1, urban residents' cooperative medical care can generally be reimbursed to about 30%. I've dealt with many clients, none of which exceeds 40%.

2. The cooperative medical insurance for urban residents will be reimbursed in the hospital when they leave the hospital, and they only need to bear their share.

One week after leaving the hospital, I went to the hospital to copy the inpatient medical records, and then paid for it with commercial insurance.

Commercial insurance claims are the remaining claims after reimbursement of urban cooperative medical care.

There are many kinds of commercial insurance. I don't know which product you bought. Some are reimbursed by time, and the maximum amount can be reimbursed at a time. Some are reimbursed cumulatively every year. Find out the insurance policy and take a good look at the insurance liability.

Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.