The security of wealth management products issued by local banks can still be trusted, and the yield will be slightly higher than that of the four major banks, but slightly lower than that of securities companies and insurance companies. It still depends on the product type and investment target, and it is enough to ensure that it is a low-risk product. Chongqing Three Gorges Bank Co., Ltd. is a joint-stock commercial bank reorganized on the basis of the original Wanzhou Commercial Bank in February 2008 with the approval of China Banking Regulatory Commission.