It only takes one yuan to open an account, and you can get a "current all-in-one pass".
A passbook can deposit RMB, British pound, Hong Kong dollar, US dollar, Swiss franc, Japanese yen, Canadian dollar, Australian dollar, euro, Macao dollar, etc. 10 currency (opened in Guangzhou, Jiangmen, Zhongshan and Zhuhai), which is simpler to deposit and withdraw and more convenient to keep.
When opening an account, you can apply for the Great Wall Electronic Debit Card at the same time.
Passbooks and debit cards can be exchanged at the provincial intranet business outlets.
Passbooks have many functions.
Personal firm foreign exchange trading and stock trading can be handled in some institutions. Your overseas and domestic remittances can be recorded directly. Provide payment agents and related settlement services. Provide telephone banking financial services.
3. The password designed by ourselves is safe and reliable.
"Current All-in-One Pass" provides you with password protection service. Please set the withdrawal password when opening an account. The withdrawal password is kept by you personally. Bank computer automatic verification, without the hands of others, safe and reliable.
4. It is convenient to report the loss and safe to use.
If you lose or forget your password, you must report the loss to the bank where you open the account (report the loss to other online savings institutions, and the report loss is valid for 5 days). After 7 days of reporting the loss, you should go to the bank where you opened the account to reissue a new passbook or change your password.
10% discount for multiple singles.
"All-in-one fixed deposit" can record time deposits of various RMB, foreign currencies and maturities in one passbook instead of the previous practice of one deposit and one deposit certificate, which is clear at a glance, easy to keep and convenient to use.
Automatic deposit and withdrawal
All kinds of deposits in the "fixed-term all-in-one passbook" can be automatically transferred according to the agreed deposit period. You don't need to go to the bank to go through the transfer formalities in person, and you can get the accumulated principal and interest when you withdraw money.
"One-for-all" can be used to deposit and withdraw money from online savings institutions of China banks in the region.
The "regular all-in-one machine" can also enjoy telephone banking, mortgage financing and other services.
The password designed by ourselves is safe and reliable.
"Regular Card" provides you with password protection service. Please set the withdrawal password when opening an account. The withdrawal password is kept by you personally, and the bank computer automatically verifies it, which is safe and reliable without other people's hands.
It is convenient to report the loss and safe to use.
The password of "Regular All-in-One Pass" is lost or forgotten. You must report the loss to the bank (temporarily report the loss to other online savings institutions, valid for 5 days). After 7 days of loss reporting, you should apply for a new passbook or change your password at the bank where you open the account.
history
1979, Bank of China took the lead in introducing credit card business to China, 1985 issued the first RMB credit card in China, and 1986 issued the Great Wall MasterCard, a general credit card in China, thus ending the history of no credit card in China and breaking the traditional payment method of "cash on delivery" that China has been using. As a new type of "electronic money", the issuance of the Great Wall Card opened the electronic era of payment and settlement in China.
Working energy
A. Consumer loan function Direct shopping consumption is the most basic and original use of the Great Wall Card. Cardholders of the Great Wall Card can replace cash settlement in more than 57,000 special merchants of the Great Wall Card nationwide without paying any handling fees. For customers who use the Great Wall Card, the issuing bank also allows cardholders to make short-term overdrafts within the prescribed limits, that is, consumer loans provided by banks to cardholders.
B. Savings function: Great Wall cardholders can go through the deposit and withdrawal procedures at 12000 savings outlets of Bank of China all over the country, or at ATMs of Bank of China in Guangdong, Beijing, Zhuzhou, Anshan, Hangzhou, Xiamen, Nanning and Changsha (with the logo of "UnionPay").
C. Transfer function: Great Wall cardholders can handle the transfer business at12,000 savings outlets of China Bank and 864 ATMs (with the logo of "UnionPay").
D. Remittance function When the Great Wall cardholder goes out and needs to recover the money in other places, he can go through the deposit formalities at the local China bank and remit it back to the local cardholder's account. When using money, he can go to the local China Bank to go through the withdrawal procedures.
E telephone banking service great wall cardholders can enjoy 24-hour telephone banking (95566) service, including checking balance, transaction status, password modification, fax statement, emergency report, etc.
kind
A. international card: foreign exchange Great Wall MasterCard, which is used all over the world and settled in US dollars.
B. Regional card: RMB Great Wall MasterCard, which is only applicable in China and paid in RMB.
(1) Corporate card: it can be divided into corporate ordinary card and corporate gold card.
(2) Personal card: it can be divided into personal ordinary card and personal gold card. Personal cards can be divided into main cards and supplementary cards.
Highlight service
A. Report the loss by telephone-If the Great Wall card is lost, you can report the loss by telephone, so as to minimize the cardholder's risk of losing the card.
B Emergency Support-If you lose your card in other places, you can not only report the loss by phone, but also apply to the local China Bank for emergency compensation (cash advance) and emergency gold card replacement service.
C. Consumption overdraft-allows cardholders to make overdraft consumption within a certain limit.
D. Color photo card business-The Great Wall color photo card launched by Bank of China can save cardholders the trouble of having to show their ID cards.
E.ATM service —— China Bank's "UnionPay" and "Zhongyintong" service networks are developed and widely distributed, which not only expands the use space of Great Wall card series products, but also greatly facilitates cardholders. Great Wall cardholders can enjoy a series of banking services such as automatic deposit and withdrawal, transfer, inquiry and password modification. Nearly 30 cities inside and outside Guangdong Province have joined the "UnionPay" network (marked "Guangdong UnionPay"), and other bank ATMs in Guangdong Province have joined the "Guangdong UnionPay". ("UnionPay" provincial intranet: Guangzhou, Shenzhen, Shantou, Zhuhai, Foshan, Jiangmen, Shanwei, Huizhou, Dongguan, Zhongshan, Shaoguan, Chaozhou, Yunfu, Shunde, Nanhai, Sanshui, Gaoming, Panyu, Huadu, Conghua, Zengcheng, Chaoyang, Huidong and Longmen. "UnionPay" outside the province: Beijing, Xiamen, Nanning, Changsha, Zhuzhou, Anshan and Hangzhou. Guangdong UnionPay member banks: China Bank, Industrial and Commercial Bank, Agricultural Bank, China Construction Bank and Guangdong Development Bank. )
Modern people demand safer, more convenient and faster financial services. The Great Wall electronic debit card of China Bank is an electronic currency that meets the needs of the continuous development of modern society. Great Wall Electronic Debit Card, as a series of products of China Bank Great Wall Card, provides perfect service for cardholders with its characteristics of safety, convenience, popularity and universality.
Special point
A. Simple application: The application procedure of Great Wall Electronic Debit Card is extremely simple, and there is no need for deposit, guarantee and credit review. After filling out the application form, you only need to open an account in China Bank (the initial deposit amount is only 50 yuan) or use an existing account to apply for a card.
B. Easy to use: Great Wall Electronic Debit Card is one of the products of Great Wall Card series. With shopping and cash withdrawal functions, it is convenient to carry. You don't need to show your ID card when you use it, so the shopping transaction time is fast and more convenient.
C. Security password: Great Wall Electronic Debit Card has a security password, which can be changed at ATM according to personal needs. In case this card is accidentally lost, you can report the loss to the issuing bank, and you don't have to bear any risks after reporting the loss, which is safer.
D. Wide application: The Great Wall electronic debit card adopts the method of instant deduction by computer networking, and its international standard network connects major cities in China, with the functions of depositing and withdrawing money in the same city and in different places, and spending.
Field of use
Shopping, catering, entertainment, accommodation, tourism, civil aviation
Atm service
China Bank's "UnionPay" and "Zhongyintong" service networks are developed and the outlets are widely distributed, which not only expands the use space of the Great Wall card series products, but also greatly facilitates cardholders. Great Wall electronic debit card holders can enjoy a series of banking services, such as automatic deposit and withdrawal, transfer, inquiry, password modification, etc., at the ATMs of China Bank (with obvious "Guangdong UnionPay" logo) and other banks in Guangdong Province that have joined the "Guangdong UnionPay" network in nearly 30 cities inside and outside the province.
Great Wall Consumer Credit Card refers to the credit card that China Bank gives Great Wall cardholders a certain credit limit, within which they can spend first and then repay.
It is easy to apply for a card, and there are many choices.
Anyone who meets the application conditions, procedures and documents, fill in the application form and return it to the nearest China Bank, and enjoy personal rights without paying the provident fund. Great Wall consumer credit cards include business cards and personal cards. Cardholders can choose gold cards, ordinary cards, photo cards and immediate family members to apply for supplementary cards according to their needs.
One card in hand, national traffic.
Great Wall consumer credit cards are popular all over the country and are welcomed by nearly 100,000 special merchants, especially people from all walks of life who often go out for business or consumption. Usage functions include: consumption: Great Wall consumer credit card holders can spend money at special merchants nationwide within the limit given by Bank of China. Banks can provide cardholders with an interest-free repayment period of up to 50 days. Cash withdrawal: if the cash has been deposited in the account and the cardholder needs to withdraw cash, no handling fee will be charged locally, and 1% of the cash withdrawal amount will be charged in different places. Note: Great Wall Consumer Credit Card does not provide overdraft cash withdrawal in principle, and cash overdraft does not enjoy interest-free repayment period.
Telephone banking inquiry: By dialing 95566, you can not only inquire your account at any time, but also fax the consumer transaction bill of Great Wall Consumer Credit Card in the last two months anytime and anywhere, which is very convenient for financial management.
Monthly checkout
Bank of China fixed 1 of each month as the settlement date of Great Wall Consumer Credit Card, and issued monthly statements to cardholders who had transactions last month. If the cardholder has any questions after receiving the statement, please go to China Bank to check the statement within 15 days, otherwise the bank will consider the cardholder as confirmed. If the customer does not receive the statement of the current month within 10 days of the deadline, please contact the bank as soon as possible.
Repayment interest
The repayment period is within 20 days from the closing date of the statement, that is, from the date when the bank issues the statement, the money listed in the statement will be repaid to the bank within 20 days, and the cardholder does not need to pay interest to the bank. After the repayment is due, the bank will charge interest at the overdraft rate of five ten thousandths of the daily interest rate. If the repayment is overdue or the payment is not paid off, the cardholder will be charged interest at the overdraft rate of 0.5 ‰ per day according to the actual overdraft amount and days from the earliest accounting date of the overdraft transaction. The minimum monthly repayment amount shall not be less than10% of the total repayment amount of the statement; For the unpaid part of the minimum repayment amount, the bank will charge a 5% late fee.
Lost card protection
If the Great Wall Card is found lost or stolen, the cardholder should report the loss through telephone banking (telephone number 95566) as soon as possible, or call our authorized telephone number 020-83372 154, or report the loss to the nearest China Bank. The risk occurring within 24 hours after the loss is reported shall be borne by the cardholder. For risks that may occur within 24 hours, customers can take out the Great Wall Card insurance, with a guarantee period of one year and a premium of 10 yuan, with a maximum coverage of 5,000 yuan.
annual fee
Gold card: 100 yuan/year; Photo Gold Card 120 yuan/Year
Ordinary card: 20 yuan/year; Photo ordinary card 60 yuan/year
Please call 95566 for details.