2. According to the 365-day deposit method, the annual deposit can be:1+2+3+4+…+363+364+365 = 66,795 yuan. This method of saving money is flexible, but it is important to stick to it. In the end, a lot of money can be saved.
Many office workers are lamenting that their wages are low and they have no deposits. In fact, the threshold of current and fixed deposits is very low, and it is also convenient to operate through mobile banking. Therefore, the most important thing is to master the deposit method, such as the 365-day deposit method, and you can still save money even if your salary is low. So what is the deposit method for 365 days a year?
How much is the 365-day savings method a year?
The 365-day deposit method means that investors deposit a sum of money every day, and the deposit amount increases from 1 yuan to 365 yuan, such as 1 yuan on the first day, 2 yuan on the second day, and so on.
Of course, investors can also choose the amount corresponding to a certain number to deposit according to their own capital situation on that day, but each amount is only used once a year, which means that the daily deposit amount will not be repeated within 365 days.
For the convenience of operation, investors can prepare a form filled with 365 numbers in advance, cross out one number after saving, and then save all 365 numbers one year later.
According to the 365-day deposit method, the annual deposit amount is:1+2+3+4 ...+364+365 = 66795 yuan.
Operation skills of 365-day savings method
1. With feedback from investors, the total annual salary is less than 66,795 yuan. How do they save money in this way? In fact, the deposit amount of 365-day deposit can also be adjusted. For example, move forward by a decimal point, that is, the deposit amount is set to 0. 1 yuan -36.5 yuan. Go ahead, your deposit amount is 0.1+0.2+0.3+0.4 ...+36.4+36.5 = 6679.
2. Monthly deposits can be deposited as bank demand deposits or money funds. At present, the initial investment of the money fund is generally 0. 1 yuan, and the risk of the money fund is relatively low and the income is relatively stable.
Of course, the number of 365-day savings challenges can also be adjusted. If you feel too stressed, you can adjust the number to the decimal point.