Non-standard merchants = merchants with little or no points = merchants that banks don't like = merchants that are not conducive to increasing the card amount = merchants with low handling fees (generally 0.38% or 0 rate)

Be professional, that is to say:

According to the new regulation of "96 Fee Reform", the card swiping fee for bank cards mainly consists of three fees: the service fee charged by the issuing bank, the network service fee charged by the bank card clearing institution and the service fee charged by the acquiring institution. Details are as follows:

1. preferential category (the rate is 0.38%): supermarkets, gas stations and other merchants enjoy the preferential rates of service fees of the issuing bank and outlets during the two-year transition period.

2. Exemption category (rate 0): public hospitals, public schools, social welfare institutions, public pension institutions, charities and other businesses.

3. Standard category (0.6% rate): all merchants except the above two categories. Such as clothing, jewelry, catering and so on.