First, the legal perspective.
According to the provisions of the Fund Law and the Fund Contract, the fund manager shall liquidate the fund in accordance with the relevant provisions, that is, deal with the fund assets and liabilities in accordance with the prescribed methods, procedures and deadlines, and give priority to paying off the liabilities. Then, after paying off all debts, the remaining assets are distributed according to the holding share, and each holder can get the corresponding asset share according to his own share. Therefore, from a legal point of view, investors can also get their due share of assets when the fund is liquidated.
Second, specify the angle.
The Notice on the Merger and Acquisition of Fund Contracts issued by China Asset Management Association stipulates that, under appropriate circumstances, the buyer of the fund contract shall inspect and identify the fund to be merged according to relevant procedures, actively communicate and negotiate with the fund manager, and make clear arrangements for the merger, so as to protect the rights and interests of the merged fund holders. If the fund contract really needs to be liquidated, the fund manager needs to carry out liquidation procedures within the prescribed time limit to ensure that all investors can get the assets they deserve. Therefore, from the perspective of regulations, investors still have the opportunity to acquire assets.
Third, the actual situation.
In actual investment, investors have a clear understanding of the funds they invest in and have a certain understanding of their managers and positions. If problems are found in the operation of funds, actions should be taken in time. At the same time, we should pay attention to the announcement of the fund to find out whether there are problems and whether the manager has taken measures. If there is a problem, you can protect your rights and interests through publicity and lawyers. Investors should realize that every kind of investment has risks, and funds with good selectivity should pay close attention to market changes and fund operation, which will not only help prevent investment losses, but also help safeguard rights and interests.
Based on the above three changes, when the fund is liquidated, investors still have the opportunity to get back their assets because of their investment share. However, investment risks and market changes are inevitable. If there are problems, investors should take timely measures to safeguard their rights and interests.