gold card users need to deduct handling fees for transfer and cash withdrawal in different places.
5. Enterprise flow: commonly known as enterprise statement, the total account opened by the enterprise in the local bank, and the capital flow of the enterprise within half a year.
References:
Baidu Encyclopedia _ Bank Running Bill