If it is necessary to transfer the available credit line in CCB's credit card to debit card or withdraw cash, it is recommended to handle cash installment or advance cash.
Cash installment: Cash installment is a credit card cash credit business launched by China Construction Bank, which can meet your needs for small funds such as travel, payment and shopping immediately. You can flexibly use the credit line of credit card to withdraw cash, and easily enjoy the repayment in installments of 3, 6, 12, 18 and 24.
Application channel:
1. outlet: I can bring my original credit card and ID card to the outlet counter of China Construction Bank for on-site handling.
2.ATM: Insert Longka Credit Card into CCB ATM and select "Credit Card Installment"-"Cash Installment Application".
3. Good business:
Step 1: Log in to Shanrong Business buy.ccb.com and select "Financing Center"-"Credit Card Consumer Credit"-"Cash Installment"-"Apply Now";
Step 2: Complete the mobile phone verification;
Step 3: Fill in the application information and confirm the terms;
Step 4: Confirm the application information and fill in the credit card verification elements;
Step 5: Real-time system audit, and the loan will be released immediately after the audit is passed.
4. Personal online banking:
Step 1: Log in to personal online banking and select Credit Card-Credit Card Installment-Cash Installment Application;
Step 2: Select the credit card number of cash installment;
Step 3: Fill in the application information and confirm the terms;
Step 4: Confirm the application information;
Step 5: Real-time system audit, and the loan will be released immediately after the audit is passed.
Monthly handling fee rate: 0.865438+ 0% for the third installment? 0.75% for the sixth period? /kloc-0.75% of 2? /kloc-0.75% of 8? 24 periods 0.75%
Note: Cardholders should use the funds obtained by cash installments according to the purposes agreed with CCB, including household durable goods consumption, tourism consumption, home decoration, student assistance, medical care, etc.
China Construction Bank Credit Service Guide
Bank card mobile banking:
Download and install CCB Mobile Banking with the smartphone of ios/android system, and you can enjoy the free account change reminder service, and you can also handle credit card business such as activating secret settings, adjusting credit limit, reporting loss and replacing cards, account inquiry, repayment and installment at any time, which is convenient and fast.
Before May, 20 17, you can download and open the mobile banking client of "China Construction Bank" with Longka credit card (without signing a contract), or handle credit card adjustment, bill installment or cash installment business through mobile banking, and you can participate in the lucky draw and win a voucher of 10 billion yuan. Add "Dragon Card" to WeChat and enter "Mobile Banking" to download the usage details.
"Longka Credit Card" WeChat official account:
Add the official WeChat account of "Longka Credit Card" to the WeChat client, so that you can know the fresh information, card tips, safety guides and other information of Longka Credit Card at any time, and you can also inquire about preferential merchants and participate in various preferential activities.
Customer service telephone number:
Call CCB's 24-hour service hotline (dial 86- any domestic area code outside China-CCB's customer service hotline) and select "Credit Card" according to the prompt, so that you can conveniently handle various credit card services such as bill and integral inquiry, card opening and password service, line inquiry and adjustment, foreign exchange purchase repayment, progress inquiry and so on. If the credit card is lost or stolen, you can choose the report the loss menu to ensure the security of the account.
SMS service:
Edit the short message 1 14 to the official customer service hotline of CCB Credit Card, and inquire about the credit card account, credit line, installment payment, repayment, redemption of points, etc. Function and operation method: Edit SMS 1 14 to the official customer service hotline of CCB Credit Card, and reply accordingly according to the content of SMS code, so as to facilitate your inquiry and handling of credit card business.
Bill inquiry service Bill E era is more convenient for consultation.
The electronic bill of CCB credit card has many advantages, such as high efficiency, convenience, security, privacy and environmental protection. After opening the electronic billing service, you can receive the electronic bill of your credit card within 1-3 days after the billing date. Wechat pays attention to "Longka Credit Card" and goes to "Review" for details.
Open electronic billing mode:
1. SMS: Edit the SMS "37 1" through the mobile phone number reserved by our bank and send it to the official customer service hotline of CCB Credit Card to apply for an electronic bill.
2. Personal online banking: log in to personal online banking and click Credit Card-Card Manager-Message Service Customization-Bill Sending Method.
3. Mobile Banking: Log in to mobile banking and click More-Message-Select Settings-Credit Card-Bill Sending Method-Maintenance in the upper right corner.
4. WeChat: Pay attention to the official WeChat account of "China Construction Bank", bind the credit card, send the bill-reply to the serial number of "Personal Data Modification and Notification Settings"-click here to modify it immediately.
China Construction Bank Credit Card Baidu Encyclopedia