Maternal and child safety insurance is also called "maternal and child safety insurance during childbirth". Insurance in which the mother and son die during childbirth and the insurer pays the insurance money. Any pregnant woman admitted to hospital by the insured can be regarded as the insured as long as she is in good health. The validity period of the insurance is from the date when the maternity hospital handles the insurance to the time of discharge. Insurance benefits are paid according to different levels of normal pregnant women with good health and pregnant women with serious diseases such as heart disease and hypertension or premature, overdue and dystocia. During the insurance period, if the mother or baby dies during childbirth, the insurer shall pay the insurance money as agreed.