The second preparation: before investing, it is very important to know what form and what business entity to invest in the pension industry, whether it is enterprises or non-governmental organizations, because at present, both institutional pension and community pension are mainly in the form of non-governmental organizations, and the property rights of non-governmental organizations themselves are unclear, which is very risky in the future. This will be a barrier for future capital intervention, and the policy support of enterprise entities will be less obvious than that of non-governmental organizations.
Many people say it is too early to wade for the aged, but it is not. If you develop as an industrial investment, in fact, you need layout now, because short-term benefits have little to do with your final results, but the form of commercial entities determines your long-term trend and direction in the future. This is what you should think at first.
The third point is about the status quo:
The reason why it is difficult to promote institutional pension in second-and third-tier cities is that the payment habit has not changed, on the other hand, it is also influenced by traditional concepts. First-tier cities have saturated institutional pension areas, and the two levels of differentiation are serious, mainly because public government-oriented institutions participate in unfair competition in the market. There is no good model for community pension as a whole, but it is easier to promote it in second-and third-tier cities, because as far as second-and third-tier cities are concerned, as long as they enter, they are basically the only ones. The government is willing to concentrate resources on the enterprises that initially tested the water, and local protection is strong. As long as they help solve the needs of political achievements, the expansion speed will be very fast, and it is difficult for a second one to enter. Community pension in first-tier cities presents a state of regional separation. The main reason is that there is no unified policy among districts. In addition, many pension policies in first-tier cities are decentralized to the district level and street level, with great regional power, and different regions will protect enterprises and institutions growing in the region, so few cities can fully cover them. The main market segments are Rizhao center, domestic service and community complex, all of which are in the primary stage, and there are few profitable enterprises and institutions.