3 times points of self-selected merchant type
You can freely choose your favorite merchant type from the following three merchant types and enjoy triple points discount.
Catering and entertainment: including various businesses such as catering and entertainment.
Shopping category: including department stores, supermarkets, clothing, shoes and bags, etc.
Travel category: including air tickets, hotels, vacations, tourism and other businesses.
Remarks: If only one category is selected, it will be free; If multiple categories are selected, 29 yuan/year will be charged for each category.
Consumption points or free gift exchange
Your GDB DIY credit card spending points can not only be exchanged for bonus gifts at will, but also be directly used to deduct consumer arrears. Every 65,438+00000 points arrive in 20 yuan, and if there are more points, points will be deducted cumulatively.
Functional details:
1. At present, the function of "triple points for self-selected merchant type" is only applied when the card is opened. After the card is opened, the application, modification or cancellation of the service will not be accepted for the time being. We will make adjustments in the subsequent business development, so please pay attention to our website or SMS notification.
2. The merchant types of "triple points of optional merchant types" are as follows: (the number in brackets is the merchant category code, that is MCC), including dining places and restaurants (58 12), fast food restaurants (58 14) and drinking places (bars, pubs, nightclubs, cocktail halls and discos) (58/4) Shopping categories include large warehouse supermarkets (54 1 1), large warehouse household goods stores (5200), department stores (53 1 1), electronic equipment, household appliances stores (5732) and sporting goods stores (594/kloc). Travel includes accommodation services (hotels, hotels, motels, resorts, etc.). ) (70 1 1), sports and entertainment campsite (7032), railway passenger transport (4 1 12), airlines (45 1 1). Ship and cruise service (44 1 1), car rental (75 12), tourism and exhibition (799 1), and direct sales of tourism-related services (5962).
3. Consumption points must be converted into 10000 points to offset consumption arrears. When the card points are less than 10000 points, the application will not be accepted. Every 10000 points can be used to deduct 20 yuan, and the preferential points applied for each time must be an integer multiple of 10000 points, and the deduction amount cannot exceed the accumulated arrears of DIY card on the same day.
4. Guangfa DIY Credit Card Gold Card can enjoy multiple points if it spends up to 200,000 yuan per month; Puka can enjoy multiple points with a maximum monthly consumption of 6.5438 million.
5. If you encounter delay or risk in a settlement month, all transactions in that settlement month will not get multiple points.
6.GDB DIY credit card will be sent out in the second month of the transaction.
7. If your Guangfa DIY credit card is an IC chip card, it supports credit card transactions and electronic cash transactions. The balance of the electronic cash account is initially 0, which can be recharged through the credit card account of this card. If you use Guangfa DIY card to make electronic cash flash payment, the transaction is not counted and you don't enjoy multiple points.
8. If your Guangfa DIY credit card is an IC chip card, you can support electronic cash transactions in merchants with (UnionPay) or (Flash Payment) logo, and you can complete it by inserting a card or debit card.
9. If the credit card is lost, you can call our customer service hotline 95508 to report the loss of the credit card, and the electronic cash account cannot report the loss.
10. If your Guangfa DIY credit card is an IC chip card, you need to transfer the electronic cash balance of the old card to the new card at the counter when updating or replacing it, and the old card will be recycled and destroyed by our bank. The bank will transfer the balance of the electronic cash account to the new credit card account within 30 natural days after acceptance, and the transfer amount shall be subject to the amount recorded by the banking system. If it is not returned, the electronic cash balance of the old card can continue to be used until the card expires, during which it is not allowed to be deposited.
1 1. If your Guangfa DIY credit card is an IC chip card, the cancellation of its electronic cash account must be handled at our outlets, and the card will be recycled and destroyed by our bank.
12. Within the scope permitted by law, Guangfa Bank can adjust this product and detailed rules of activities according to the provisions of national laws and regulations and the actual situation.