1. Transfer the house to the children through transfer: the main expenses of house transfer are business tax, personal income tax and deed tax. Among them, the real estate for more than five years is exempt from business tax and individual tax. Only deed tax and property right transfer registration fee need to be paid. If the property is less than five years old, you need to pay business tax and individual tax, as well as deed tax and property right transfer registration fee.

2. Transfer the house to the children by gift: Personal income tax, deed tax and notary fee are required for the transfer of the house by gift. There is no business tax on gift transfer, because the gift is considered as a free gift, so the donee needs to pay personal income tax, and at the same time, the gift transfer also needs to pay notary fees.

3. Transfer the house to the children by inheritance: Compared with buying and selling gifts, the tax expenditure is the lowest, because the inherited property has no business tax, individual tax and deed tax, and only needs to pay the notary fee. Heirs can notarize the right of inheritance by will and transfer their names to the housing management department by the certificate of inheritance.

I hope the above information will help to answer your question.