In economics, there is an eternal secret of getting rich, that is, "open source and reduce expenditure"! The so-called "open source" means increasing income; The so-called "throttling" means saving expenses. In a person's financial planning, there cannot be only "open source" activities such as investment. If we neglect "cutting expenditure", then the money we have cannot be accumulated.

However, cutting expenses does not mean what people traditionally call frugality. Many middle-aged and elderly people are frugal all their lives. But their frugality has excessively reduced basic needs such as food, clothing, housing and transportation, which is wrong. Throttling is a scientific way to save money, not a frugality that blindly affects the quality of life.

Ways to save money:

1, shopping must be planned. This is a classic saving strategy. Shopping without a plan is equivalent to giving a deposit a death sentence. Every month, we should make a detailed and reasonable shopping plan according to the needs of our family, and even design the menu of each meal in advance and write it on the account book to be aware of it.

It is very cost-effective to sell some goods at a discount during the special shopping period launched by the mall. Pay attention to advertisements in supermarkets and newspapers;

3. Writing down the shopping items according to the recipes you want to make can help you buy the cooking materials you actually need without omission and avoid the waste caused by blind purchase;

4. Pay attention to the entrance of the supermarket. Businessmen like to put bargains there.

Take a calculator with you and add up the items in the shopping basket one by one. As the amount of money rises, it may prompt you to eliminate things that are not urgently needed or can be bought or not;

6. Practical daily necessities and food are not books worth collecting. Don't be confused by the colorful packaging. Because hardcover is much more expensive than paperback;

7. When shopping, pay attention to what you want to buy, not what you bundle or give away;

8. In terms of food, convenient semi-finished products, such as washed and cut fish, meat, ribs, vegetables, and even seasoned shredded pork and sliced meat, save money;

9. Always look at the bottom of the supermarket shelves. For more expensive goods, merchants like to put them in a position parallel to people's eyes;

10, to buy cheap goods, we must first consider our own needs. Although cheap but unnecessary things are bought and accumulated at home, it is the most uneconomical;

1 1, don't go to the supermarket hungry, it will make you buy more 17% things;

12, it is recommended to shop only once a month, because the more you shop, the more you buy, and the more you buy, the more you spend.