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employee insurance still needs to be arranged according to your financial plan. From the perspective of security, of course, social security is the most basic and comprehensive. In terms of controlling the premium and the biggest risk faced by employees, we can only buy group accident insurance.
Group accident insurance for employees protects employees from bumps and accidental injuries. Each company has a similar product portfolio, such as accident of 1 million+accidental medical treatment of 1.5 million+hospitalization allowance of about 1.51. Consult the local insurance company in detail.
You should at least buy group accident insurance (accidental injury, accidental disability, accidental medical treatment) for all employees. In fact, this is for the boss's own sake, because if an employee has an accident, the boss has to pay the bill.
if possible, it is suggested to buy group medical insurance for employees (outpatient, emergency and hospitalization can be reimbursed), which can be regarded as improving the welfare of employees.
in case of property insurance, it's ok to purchase enterprise property comprehensive insurance.
group insurance is famous for its advantages of low premium and flexible replacement of the insured (employees). For a group of about 61 people, you can also try to ask for a preferential price, and there will be transactions from more than 1,111 yuan. In addition, it is suggested that the catering industry can refer to the public liability insurance in property insurance to bear the accidental losses caused by customers' careless slip, and the price is relatively affordable.