The second is to improve the purchase restriction policy. If the husband and wife are divorced, if either party purchases commercial housing within 2 years from the date of divorce, the number of houses it owns shall be calculated according to the total number of families before divorce. In other words, if there are 2 suites under the family name, both husband and wife are not eligible to buy a house within 2 years after divorce. In this regard, industry experts said that this article focuses on speculative property buyers who have obtained the qualification to purchase houses through fake divorce.
With the introduction of the new property market regulation policy, Nanjing has become the seventh city to tighten the property market regulation policy recently. Previously, Shenzhen, Hangzhou, Dongguan, Ningbo and other cities have successively tightened their control policies, and the control targets are all directed at "real estate speculators".
Why do cities constantly tighten the regulation of the property market? Experts said that the real estate market was affected by the COVID-19 epidemic in the first half of the year, but with the continuous promotion of resumption of work and production, the market gradually picked up, and even some cities experienced overheating. For example, more than 50,000 people in a real estate in Chengdu snapped up more than 700 suites, and a real estate in Nanjing 1.2 million people snapped up more than 200 suites, with a strong hype atmosphere.
At the same time, housing prices in some cities have risen too fast. Taking Nanjing as an example, the changes of residential sales prices in 70 large and medium-sized cities announced by the National Bureau of Statistics show that the price increase of new houses in Nanjing jumped to the first place in the country in April, although it fell back in May and June, it still ranked high.
Zhang Dawei, chief analyst of Zhongyuan Real Estate, said that the regulation of speculative investment demand will play a certain cooling role in the short term. "It is worth noting that in cities that have introduced control measures, the price of new discs is obviously upside down. If the price inversion always exists, there may be a situation in which 10,000 people grab new properties in the future. "
Experts said that it is the relationship between supply and demand that ultimately determines the market direction, while measures such as restricting purchases, loans and prices are mainly to curb speculation from the demand side. Cities with contradictory supply and demand should exert their efforts from the supply side to alleviate the contradiction between supply and demand and promote the balanced development of the market.
At the same time, this time, many cities tightened the regulation policies of the property market, intervened in time to curb the excessive rise in housing prices and speculative demand, and once again released the position of "housing and not speculating", and the old road of over-reliance on the real estate market would not work.
Zhang Dawei said that it is expected that the overheated cities will have a great possibility of further overweight regulation. "One city, one policy", different cities will introduce different tightening policies according to specific conditions.