Changzhou second-hand house trading information
1. The buyer and the seller establish information communication channels, and the buyer knows the overall situation and property rights of the house and requires the seller to provide legal documents.
2. The house provided by the seller is legal, and the buyer can pay the house purchase deposit (paying the house purchase deposit is not a necessary procedure for the sale of commercial housing), and the buyer and the seller sign a house purchase contract (or a house purchase contract).
3. The buyer and the seller apply to the real estate transaction management department for review.
4. Contract. The real estate transaction management department shall, according to the property right status and the purchase object of the transaction house, report to the transaction department for approval step by step according to the approval authority set in advance, and both parties to the transaction may go through the formalities for signing the deed.
5. Pay taxes and fees. The composition of taxes and fees is more complicated, depending on the nature of the transaction house.
6. Go through the formalities of property right transfer and transfer. After the real estate transaction management department completes the registration of property right change, both parties will hand over the transaction data to the issuing department, and the buyer will apply to the issuing department for a new property right certificate with the notice of receiving the property ownership certificate.
7. For the buyer of the loan, after signing the house sales contract with the seller, both the buyer and the seller will go to the loan bank to handle the loan formalities. The bank will review the buyer's credit status, evaluate the house that both parties want to trade, and then approve the buyer's loan. After the two parties complete the registration change of property rights and the buyer obtains the house ownership certificate, the bank will issue a one-time loan.
8. After the buyer has obtained the house ownership certificate and paid off the house price, and the seller has delivered the house and settled the property fee, all the second-hand house sales contracts of both parties have been fulfilled.
What should I pay attention to when buying a second-hand house?
1, choose a reliable intermediary.
Buying a second-hand house, not everyone has a deep understanding of this aspect, and often need to seek the help of an intermediary. The choice of intermediary is also very important. Choose a reliable intermediary and check whether the intermediary has two certificates, namely, the business license issued by the industrial and commercial department and the intermediary agent qualification certificate issued by the Housing and Land Administration.
2. The geographical location of the house
When buying a house, the surrounding environment, geographical location, transportation and so on all need to be considered. Choose a community with good surrounding environment and perfect infrastructure, and consider convenient transportation. Convenient transportation can save a lot of time and energy.
3. Confirm property rights
When communicating with the seller, we should pay attention to whether the name on the title certificate is consistent with the owner, and at the same time, we need to check the original and check the authenticity of the title certificate. At the same time, we should also understand the nature of second-hand houses. Different property rights will involve the complexity of the transaction process.