In order to solve the problems of low coverage of financial outlets, insufficient financial supply and insufficient competition in rural areas, according to the spirit of the document "Several Opinions of China Banking Regulatory Commission on Adjusting and Relaxing the Access Policy of Banking Financial Institutions in Rural Areas to Better Support the Construction of a New Socialist Countryside", in order to further improve the coverage of rural financial services in our county, with the approval of Gansu Banking Regulatory Bureau of China Banking Regulatory Commission, Pingliang City Commercial Bank initiated and controlled the establishment of Pingliang Jingning Ji Cheng Village Bank, which was established on September 25, 2008.

Ji Cheng Rural Bank was born in Jingning, a fertile land with splendid culture, unique and rich resources and simple folk customs. After several years of trials and tribulations, it has been favored by new and old customers for its simple and quick loan handling procedures, patient and thoughtful deposit service and timely and smooth remittance settlement. With dedicated, enthusiastic and high-quality service, it has increasingly established a good reputation among the local people and won the trust of the masses. At present, there is a business department, two branches in Zhongjie and Chengguan, and branches in Lidian, Renda, Gucheng and Gangou are under construction.

And acting as an agent for Pingliang City Commercial Bank to install 4 ATMs, striving to advance step by step in scientific development.

At present, the bank has 26 full-time employees, including male 16 and female 10, with an average age of 25; Eight employees with bachelor's degree, two employees with junior college diploma 16, and two employees with Chinese diploma; Accounting major 15, computer major 3, Chinese major 2; 1 person has obtained professional and technical post qualification.

As of June 5438+February 3 1, the bank's deposits reached 5.451.7 million yuan, and the bank's loan balance reached 37.5059 million yuan, accounting for 68.8% in loan-to-deposit ratio. The total assets of the whole bank reached 72 162300 yuan; The annual operating income was 4,666,800 yuan, various taxes were paid 360,300 yuan, and the net profit was 6,543.8+0,086,543.8+0.5 million yuan.

In order to optimize the ownership structure, improve the capital adequacy ratio, enhance the ability to resist risks, and better support local economic development, in August of 20 10, Ji Cheng Rural Bank completed the capital increase and share expansion, with a total capital increase of 5.25 million yuan, bringing the share capital to10.25 million yuan.

Ideas determine the way out, and ideas create success. Ji Cheng rural bank will continue to take "basing itself on local conditions, serving agriculture, rural areas and farmers and supporting private enterprises" as its market orientation, adhere to the business philosophy of "market-oriented, customer-centered, talent-based, science and technology-based, and benefit-oriented", respect the development concept of "saving our bank when we have money at ordinary times and helping you when we encounter difficulties", give full play to the "flexible mechanism, efficient service, quick and thoughtful" and adhere to the "reputation first". Firmly establish the purpose of serving "agriculture, countryside and farmers", closely link our own development with the construction of a well-off, harmonious and energetic new Jingning, constantly open business outlets for all towns and villages in the county, constantly improve the internal control management system, strive to develop new payment and settlement methods, be brave in innovating financial products, try our best to break the rural financial monopoly, and make unremitting efforts to build ourselves into Jingning people's "own bank"!

Telephone number, address and supervision telephone number of each business outlet:

Business Department: 0933-2522989 (Address: No.83, North Ring Road, County Town, downstairs of People's Bank), and the participating line number: 3208337 10993.

Zhongjie Sub-branch: 0933-2530989 (address: No.204 Zhongjie, county town, diagonally opposite to the county hospital), with the participating line number: 3208337 10977.

Chengguan Sub-branch: 0933-2525959 (Address: No.46, Courtyard Lane, Xixian Station, Theater), and the entry line number is 3208337 10969.

Lidian Sub-branch: 0933-2380866 (address: Wufanghe Village, Lidian Town) Participating bank number: 3208337 109xx.

NPC Sub-branch: 0933- (Address: Shengou Village, NPC Township)

Supervision Tel: 0933-2528939