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How to write a rural low income three households positive speakers
The written proof of its three households signed on it can be, factual writing.

Collecting and editing the perfect low insurance information for reference:

Low-income insurance in detail there are a few big baskets of words, a simple summary of a few words.

"Anyone with financial difficulties can apply for low income insurance. But there is no guarantee that there will be low income, and there is no guarantee that there will be no low income if you don't apply for it. "

▲January-August low-income insurance distribution is completed, pay attention to check receipt, September's is being issued, the other and so on, there are abnormalities in the local civil affairs bureau to consult.

▲Need to know the list of roster and the situation of a person's low income, go to the local civil affairs bureau to consult, because it involves privacy, it is not appropriate to publish online.

▲To report or complain or to think that there is something unreasonable and illegal and unfair or to have questions about the low income policy, go to the local civil affairs bureau, because the civil affairs bureau is the legal unit that manages the low income policy, and it is the policy maker and implementer of the policy system.

▲Low-income households are only guaranteed to pay for their own food, not to eat or drink. The government has also been working on the development of a new system for the protection of the rights of the child, which will be implemented in the future.

▲ As long as you think you are in a difficult situation, you can apply for low income. The first thing you need to do is to talk about the difficulties, which will help you to get approval.

▲Officially recognized difficulties, it is difficult, not difficult also difficult, will be able to get the low income subsidy. The first thing that you need to do is to get your hands on some of the most popular products and services that you can find on the market.

▲ All Chinese citizens whose per capita income is less than the minimum subsistence standard for urban and rural residents have the right to receive material assistance from the local people's government.

▲Low-income insurance is money, appendix netizens on the "money" comment:

A: money is a good thing, you can buy the world's material needs, but also can be used to help a lot of people, to meet their own spiritual needs.

B: Money is also not a good thing, how many families have been destroyed, how many friendships and affection, money, which is a knife that kills without blood!

C: the low insurance money, will destroy my dignity, eliminate my heart, poor I do not want. No cost can get money, often will make people to keep low security and lazy struggle, resulting in a person's life are poor, never turn around.

D: Dignity can not be eaten as a meal, the low insurance is not at all cost to get a free lunch, do not want to white do not want to be able to fishing, fishing can not find a way to also want to fishing. The people that, what all can have no, just can't have no money! The first thing you need to do is to get a good deal of money from the government!

★Many netizens ask how much is the low income insurance per month? Or how much is someone's low insurance? Low-income insurance payment time? Low-income category, class?

How much money is based on the level of local income, the applicant's family specific degree of difficulty to determine, there is no uniform standard, there is no unique numerical answer, some places (low-income households) will be more and some will be less. For example, the same as the low-income Beijing's low-income and Yunnan's low-income, the amount of its low-income is not the same, Beijing's more, Yunnan's less; with the same in Beijing, the same place to eat low-income, the amount of its low-income is not the same, the general difficulties of the less special difficulties of the more.

Because of the low insurance is mainly by the local financial expenditure, the level of development of different regions, the local financial income situation is different (some places have more money, some places have less money), so the local low insurance policy will be different, the specific policy consult the local Civil Affairs Bureau shall prevail, such as the classification of categories, the determination of the level of subsidies, the amount of subsidies, the determination of the minimum standard of living line, the low income subsidy is in accordance with the monthly, quarterly or annual payment, and so on. The local civil affairs bureau should be consulted on the specific policies.

★Many netizens ask how much welfare is provided to the disabled in China.

China's welfare for the disabled is funded by the local treasury, and the welfare for the disabled is different in each region, with no uniform standard, so ask your local Disabled Persons' Federation for details of the welfare. Some rich places have more financial income, the welfare will be better, such as Shenzhen, a disabled person has about 1,000 yuan a year, some places may not have a penny of subsidies at the end of the year. To say that the welfare of the disabled is good only in Hong Kong, Hong Kong, a disabled person a month has 10,000-12,000 or so, higher than the average wage earners, the mainland now can not be compared.

★What is low income?

Low-income insurance is the minimum subsistence guarantee, refers to the state of the per capita income of the family is lower than the local government announced the minimum standard of living of the population to give a certain amount of cash assistance to ensure that the family members of the basic necessities of life of the social security system, is in the city has established the state-owned enterprises laid-off workers basic livelihood security, unemployment insurance and urban residents minimum subsistence guarantee system, such as the "three guarantees line" system, the establishment of the implementation of the minimum subsistence guarantee system, the system of the minimum subsistence guarantee, and the establishment of the minimum subsistence guarantee system. It is based on the "three lines of protection" system that has already been established in cities for laid-off workers in state-owned enterprises, unemployment insurance and minimum living standards for urban residents. It is one of the important elements of social assistance in China, and its main purpose is to ensure the basic life of the people. Currently China's low security is mainly divided into urban low security and rural low security two major types.

Currently, the main content of China's social security system, including the minimum subsistence guarantee, medical assistance, housing assistance, educational assistance and so on.

★ Submit the required documents for the application to the low income security approval department:

● I. Urban low income security

1. The applicant submits a written application to the village (neighborhood) committee where the household is located, stating the following:

1) The income of the applicant and the family members who live in the same ****.

②Married children family income.

③ income, including: the applicant himself, *** with the living family members and married children family income: wages, bonuses, subsidies; retirement, social pensions, laid-off workers living expenses, unemployment benefits; alimony, fostering (support) income; a variety of labor income; rental or sale of family property income; savings deposits; other income.

4 family property. Including: real estate (number of sets, floor area), vehicles, registered enterprises (including individual business), pianos, computers, air conditioners, refrigerators, expensive pets, other high-end electrical appliances. Also indicate: whether to pay housing fund, whether to pay personal income tax.

2, the applicant should provide documents: my original identity card, a copy; I and *** with the living family members of the original household register, a copy; unemployment card, a copy of the original; disability card, a copy of the original; a copy of the first page of the hospitalization medical records.

3. Proofs to be provided by the applicant: proof of income of the applicant and his/her family members (including family members of married children). For those who have a work unit, the unit will issue an income certificate; for those who do not have a work unit, the community committee will issue an income certificate after investigation and understanding.

● Second, rural low income

In accordance with the principle of territorial management, the applicant to the village (neighborhood) committee where the household registration is made a written application, the application should be a detailed description of the family income, the causes of poverty. And provide a copy of the ID card, household register, is a disabled person to provide a copy of the certificate of disability, due to the disease of poverty to provide a copy of the front page of the recent hospitalization medical records, the applicant to provide myself and *** with the living family members and married children of family members, such as income proof of materials.

I. Conditions and Materials for Rural Subsistence Security

(1) Conditions for Rural Subsistence Security Treatment

Applicants for rural subsistence security treatment should have the following conditions at the same time:

1, hold an agricultural household registration in the county.

2. Rural residents who live in rural villages and groups and whose families have contracted land.

3.*** The per capita annual net income and actual living standard of the family members living together is lower than the local rural low income standard (specifically ask the local civil affairs department).

(2) Materials required for applying for rural low income guarantee

1. Written application form.

2. Family members' household registers.

3. A group photo of the family members *** living together.

4, land, forest, water contract or certificate.

5. Proof of income of the migrant workers.

6, divorced families involved in support, support, support relationship should provide proof of divorce.

7, non-agricultural personnel of the family, should provide proof of income of non-agricultural personnel.

8. If there is a dispute over labor capacity, a valid health certificate shall be provided.

9. Disabled people should provide disability certificates.

10. Other relevant materials required by the approval and management authorities.

●Calculation of Rural Residents' Net Income

Rural residents' net income is calculated on a yearly basis, including the net income from agricultural and sideline production of all family members throughout the year as well as the sum of income from other legal labor and business, which mainly includes:

1. income from planting, farming, handicrafts and other productive income.

2. Income from wholesale and retail trade and catering.

3. Income from outbound labor in the social service sector.

4. Income from the distribution of the collective economy of villages and groups.

5. Income from one-time compensation for land acquisition, demolition and relocation, or other reasons, after deducting expenses for house reconstruction and brief renovation, and expenses for non-living necessities of the family in the current year.

6. Income derived from inheritance of estate or property.

7. Income from self-supply in kind (converted at market price).

8. Income derived from the purchase of raffle tickets, lottery tickets and other prize sales.

9. Other income that should be counted.

● Any of the following cases will not be eligible for rural low income insurance

1. If the purchase, construction or renovation of housing (except for necessary repairs) within three years has caused difficulties in the family's living (except for those who have purchased or constructed a house and made simple renovations as a result of the demolition and resettlement of a house).

2. Those who have contracted fields (land) and are capable of working but do not cultivate them.

3. Family members who engage in gambling, drug abuse or high-consumption entertainment activities.

4. The family owns high-grade consumer goods that are not necessary for living, such as cars, luxury jewelry and precious ornaments.

5. If the family's standard of living is significantly higher than the minimum standard of living.

6. Anyone who cheats on the minimum subsistence guarantee for rural residents by making false claims.

7. Other laws and regulations stipulate that those who cannot enjoy the minimum subsistence guarantee treatment.

★Procedures for applying for and approving rural minimum subsistence guarantee treatment

1. Application. The head of the household through the villagers' committee submits a written application to the people's government of the township where he lives and provides relevant supporting materials.

2. Initial examination. After the villagers' committee receives the application, it organizes the villagers' representatives to carry out democratic deliberation, and conducts the preliminary examination of the family situation of the declared objects, publicizes the results of the preliminary examination in the village for 3-5 days, and instructs them to fill in the Application and Approval Form for Rural Residents' Minimum Livelihood Security Benefits and report it to the people's government of the township together with all the materials submitted by the applicant.

3. Audit. Township people's government in checking the applicant's reported materials are complete, formally accept the applicant's application, immediately organize household verification, for eligible objects, put forward the opinion of subsidies, the villagers' committee for the second list of publicity for 3-5 days, on the ineligible by the township people's government to notify the applicant, on the eligible to report to the county-level approval of the management organs.

4. Approval. County-level civil affairs departments receive the reported application materials, immediately organize household verification, review and approval in accordance with the law, in line with the enjoyment of rural subsistence allowance treatment, notify the villagers' committees to once again publicize the third list of 3 days, the object of no objection to the issuance of the "rural residents of the minimum subsistence guarantee certificate" and the guarantee to receive the passbook, do not qualify for the enjoyment of rural subsistence allowance treatment of the applicant notified in writing.

★Who is eligible for low income?

According to China's Interim Measures for the Social Assistance System, families whose per capita incomes of family members *** living with them are lower than the local minimum subsistence guarantee standard, and who meet the regulations on the property status of the local minimum subsistence guarantee families, may apply for low income protection.

★How to apply for low income protection?

In our country, the application procedure is relatively simple, by the family members of the people's government of the township where the household registration, the street office can submit a written application. After the township people's government, the street office shall investigate and verify the applicant's family income status and property status through household surveys, neighborhood visits and other means, and then make an approval opinion. Approval is granted if the conditions are met, and reasons are given to the applicant if the conditions are not met. If a family member has difficulty applying, he or she may entrust the villagers' committee or residents' committee to make the application on his or her behalf.

★What is the standard for low income?

The minimum living standard is determined and announced by the people's governments of provinces, autonomous regions, municipalities directly under the central government, or municipalities with districts in accordance with the costs necessary for the living of local residents, and is adjusted in due course in accordance with the level of economic and social development of the local community and price changes. Different cities have different standards for granting low income insurance (Answer: Consult your local Civil Affairs Bureau for the standards in your area). For example, in Guangdong Province, according to the standard of living and financial capacity of each region, the establishment of the minimum standard of urban and rural low security in 2015 will be divided into four categories of areas, the first category of areas of urban low security and rural low security are 650 yuan, the second category of areas of urban low security and rural low security are 550 yuan, the third category of areas of urban low security is 520 yuan, rural low security is 386 yuan, and the fourth category of areas of urban low security is 410 yuan, rural low-cost insurance is 260 yuan.

★Disability subsidies:

Living subsidies for persons with disabilities in difficulty were previously paid to persons with severe disabilities in low-income families at 120 percent of the local low-income standard, and monthly subsidies of 80 yuan and 60 yuan were paid in urban and rural areas, respectively, for persons with severe disabilities. Non-severe disabilities were given an additional 20% of the LPS standard on top of the LPS payment based on the income supplement. According to the spirit of the document issued on this occasion, persons with severe disabilities in low-income families are granted a living subsidy of 30-40 per cent of the local low-income standard, and persons with non-severe disabilities in low-income families are granted a living subsidy of 25 per cent of the local low-income standard, and at the same time, the policy of granting a severe disability subsidy for persons with severe disabilities within the original low-income standard and the incremental portion of subsidies for persons with disabilities in the minimum subsistence allowance system are abolished. Persons with intellectual, physical, mental, blind and visually impaired disabilities with no fixed income outside of low-income-insurance households are granted living subsidies in accordance with 100 per cent of the local low-income-insurance standard, and persons with disabilities with multiple disabilities in a household with a per capita household income of no more than two times the local low-income-insurance standard, or persons with disabilities with special difficulties who are dependent on the elderly to support them are granted living subsidies in accordance with no less than 60 per cent of the local low-income-insurance standard, and at the same time, the original living assistance payments for persons with disabilities with special difficulties who are outside of the original low-income-insurance are abolished. Nursing care subsidies for persons with severe disabilities are provided at a rate of no less than 120 yuan per month in urban and 80 yuan per month in rural areas. The standard for these subsidies will be increased yearly, and gradually realized as a unified urban/rural standard for all persons with disabilities. Increase year by year, and gradually realize the unified urban and rural subsidy standard.

The Opinions make it clear that the two subsidies for persons with disabilities are to be applied for voluntarily, examined at each level, and reviewed regularly, and are to be paid out by financial institutions on a monthly or quarterly basis by the 10th day of the first month by credit card. Conditional areas can be based on the actual situation of the detailed division of subsidy categories and standards, to take the form of reimbursement of vouchers or government-purchased services issued by the care of persons with severe disabilities subsidies.

★ Cancellation of Low-income Insurance

1. If a guaranteed recipient falsely declares or conceals his income or provides false proof, the guarantee will be canceled upon investigation.

2. Protection recipients and family members wearing gold and jade, keeping pets, etc., the family's standard of living is significantly higher than the standard of living of neighbors can be canceled.

3. During the period of coverage, if the beneficiary and his/her family members have high-grade consumer goods, such as color TV, refrigerator, washing machine, cell phone, motorcycle, valuable jewelry, air conditioner, etc., or if they renovate their houses, buy valuable household appliances, or install new fixed-line telephones, the coverage can be canceled.

4. Those who have the ability to work and have enjoyed the low income insurance treatment, and refuse to participate in public welfare labor at the village level without justifiable reasons can be canceled.

5. Those who do not receive the subsidy on time for three consecutive months or who ask others to receive the subsidy for them without any special reason can be canceled.

6. If the beneficiary and his/her family members have entertainment and recreational spending that is incompatible with the enjoyment of the low income guarantee, the qualification for the guarantee can be canceled.

7. Gambling, drug abuse and prostitution among family members who are already enjoying the low income guarantee are immediately disqualified.

8, low-income recipients in the enjoyment of low-income insurance during the large red and white wedding, resulting in adverse social impact.

9. The amount of one-time purchase of non-basic necessities of life for a family during the year reaches 300 yuan or more.

★The following cases may be rejected by the Civil Affairs Bureau:

1, there are sons and daughters of business, open store. As long as you have a son or daughter in the rural business, whether it is a kiosk or a small pharmacy, as long as it is done so little business, regardless of the business is good or bad, the elderly can not apply for low income, if it is low income, the son or daughter to do business low income will be canceled.

2, children in the city to buy houses and cars. If your son or daughter in the city money to buy a house or even buy a car, you can not apply for low income, conditions so good to apply for low income so that those who are really poor people, how can they be embarrassed.

3, because the construction of housing caused by family poverty. Nowadays, rural people are popular to build houses, small houses, which is undoubtedly a huge expenditure if the building or son to marry caused by family difficulties, also can not enjoy the low income treatment.

4, there is land and labor, but not farming. This refers to the lazy farmers, mail but do not want to deal with, do not want to work tired, do not go out to work, no food and drink, the family is poor, but the main reason is lazy, shape this lazy out of the ordinary, is not eligible for low income insurance.

5, there are people in the family who use drugs and gambling or high spending, drug addicts and gamblers are malignant, but also bottomless pit because of these causes of poverty is not worthy of sympathy and assistance, if the use of fraudulent fraud to obtain low income insurance, which is also illegal.

6, children as cadres have the ability to support. Some children, who obviously have the ability to support, but with the help of their position, they apply for low income insurance for their parents, which is not allowed and is the target of the cleanup.

7. Families with motor vehicles, ships and large agricultural machinery (excluding vehicles for the disabled);

8. Families with more than two sets of ownership of housing and the total area of housing is more than twice the standard area of the local housing security;

9. Families with high-value collectibles;

10. Families with members of the family who have gone abroad to work (including labor export), labor export, and other activities. Labor export), study, business;

11. Families that run businesses, set up enterprises, or hire others to engage in various business activities;

12. Families that arrange for their children to borrow money to study, choose schools, or attend private schools at their own expense;

13. Families that, within a year prior to applying for urban and rural subsistence allowance or during the period of entitlement to the urban and rural subsistence allowance, buy a house for commercial use, build or buy a house that is not a residence, renovate a house, and renovate the house to a level that is not considered a residence. Families that have purchased commercial housing, built or purchased non-residential housing, or renovated their housing and the level of renovation is significantly higher than the local urban and rural low income standard.

★ Low-income household death policy:

From the "Notice on Further Deepening the Funeral Reform and Standardizing Funeral Management", we found that the basic funeral service includes services such as receiving and transporting the remains (including lifting and disinfecting the body), storing the remains (including refrigeration), cremating the remains, and depositing the ashes, etc., and that its services are implemented in accordance with the "Funeral Reception Service", "Remains Preservation Service", "Remains Cremation Service", and "Ash Deposit Service" of the Ministry of Civil Affairs. Ashes Hosting Service" and other service standards. "For example, the fee for transportation of remains by ordinary funeral vehicles and the fee for storage of remains in ordinary refrigerated cabinets within three days are waived." Reductions are available for low-income households.

Procedure for the waiver: relatives who are eligible for the waiver policy, apply to the civil affairs office where the deceased's household registration is located, and provide death certificates, low-income guarantees and other related materials as required. Reported by the district and county civil affairs bureau for approval, to the funeral home for the basic funeral service fee reduction and waiver procedures.

★ On the low-cost housing (low security housing) policy information:

Low security housing is the people's social verbiage, referring to the low-cost housing (or public **** rental housing) and affordable housing two kinds of social welfare housing.

Low-rent housing refers to housing of a social security nature provided by the government in the form of rental subsidies or in-kind rent allocation to families that meet the minimum living standards for urban residents and have housing difficulties. The allocation of low-cost housing is mainly in the form of rental subsidies, supplemented by in-kind rent allocation and rent remission. According to the provisions of the Notice on the Joint Operation of Public **** Rental Housing and Low-Cost Housing (Jianbao [2013] No. 178) jointly issued by the Ministry of Housing and Urban-Rural Development, the Ministry of Finance, and the National Development and Reform Commission, public **** rental housing and low-cost housing will be operated in parallel in all areas from 2014 onwards and will be collectively referred to as public **** rental housing after the parallel operation.

Affordable housing refers to dwellings built under the national affordable housing construction program. The plan is issued by the state, the land use is generally implemented in the form of administrative allocation, exemption from land premiums, a 50% reduction in various approved fees, the sale price of government-guided prices, determined by the principle of preserving capital and making a small profit.

Because they are social welfare housing, applications for both types of housing need to meet certain qualifications and are awarded after approval and balloting by government departments.

★Three Books, Four Forms, Two Records

The Three Books, Four Forms, Two Records system is strictly enforced in the process of scrutinizing new urban and rural low income housing.

The three books: refers to the applicant's application for low-income insurance, the applicant's family income and property status of the letter of commitment, the applicant's family economic status verification authorization letter. The purpose of the three books is to further clarify the civil affairs departments to carry out information comparison under the authorization of the applicant. Civil affairs departments grasp the income status and property status of family members applying for low-income insurance, while understanding the applicant's family economic situation, but also to evaluate the applicant's good faith declaration.

The four forms: it refers to the applicant's family economic status verification form, the minimum subsistence guarantee examination and approval form, the close relative filing form, and the dynamic management form of the low-income security object. The purpose of the four forms is to meet the conditions of the low income security of the applicant, in the verification of the family economic situation, close relatives whether there is a civil affairs staff situation, changes in the economic conditions of the family members for the record, the procedure is complete after the approval.

Two records: one refers to the record of democratic deliberation. Need village representatives, civil affairs assistants, township supervisors, townships, townships, the main leader of the composition of the low-income insurance deliberation group signed the record; the second is the record of publicity: refers to the township on the results of the deliberation of the village, townships, the results of the village, townships, in a conspicuous position to publicize, to have a picture. In addition to this there should be proof of the applicant's income, proof of land, labor capacity appraisal.

★ Low-income insurance laws and regulations

Interim Measures for Social Assistance

Article 66 Violation of the provisions of these Measures, one of the following circumstances, the higher administrative organ or supervisory organ shall order rectification; the directly responsible supervisory personnel and other directly responsible personnel shall be given sanctions in accordance with the law:

(a) the application for assistance in line with the application conditions are not

(2) to meet the conditions of the aid application is not approved;

(3) to do not meet the conditions of the aid application is approved;

(4) the disclosure of personal information of citizens known in the work, resulting in the consequences;

(5) lost, tampered with the acceptance of social assistance funds, service records and other data;

(6) Failure to issue social assistance funds or materials or provide related services in accordance with the regulations;

(7) Other abuses of power, dereliction of duty, favoritism and malpractice in the course of performing social assistance duties.

Article 67 If, in violation of the provisions of these Measures, a person intercepts, appropriates, misappropriates, or illegally distributes social assistance funds or materials, the relevant authorities shall order the recovery of such funds or materials; if there is any illegal income, the illegal income shall be confiscated; and the directly responsible person in charge of such funds or materials and the other persons directly responsible for such funds or materials shall be given penalties in accordance with the law.

Article 68 Anyone who adopts such means as misrepresentation, concealment or forgery to fraudulently obtain social assistance funds, materials or services shall be ordered by the relevant authorities to discontinue the social assistance and order the return of the illegally obtained assistance funds or materials, and may be fined at a rate of not less than one and not more than three times the value of the illegally obtained assistance funds or materials; and anyone who constitutes a violation of public security administration shall be subject to public security administration penalties in accordance with the law.

Article 69 Violation of the provisions of these measures, constitutes a crime, shall be investigated for criminal responsibility.

★ Sample Application for Low-income Insurance

Application for Low-income Insurance

××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××x ××××××, the household registration of this family is × × city (county) × × town (township), now usually live in × × city × × town (township) × village (residence) × group.

Now due to ×××××××××××××. At present, the family's monthly (annual) income is only ×× yuan, resulting in extraordinary difficulties for the family, the monthly (annual) income is not enough to maintain a basic life, life is very difficult.

To this end, the need to apply for (urban) rural minimum subsistence allowance treatment, in order to solve the current difficulties encountered in basic life, hope to approve!

Hereby apply

Applicant: ××××

Application date: × year × month × day

★ Attachment: People's Daily published in the common fraud and loopholes in the low income guarantee

December 2014, there have been three provinces of Qinghai, Hainan, and Inner Mongolia informed of 2014 to clear out the substandard low income guarantee object of more than 260,000 people.

What should not be "eaten" indiscriminately "eat", more than 1.5 million people more than a year to check and correct.

Qinghai province in 2014 to clear the number of people who do not meet the conditions of the low income insurance accounted for 10% of the total number of original low income households. It is expected that by the end of this year, the number of urban and rural low-income insurance recipients in the province will be reduced from 635,000 in 2012 to 567,000, saving 220 million yuan in annual financial funds.

Low-income insurance violations are not a phenomenon in individual regions. between June 2013 and September 2014, the country corrected more than 1.514 million urban and rural low-income insurance errors and omissions.

According to relevant regulations, the targets of the low income guarantee are mainly people whose per capita household income is lower than the minimum subsistence guarantee standard, and mainly those who have no source of livelihood, are incapable of labor, and are old, sick or disabled, and other people who have difficulties in life all year round. However, it is these people in need of a meager source of livelihood, but also by some "official insurance" target.

Despite increasing efforts to clean up the situation in recent years, irregularities in the low income guarantee are still being reproduced. 2013, the Civil Affairs Department of the Inner Mongolia Autonomous Region *** returned more than 100,000 people who did not meet the eligibility requirements for the low income guarantee, among them, there are a large number of "humane guarantee" and "relationship guarantee. "Nine months later, another 139,000 people were retired for violating the law.

Some of the "official guarantors" are even more money-obsessed: Zhang Jinghua, the former director of the civil affairs office in Wutou Town, Xin'an County, Luoyang City, Henan Province, was recently revealed to be in possession of 267 passbooks, which were all collected from the needy and used to embezzle over 500,000 yuan of subsidies for various types of needy people, including additional funds for low income guarantees. Many people do not know how to use the passbook, and put it in the custody of the civil affairs department, which gave Zhang Jinghua an opportunity to take advantage of.

From 1997, the State Council issued a notice requiring the establishment of an urban low income insurance system in the country, to today's low income insurance in the urban and rural areas of the full coverage, low income insurance system has experienced more than 10 years of development, for the urban and rural areas of many people in need of weaving a "network of food and clothing". However, this should be enjoyed by the people in need of welfare, but there are many fell into the hands of the "official insurance", it is heartbreaking.

Basic departments "deceive the top and cheat the bottom", "end corruption" frequent regulatory loopholes.

In 2012, the Ministry of Civil Affairs formulated the "Minimum Subsistence Security Audit and Approval Measures (Trial)", according to which the township people's government (street office) is responsible for reviewing the materials submitted by the applicant or his or her agent and is responsible for submitting the application materials to the people's government of the county-level civil affairs departments for approval.

However, the grassroots administration, which is supposed to play the role of "carrying on the top and starting the bottom", has been "deceiving the top and cheating the bottom" in many cases of "misappropriation" of low income insurance, and has acted as a "referee" for the review and approval of low income insurance. The government's decision to take on the role of "referee" and "athlete" in the application process has been a major factor in the development of the country's economy.

According to the regulations, the process of applying for low income insurance for the needy can be roughly summarized as: application - acceptance of examination - family survey - democratic deliberation - examination and approval - fund release However, in this process, there are often cases where the system is not strictly followed, some are just going through the motions, and there are even cases of tampering and distortion, which breeds corruption.

- Inadmissibility, application without a door. Some officials "shut down" people in need at the first hurdle in order to ensure that those with whom they have "good relations" get the low income quota. "Candidates for low-income households are often identified before the village committee meets to discuss them." A villager in Lingao County, Hainan, said other poor households will not hear back even if they apply.

- Lack of investigation and unclear public announcements. Some officials use various means to withhold information, hiding the "background". Huang Guohua, the former village secretary of Tannan Village in Changping Township, Leiyang County, Hunan Province, and others tampered with the minutes of the democratic deliberation meeting to decide on the low income index, while in some other areas, the democratic deliberation meeting was not attended by villagers' representatives for a long time.

--You come to my approval, muddle through. Some of the higher approval departments just fulfill the mission of "from paper to paper", do not look y into the authenticity of the application materials, so that the "approval" has become a mechanical movement. 2012 December to 2013 December period, Zhejiang Wenling a social aid workers to take advantage of their position, using fake signature of other people's names, and then use the name of a person who is not a member of the public. In the period from December 2012 to December 2013, a social aid worker in Wenling, Zhejiang Province, took advantage of his position to fraudulently sign other people's names, and 26 times fraudulently claimed more than 110,000 yuan in subsidies from 19 subsidized recipients for his own personal use. And this scam, the higher authorities this as long as according to the provisions of the fulfillment of the obligation to audit can be punctured.

--A guarantee "final" life, less review. According to the regulations, when the family size, income and property status changes, the low income families should report, the higher departments should review. However, some places do not pay attention to or deliberately ignore this dynamic management, frequent "dead people eat low income" events. 2011, Hukou County, Jiangxi Province, was exposed to a villager died after still "receive" two years of low income, and his son is the local civil affairs department cadres.

Smooth monitoring mechanism to clean up the "official insurance policy"

"This is a matter of low-income insurance, the power of grass-roots cadres is too great." Zhu Qizhen, director of the China Agricultural University [microblogging] Farmer's Issues Research Institute, lamented. In the whole policy, grass-roots cadres have important responsibilities and thus centralized power. Some "official guarantors" play with their authority, disregard rules and regulations, and treat the low income guarantee that the state arranges for them to manage as a "red packet" for themselves. Some of the grassroots people who reflect their problems to the public do not get feedback, but will "annoy" grass-roots cadres, and the loss is not worth the gain, so they are often only angry and dare not speak out.

In response to the unfairness of the low income insurance phenomenon, the various regions have repeatedly carried out cleaning up illegal low income insurance action, and focused on rectification. The reporter found that a lot of rectification work in fact in the original low insurance policy has requirements, such as the organization of collective meetings, close relatives of the low insurance alone for the record, just in the past failed to do. However, the centralized clean-up action is not a permanent solution, "official insurance insurance" is still constantly reappearing. Zhu Qizhen believes that the current low-income insurance process is seriously lack of supervision, neither the main body of supervision nor the supervision mechanism, so that the state subsidies are not given to the subsidies should be given to the object, the interests of the people in need are difficult to be protected.

He Xuefeng, a professor at Huazhong University of Science and Technology who has researched rural issues in many places, believes that a smooth monitoring channel and a perfect information disclosure mechanism are needed to solve the "official guarantee" problem in the long run. "The supervision mechanism should be put into practice, and reports from the public should be accepted instantly, and the relevant people should be strictly held accountable, and one case should be found and investigated."

"More power can be given to the masses." Zhu Qizhen said the constraints on the power of grass-roots cadres should start with the grass-roots masses, so that they can speak out, see the writing on the wall and say what they want to say. "A healthy set of rules of procedure for the grassroots masses needs to be established, and the supervision mechanism needs to be improved to make the information on low income insurance open and transparent."