1. I want to start a business. In Shanxi, I want to know what entrepreneurial projects the Shanxi provincial government has subsidized in the past two years. What I know is that Shanxi will transform and develop.
Compared with general entrepreneurship, Anhui Daily News faces greater risks because of its lack of social experience and rich start-up funds. In order to encourage college students to start their own businesses, the state has given certain economic and policy concessions. It is beneficial to fully understand these concessions and skillfully use these policies.
since 2113, our province has implemented the policy of exemption from registration and management administrative fees for college graduates who are engaged in self-employment.
For those who are engaged in self-employment, except for industries restricted by the state (including construction, hotels, Internet cafes, etc.), all administrative fees will be charged from the date when the industrial and commercial departments approve their operation.
The specific exemption fees include: individual industrial and commercial household registration fee, individual industrial and commercial household management fee, bazaar management fee, economic contract verification fee and economic contract demonstration text cost; Cost of tax registration certificate; Private medical institutions management fees, quality inspection fees, preventive physical services fees, health permit fee; Private non-enterprise unit registration fee (industry qualification certificate fee; Special trade license fee; Tobacco monopoly retail license fee (including temporary retail license fee); The State Council, the Ministry of Finance and the national development and reform of other registration and management fees.
the requirements for exemption from relevant fees are as follows: I should present my ID card, graduation certificate and valid certificate of the camp to relevant charging units such as industry and commerce, taxation and health.
In addition,
College students' autonomy 118-12-1316:22:14)
1. Enterprise registration
1. The procedure is more simplified.
all college graduates (within two years after graduation, the same below) apply for self-employment or apply for the "green channel" of the private enterprise department for priority registration. Its business scope is prohibited by the state. For restrictive and exclusive applications, special approval procedures will be completed at the same time. For special affairs in science and technology parks, high-tech parks, economic and technological development zones, except for projects that must be pre-approved, the "commitment registration system" will be tried out. The applicant shall submit the application for registration, capital verification report and other major registration licenses, so that it can complete the relevant materials in accordance with the regulations within 3 months. Anyone who applies for the establishment of a limited liability company, with intangible assets such as human non-patented technology of college graduates as investment, is allowed to offset 41% < P > 2. All kinds of expenses are reduced or exempted.
except for going abroad, the registration fee (including registration, change registration and replacement license fee), management fee and various certificate fees of individual industrial and commercial households will be exempted within 1 years from the date of approving its operation. Those who join a private association will be exempted from the 1-year membership fee. For college graduates bidding for high-tech enterprises (including limited liability companies), the minimum registered capital is allowed to be put in place by stages; The name of the application can be approved as "high technology", "new technology" and "high technology". College graduates engaged in community service and other activities, after being reported by the neighborhood committee to the local administrative department for industry and commerce for the record, will be exempted from industrial and commercial registration registration and various industrial and commercial management fees within 1 years.
Reminder: According to the staff of the Individual Department of the Administration for Industry and Commerce, the relevant policies have been implemented at present. When going through the relevant procedures for starting their own businesses, college graduates should not only bring all the required materials and submit relevant applications, but also bring the employment recommendation form of college graduates, graduation certificates and other relevant materials.
II. Financial loans
1. Give priority to loan support and appropriately issue credit loans.
increase the support for self-employment loans for college graduates, and give priority to credit support to those who can provide effective asset mortgage (pledge) or high-quality customer guarantee. For college graduates to start a business loan, college graduates can be the main borrower, and the guarantor can provide corresponding joint guarantee for the stable income or effective assets of their families or immediate family members. For those with good credit standing and guaranteed repayment, credit loans shall be appropriately issued on the basis of controllable risks.
2. Simplify the procedures of loan
.
by simplifying the loan procedures, the credit line is reasonably determined and used in a certain period of time.
3. Preferential interest rate. Give some preferential interest rate support to the venture loan, and depending on the degree of loan risk, it can float down or up appropriately on the basis of the legal loan interest rate.
Reminder: Bank of China, Agricultural Bank of China, China Construction Bank, Minsheng Bank, CITIC Industrial Bank and other bank-related people all said that the bank has not started the business of college students' self-employment loans at present, and this embarrassing situation is mainly due to the high risk of such loans. A person concerned in the office of CITIC Industrial Bank said that banks should also consider their security while pursuing the profitability and liquidity of funds. Compared with other loans, college graduates' self-employment loans are risky. College students have just graduated, lack social work experience, and have no suitable collateral or guarantee. Banks generally don't lend easily. Another person in the industry also said that even if college students have suitable projects at hand, this is only an individual phenomenon. As an enterprise, the input cost and income of such loans issued by banks are not proportional.
in fact, the difficulty of college students' entrepreneurial loans lies in their inability to provide effective assets as collateral or pledge. At present, a number of banks have opened personal business loans for natural persons who have permanent residence or valid residence status in cities and towns and are over the age of 18. Such venture loans require individuals to use certificates of deposit, or real estate mortgage loans and secured loans.
iii. tax payment
all college graduates who are engaged in self-employed businesses are exempted from paying the tax registration certificate fee within 1 years from the date when the industrial and commercial department approves their business. Newly-established urban labor employment service enterprises (except industries restricted by the state), if the number of unemployed people (including college graduates who have registered for unemployment, the same below) exceeds 61% of the total number of employees in the enterprise, they may be exempted from income tax for 3 years with the approval of the competent tax authorities. After the expiration of the tax exemption period for labor employment service enterprises, if the newly placed unemployed persons account for more than 31% of the total number of original employees of the enterprise in that year, the income tax may be reduced by half for 2 years with the approval of the competent tax authorities.
IV. Business operation
1. Employees can enjoy free discounts on hiring and training.
For enterprises founded by college graduates independently, within 1 years from the date when the industrial and commercial departments approve their operation, they can inquire about the information on the supply and demand of talents and labor force and publish job advertisements for free on the websites of talent intermediary service agencies and public employment agencies affiliated to the administrative departments of personnel and labor security of the government. Participate in talent fairs or talent and labor exchange activities organized by talent intermediary service agencies and public employment agencies affiliated to the administrative department of personnel and labor security of the government, and give appropriate fee reduction and exemption; The talent intermediary service institutions affiliated to the government personnel department provide free training and evaluation services for graduates who start enterprises and preferential treatment for employees who start enterprises.
2. Personnel
file management is free of charge for 2 years.
for college graduates who start their own businesses, the personnel intermediary service agencies affiliated to the government personnel administration department will keep their personnel files (including handling social security, professional titles, file wages and other related procedures) for two years free of charge.
3. There are separate channels for social insurance.
college graduates who are engaged in self-employment can apply for social insurance at the individual payment window set up by social insurance agencies at all levels.
No matter what you are going back to do, I will give you some advice. I hope it will be useful to you.
Doing eleven steps to start a business is bound to succeed.
Impulse! It is the motive force of starting a business. Without impulse, there is a lack of motivation to let go and get a foothold. However, under the impulse, to succeed in starting a business, it is still necessary to step by step and follow certain steps steadily, so as to improve the chances of success in starting a business.
First, consult a professional entrepreneurial consultant
If you want to succeed in starting a business, you need to prepare in advance. Before starting a business, you should teach it to a professional entrepreneurial consulting institution or consultant. Of course, there are many entrepreneurial business consultants in the market, and you can spend some consulting fees to consult, but if you don't want to spend this money, you can also choose some free consulting institutions, such as associations and government agencies, and make more use of these free departments. Second, writing a business plan
Writing a business plan is not only necessary but also very important for the whole entrepreneurial process. Because, through the writing of the plan, you can not only know more clearly whether the plan is complete in GAI, but also find someone to invest in shares or provide advice, which is more specific. If you want to apply for a youth entrepreneurship loan, you must also attach a plan.
generally speaking, the contents of the business plan include industry analysis, horizontal competition, commodity introduction, business circle analysis, investment amount analysis, manpower planning, monthly cost analysis, profit forecast, store exhibition plan, medium and long-term development goals, etc. Each project must also be analyzed in detail. The more detailed and clear the plan is, the easier it is to find the problems in future business, and correct them as soon as possible to reduce the risk of failure.
Third, raising venture capital
Everything is difficult at the beginning, and it is even more difficult to start a business if you don't have enough funds. At this moment when the economy is in a downturn and it is not easy to raise funds, we must first solve the problem of funds if we want to start a business.
when the entrepreneur's venture capital is insufficient, the way to raise money is not only to borrow from relatives and friends, or the popular bidding meeting, but also to seek relevant loan resources from the government to solve the problem of insufficient venture capital. These channels include youth entrepreneurship loans, laid-off loans, micro-enterprise entrepreneurship loans, entrepreneurship loans for people with physical and mental disabilities who must have specific identities, entrepreneurship loans for women in special circumstances, entrepreneurship loans for rural youth, and franchise entrepreneurship loans introduced by some banks.
Fourth, how to choose the industry to decide the product
Before choosing the industry you want to start a business, you must first measure the amount of your own venture capital, because the total investment of each industry is high or low, and each industry is different. Therefore, first measure the industries you have and then make further plans.
according to the funds prepared by me, I will initially screen the industries that I can invest in, and then I will evaluate and consider them according to the development prospects of the industry, my own interests, expertise, sexual orientation, past relevant work experience, industry competitiveness and other factors to see which industry I am suitable for and which industry I have the most competitive advantage in.
Therefore, when opening a shop and doing business, you must never have the concept of both low investment and quick recovery. When choosing an industry, we must first consider the competitive situation of the industry, how much strength we have to do, and never throw eggs at stones.
v. learning business skills
after choosing an industry, the next question is how to get business skills. Of course, if you choose a store and have technology transfer education and training at the headquarters, everything will be done. However, if you start your own business, you must find a way to learn by yourself.
As far as learning approaches are concerned, of course, there are many skill classes, such as catering, snacks, coffee, foamed black tea, flower arrangement, wine mixing, etc., and all kinds of skills are taught. In addition, other vocational training centers, such as the Vocational Training Council of the Labor Council, also offer various vocational training courses. In addition, before opening a store, it is best to have practical experience in this industry.
Because, if you only learn the relevant technology in the cram school, but you lack the actual combat experience in the storefront, you will probably be in a hurry and have frequent situations when you officially start business. Therefore, before opening your own store, you'd better go to work in the same store first, so that you can learn business skills and practical experience, and secondly, you can test whether you are suitable for this industry.
VI. Evaluation of Store Business Circle
The choice of location has a great influence on the operation of the store in the future, so you must find a store with a good business circle position. Just in the process of finding a store, you often can't find the ideal store at once. At this time, you must be patient and keep looking, and don't give up halfway.
generally speaking, when evaluating the business circle, the evaluation indicators should include the attributes of the business circle, the number of storefronts and floors, the surrounding facilities, the nearby competitive stores and complementary stores, the rent, the difficulty of obtaining legal licenses, whether there are large-scale shops and MRT stations nearby, business hours, population (mobile and fixed), customers and proportion, consumption power and motivation, road width, development prospects (.
when evaluating business districts, it is necessary to evaluate them at different time periods, such as during the day, at night, on normal working days and holidays, to observe the business districts in this place, so as to avoid misjudgment in business district evaluation by only looking at the day but not the night, or just looking at working days and ignoring holidays. When evaluating the business circle, a business circle evaluation record table should be made, and the conditions for evaluating the storefront should be recorded in detail for reference in future evaluation.
However, under the impulse, if you want to succeed in starting a business, you still have to step by step and follow certain steps steadily, so as to improve the chances of success in starting a business.
VII. Sign a contract with the landlord
After finding a good store, the next step is to sign a contract with the landlord. Moreover, this action should not be too early, and it can only be carried out after the previous steps are completed. Because, once you sign a contract with the landlord, you will start to pay the rent, and naturally there will be time pressure. Therefore, before signing a contract with the landlord, all the preparatory work and written data that can be done must be prepared first. When signing a contract with the landlord, it is best not to have a short lease period. If you only sign for one year, you may not start recycling until one year later. As a result, the store is taken back by the landlord, and the ideal lease period is three to four years. Of course, if you choose a store, the lease period cannot be shorter than the franchise period.
In addition, the landlord's deposit must usually be paid when signing the contract, and the market price of the deposit is usually two to three months of the rent. Therefore, when signing the contract, you must pay the landlord's store deposit and the first month's rent, but it takes a decoration period to rent the store. It is best to ask the landlord for emotional intelligence, and the decoration period can be deducted from the date when the rent starts to reduce the rent expenditure.
VIII. Application for business license
Before opening a store, you must apply for relevant licenses, otherwise you will be operating without a license. There are two kinds of applications for licenses: one is to apply for a company license, which is issued by the industrial and commercial bureau; The other is a small capital, which only needs to be registered as a profit-making enterprise and issued by the local county and city industry and commerce. Most stores have only to register for profit-making businesses because of their small capital. In addition, we must apply to the tax authorities for a unified invoice, unless it is allowed to be exempted from the use of a unified invoice, otherwise, we must handle it.
in addition to the application for business license, if you want the signboard hung by your store not to be abused by others, and if you want to use it for your own use, you must also apply to the industrial and commercial bureau for the registration of service logo. The name of the signboard hung at the entrance of the store may have its own special design except the name text or pattern. This kind of non-commodity text and image is called the service seal. It is different from the company or business name you apply for, and their names may be different.
Therefore, if you don't want your future gold-lettered signboard to be stolen, you must first apply for the registration of the service logo. No matter whether you apply for the company, the line number or register the service logo, you can entrust an agency company to handle it.
IX. How to decorate the storefront
The storefront decoration is related to the management style of a store and the first impression of its appearance. Therefore, the choice of decoration manufacturers is very important, and the decoration manufacturers you are looking for must have relevant storefront decoration experience. For example, to open a coffee shop, you must find coffee.