According to the inquiry of French Network, Jinhui Bao is a Huimin product under the guidance of the government, and the price is very cheap. Now there are two editions, the annual upgraded edition of 69 yuan and the annual exclusive edition of 99 yuan. I suggest you choose the exclusive edition of 99 yuan, which is very cost-effective. Not only can the medical expenses in social security be reimbursed by 100%, but the deductible is also very favorable, and people with past medical history are also taken care of.

Jin Bao Hui belongs to medical insurance, which is a category of insurance. The main way of claim settlement is reimbursement, similar to medical insurance. The difference is that medical insurance is used to reimburse the most basic medical expenses, with high deductible and low upper limit. Jin Huibao is used to supplement the hospitalization expenses within the scope of medical insurance, which is a perfect supplement to medical insurance. Jin Huibao specializes in guaranteeing hospitalization expenses and high specific drugs for malignant tumors in basic medical insurance coverage, and both of them bear a deductible of 20,000 yuan. Among them, the hospitalization expenses in medical insurance coverage guaranteed by Jinhui Insurance are limited to drugs used by social security, and the reimbursement rate is 80%, with the highest reimbursement of 1.5 million; High-specific drugs for malignant tumors are limited to drugs listed outside the hospital, and the reimbursement rate is 80%, with a maximum reimbursement of 6.5438+0.5 million.

In addition, Jinhui Bao also provides a number of value-added services, such as door-to-door drug delivery, special drug direct service, cancer gene reduction service, drug assistance, outpatient appointment and so on.