The days are always like fine sand flowing through the fingertips, slipping quietly inadvertently. Looking back at this period of time, what achievements are worth sharing? It is time to write a work report. The following is the bank personal performance report and integrity report for 2022 that I compiled. I hope it can help everyone.
Bank Personal Performance and Integrity Report 2022 1
Dear Leader:
Hello!
Time is like water, time flies, and a year has passed in a blink of an eye. Over the past year, with the care and help of leaders and colleagues, I have seriously improved my ideological quality, strengthened the study of business skills, actively performed my job responsibilities, and completed my duties well. This year's work tasks have made certain improvements in ideological awareness, business quality, operational skills, etc., and we can consciously abide by the country's various financial policies and regulations. The work over the past year is now reported as follows:
1. Strengthen theoretical study and improve one's overall quality
In order to adapt to the development needs of the new situation, continue to strengthen self-cultivation. First, use your spare time to seriously study financial business knowledge, carefully study various documents and materials issued by the Associated Press, so that you can integrate them, apply what you have learned, and improve your business work ability, comprehensive analysis ability, coordination ability, and written language expression ability . Based on learning by doing, learning by doing, and applying by learning, we constantly enrich and improve our business skills and management capabilities. The second is to learn legal knowledge and various rules and regulations, strengthen one's own legal awareness, strengthen ideological and moral construction, improve professional accomplishment, and establish a correct outlook on life and values; be able to strengthen the cultivation of one's own sense of dedication and dedication, and further enhance the sense of responsibility at work , professionalism, and actively cooperated with various departments during the province's networking and five-level classification period. Sometimes I worked for three or four days and nights in a row. It was common to work overtime with colleagues in the department. I was able to actively cooperate with other colleagues. , love your job with the spirit of being a master, achieve the goal of "doing one line, loving one line, and being dedicated to one line", firmly establishing the work consciousness of "I prosper when the society prospers, and I decline when the society declines", and devote yourself to work wholeheartedly; always regard civilized and high-quality service as a Strictly demand yourself by measuring the standards of each work, and strive to be a qualified __ employee; actively participate in various learning and training activities held by the Associated Press, carefully take study notes, and apply them in actual work; for the better Lay a good foundation for adapting to work well.
2. Abide by rules and regulations and perform job responsibilities
When submitting __ project reports to the Banking Regulatory Bureau, be able to submit various reports in a timely and accurate manner and do so in a down-to-earth manner. Good job. I love my job, I can treat every task correctly and seriously, I can take the initiative in my work, strictly abide by the rules and regulations, and I can complete the tasks assigned by the leadership in a timely manner. I also work part-time as a member of the pre-loan investigation team and the file management team. I conscientiously abide by the rules and regulations at work and can complete various tasks assigned by the leadership in a timely manner. The first is to strictly enforce rules and regulations and control the first hurdle of credit asset quality; the second is to adhere to credit principles and conduct pre-loan investigations. I know very well that the quality of credit assets is related to the overall business and development plans of credit cooperatives. The responsibility is heavier than Mount Tai, and there is no room for sloppiness. I deeply feel the weight of the burden on my shoulders, and credit risks may occur if I am negligent; therefore, I constantly remind myself to constantly enhance my sense of responsibility, improve the quality of my work, and do my best in all my work.
3. Unite and forge ahead, and work together to create a good working environment
"Unite others and be kind to others" has always been my criterion for treating others. At work, we can unite colleagues, live in harmony, learn from each other, and promote each other; in life, we can help each other, care for each other, and jointly create a harmonious atmosphere. At the same time, we constantly position ourselves, update our concepts, unite with our colleagues, obey the leadership's arrangements, proactively do other work, and work together and do our best for the successful completion of the company's business goals.
4. Shortcomings in the work
Looking back on the work of the year, I feel that there are still shortcomings, mainly in the following aspects:
(1) Insufficient cooperation with colleagues and simple methods of handling problems.
(2) The business ability is not improved quickly, and the legal knowledge is less, and still needs to study hard.
(3) There is still a gap between the work I do and other peers, especially the financial knowledge and writing of written materials need to be further improved.
5. Next work plan
In 20__, I will conscientiously make up for my shortcomings, study business knowledge conscientiously, improve my own quality, perform work responsibilities, obey leadership, and be a good leader assistant. First, strengthen communication and understanding with leaders and colleagues; secondly, change ideological concepts and promptly understand the arduousness, complexity and diversity of problems existing in the financial work of credit unions. Seriously study financial and accounting knowledge and improve accounting business capabilities. Seriously study legal knowledge and various rules and regulations, strive to make progress, and make due contributions to the completion of various goals and tasks in 20xx and the development of XX.
In short, in the past year, with the care and help of my leaders and colleagues, I have made great progress in all aspects, and my business capabilities have also been greatly improved, although there are still some problems in some aspects. There are many deficiencies, such as insufficient understanding of financial and accounting knowledge, and a need for further understanding of the reform of credit unions. However, I believe that with the care and help of my leaders and colleagues, I will definitely do a better job.
Sincerely,
Salute!
Reporter: ___
_month_day, 2022
Bank individual Work report and integrity report 2022 2
Dear leaders:
Hello!
I am very grateful to you for taking the precious time out of your busy schedule to listen. My work report, and I am also honored to be a member of the bank branch. This year is a turning point in my life and a new starting point in my life. During the time when I joined the company, with the help of my leaders and colleagues, I gained a certain understanding of various tasks. At the same time, I also deeply realized the corporate culture concept of our company with "integrity first, service first" as its core. .
After arriving at the bank branch, I was mainly responsible for the counter work, and I was also actively learning teller knowledge. During this period of time at work, I learned the importance of being a bank employee. So during this period of time, I have been working hard to implement and study hard. Next, I will report the specific work situation since I joined the company as follows:
1. Ask for advice humbly and study hard. Although I was already familiar with the work nature and procedures of a bank teller before entering the bank, as a newcomer, I mainly focused on learning. Therefore, my first job is to strengthen skills training and become familiar with the detailed procedures of the entire teller. When I encounter something I don't understand, I actively ask the surrounding leaders and colleagues for advice and learn specific operation methods from them.
2. Serve enthusiastically and do things with heart. At work, I treat everyone with courtesy, maintain a warm smile, and patiently receive customers. If I cannot solve the problems I encounter, I ask my leaders and colleagues for advice and actively solve them. When I encounter tricky customers, I communicate with them patiently to avoid conflicts with them and affect the company's image.
3. Work hard without complaining and be tireless. I am completely obedient to the leadership's arrangements and will implement them to the letter. I will work with the mentality of persisting until the "last minute" and do my responsibilities every day as always. I will also take the initiative to take on the tasks that I don't know how to do, and strive to share more work with leaders and colleagues and improve quickly. Self, qualified for one's position. During this period of work, I also clearly realized my shortcomings, which are mainly reflected in:
1. Short working hours, insufficient work experience, and no effective working methods;
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2. My theoretical level and experience cannot keep up with the requirements of the work and need to be improved;
3. The theory is not sufficiently integrated with practice, and the professional knowledge and practical work learned in school cannot be implemented in a timely manner. Effective combination requires more tempering and practice.
Although I still have many shortcomings in my work, I am determined to seriously improve my business skills and work level, make the company stronger and bigger, and contribute what I should contribute.
Therefore, I will strive to do the following in the future:
1. Consciously strengthen learning. While learning professional knowledge, we must also actively learn the different professional knowledge involved in our work and expand our knowledge. Broaden your knowledge and improve yourself comprehensively;
2. Overcome youthful impatience, be down-to-earth, improve your work initiative, not be afraid of doing more, not afraid of doing small things, and improve yourself in every step of practice;
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3. Improve your ability to perform your job, resolutely be fully qualified for all the work in your position in the shortest possible time, and work hard to cultivate yourself into a qualified employee with comprehensive business.
Although I have only been working for more than two months and there are many shortcomings, I always demand myself with strict standards, remind myself by the example of my leaders and colleagues, and strive to be able to work in the bank. Show yourself on the big stage and contribute your own strength to the glory of the branch.
The above is my work report during this period of work. If there are any shortcomings, please criticize and correct me. Here, I wish all leaders good health, smooth work, happiness every day, and everything goes well. !
Sincerely,
Salute!
Reporter: ___
_month_day, 2022
Bank Personal Work and Integrity Report 2022 3
Dear Leader:
Hello!
Time flies, and in the blink of an eye it is 20__. For me who worked at the XX branch in 20xx, it was a year of adapting to changes, a year of pioneering and innovation, a year of hard work, and a year of clarifying ideas and developing rapidly. Time is rushing. Looking back on the study and work in __ over the past year, the work progress in 2022 is summarized as follows:
1. The continuous improvement of business skills
For For me, to do a good job as a teller, I must first be calm and focused. At the front line of the counter, our work requires proactive, enthusiastic and patient service. After continuous hard study and continuous training in practical work, I have now mastered the relevant business and rules and regulations, and gradually grown into a business expert. At this time, I gradually understood that no matter what work I do, the important thing is how to do it well and do it better. Be sure to do your work carefully, well and accurately. In the first half of 2022, my job responsibilities will be __ and voucher card warehouse keeper, as well as related work on bank acceptance bills. I always maintain a high degree of vigilance at work and resolutely eliminate risks. Comply with various rules and regulations, continuously improve risk prevention awareness, and reduce error rates. Always handle business in accordance with the requirements of various rules and regulations in the industry, do not operate in violation of regulations, strive to improve operational standardization, correct bad operating habits, and be strict with yourself at work. Continuously grow in business skills through continuous experience.
2. The growing maturity of working habits
Bank work requires collective unity and cooperation, and one person's strength is always limited. Teamwork is a source of growth for this business wherever it goes. At work, I not only challenged myself but also integrated into the team. In this team, I received help from leaders and colleagues, and I also actively cooperated with my colleagues to do a good job in business. Whenever I finish a day's work, I feel proud of myself. I am proud of myself for doing my part in this team. I always maintain full work enthusiasm and good work attitude in my daily front-line services. Use "standing service" and ensure that "there is a greeting when you come and a greeting when you go". My position is a small window, which is the link between the bank and its customers. My words and deeds represent the image of __Bank. I slowly learn to adopt different working methods for different customers, and strive to provide customers with quality services. Satisfactory service.
3. Correct establishment of professional ethics
Over the past year, I feel that my sense of responsibility at work has greatly improved. When you work in a bank, you are a staff member. You must be responsible for what you do, the company, and the depositors. After work, everyone must adhere to their professional ethics and strive to improve their professional quality. As the saying goes, if you want to work in a certain industry, you must understand the rules of the industry. Without rules, nothing can be achieved. I have a deep understanding of this during my year working in a bank. Nowadays, banks belong to the service industry, so the work attitude of employees is particularly important.
Today, as the anti-money laundering situation becomes increasingly severe, banks pay great attention to the flow of every large amount of funds. They register businesses involving large amounts of funds one by one every day, analyze their frequency and authenticity, and report them to the people in accordance with regulations. Banks ensure the safety of customer funds and prevent bank capital risks. After studying in 2022, I have realized that banking is a high-risk industry. As the most basic work of a bank, accounting work must be done in strict accordance with the operating procedures, with seriousness and meticulousness, solid investment, and one step at a time.
4. Existing Problems and Directions for Future Efforts
Summary and review of 2022. There have been efforts and gains in this year, but there are still the following shortcomings: Although business skills continue to improve, the work The experience still needs to be enriched, and secondly, the learning initiative is not strong. In view of my own shortcomings, I have clarified the direction of future efforts: First of all, please ask your leaders and colleagues to criticize and correct the shortcomings and shortcomings of the work. Further strengthen learning in future work and life, humbly ask for advice, overcome shortcomings, continue to accumulate experience, and do better work. Dedicate yourself to work with fuller enthusiasm, fulfill your job responsibilities, and elevate your work to a new level. Secondly, as an old teller, you should regard learning as an important way to maintain work enthusiasm. I will combine reality with continuous learning of theory, business knowledge and social knowledge, arm my mind with advanced theories, improve my abilities with sophisticated business knowledge, expand my horizons and improve myself with extensive social knowledge.
Sincerely,
Salute!
Reporter: ___
_month_day, 2022
Bank individual Work report and integrity report 2022 4
Dear bank leaders:
In 20__, I served as the deputy director of the ___ branch and presided over the work. During this year, the national banking industry Without exception, they have experienced the stormy impact and baptism of the capital market. At the same time, the Agricultural Bank of China completed the preliminary work for the joint-stock reform and listing, and the ___ branch also experienced a run on deposits caused by the merger of institutions. After this year, The ___ branch will also breathe new life and be upgraded to a second-level branch.
Looking back on the past year, under the correct leadership of the executive party committee, the nine employees of our ___ branch have withstood the impact of the capital market, held their position and completed their tasks. In some aspects It also performed quite outstandingly. By the end of December, various deposits were ____ million yuan, various loans were ____ million yuan, Li & Feng sales exceeded __ million yuan, fund sales were over ____ million yuan, online banking accounts were completed, SMS 54 accounts, __ telephone banking accounts, ____ debit cards, __ VIP cards, __ credit cards, realized agency insurance of ___ million yuan, realized intermediary business income of __ million yuan, achieved Net profit ___ million yuan.
To summarize the work of the whole year, the work report is as follows:
1. To forge iron, you must first be strong yourself.
As a manager, you must strengthen your inner cultivation and be proficient in external business. You must use your work and spare time to read a large number of books and various documents and rules of the superior bank, learn new knowledge, and accept new ideas. , carefully understand that "details determine success or failure" and "the essence of corporate execution", and think about the long-term, basic and arduous nature of the construction of "corporate culture" and the huge benefits it will bring once it is completed. I actively participated in the banking industry qualification certification examination, and passed the examinations on the "Basic Knowledge of Banking Industry" and "Personal Finance" subjects with excellent results. I participated in the fourth phase of the training for branch leaders and branch secretaries of the Municipal Branch, and in 125 Graduated as an outstanding student among the students.
2. The spirit of the team is positive, the cohesion of combat effectiveness has been improved, and the service attitude and service quality have made great progress.
While I am pursuing my own improvement and progress, I am thinking about how to apply the concept of corporate culture construction to my work. I try to introduce Confucian benevolence into my work. As Confucius said, "The way is governed by government, and the rule is punished, and the people are exempted from shame; the way is governed by virtue, and the rule is courtesy, and there is shame and integrity." Let employees fundamentally establish a sense of responsibility and mission, Allow employees to consciously strengthen their learning and cultivation. I am committed to building the branch office into a home for employees with mutual collaboration, mutual trust, mutual respect, unity and harmony, to achieve the common development of individual employees and the branch office collectively, and to both strictly manage employees and Care and love.
The father-in-law of Yang Shiping of the branch passed away, and all the employees of our branch who were not on duty went to express condolences under the leadership of President Li and President Xiong; Liu Dianfeng’s mother and Tian Dexin’s father-in-law were sick and hospitalized, and all the employees of our branch sent flowers after get off work. Express condolences. The mental outlook, daily work and study of the employees at the branch are healthy and positive. In particular, their service attitude has been praised by many customers.
In the business skills competition organized by the branch in May 20__, our branch sent 3 employees to win 80% of the awards for all participating projects. The collective sense of honor of the branch was Greatly enhanced, all employees of Zizi have a simple belief in their hearts: "It is our responsibility not to discredit the Agricultural Bank of China when we are in Wushan Agricultural Bank of China, not to discredit Wushan Agricultural Bank of China when we go out of Wushan, and not to discredit Agricultural Bank of China when we go to society."
3. Let him be exposed to wind and rain, and always maintain a deposit of more than 100 million.
The capital market this year is crazy. Even the sticks and old ladies on the street know that buying stocks and funds can make money quickly. As soon as a new fund is released, there is a long queue to go to the bank to withdraw deposits to buy funds. The stock market even sings "Don't Sell Even If You Die" and the "National Anthem" with changed lyrics, "Money comes in, money comes in..." The capital market has a negative impact on banks. The impact on the debt business is evident. Coupled with the merger of the Pinghu branch and the ___ branch, the original customers of the Pinghu branch almost took all their expired time deposits to the nearest credit union, which has made the impact on our deposits this year even worse. However, we still improved our services to win deposits, looked for connections to dig up deposits, and visited low-risk customers to ask for deposits. Therefore, although time savings deposits have declined, corporate deposits have increased by more than 7 million yuan, bank card deposits have increased by more than 10 million yuan, and the proportion of low-cost funds in total deposits has increased by 11 percentage points.
4. Actively cooperate with the personal loan department to expand and strengthen the asset business and proactively prevent credit risks.
We regard the asset business as the lifeline of our entire business. Only the highest quality credit assets can bring us the best benefits, otherwise all our efforts will be in vain. Whether it is market development, loan issuance, loan collection, or cleaning of various reports and data, every employee in our branch provides the greatest support. Cooperated with the personal loan center to issue a second-phase ___ store mortgage loan of RMB 5.91 million, and I used money from acquaintances to clear a subprime loan of RMB 20,000.
5. Fight vigorously in the intermediary business and achieve unprecedented results.
As one of the three pillar industries of the banking industry, intermediary business is highly profitable.
6. Pay attention to safe production, operate in compliance with regulations, and effectively prevent various violations and illegal cases. occur.
While implementing the "benevolent" ideological management, the other hand does not forget the education and learning on the correct implementation of laws, regulations and internal rules and regulations, provides correct guidance to employees, prevents moral risks, and conscientiously I implemented the investigation system, encouraged employees to strengthen their studies, improve their quality, and obtain various certificates. During my term of office, there was no case or major error accident. I was highly praised by the leaders during the internal control inspection process of the municipal branch.
7. Of course, there are still some unsatisfactory aspects in the ___ branch, which need to be further improved and overcome in the future.
To sum up, I think my performance in various tasks in 20__ was excellent.
Finally, I wish ___ branch office a successful upgrade and create a more brilliant tomorrow! I wish all my colleagues in the bank good health, a happy family, and a happy New Year!
Bank Personal Work and Integrity Report 2022 5
In 20__, as the Party Branch Secretary and President of __ Branch, facing the severe economic situation and the high expectations of the Party Committee of the Head Office, I did not dare to do anything We should be slack and stick closely to the theme of the "Year of Innovation and Development" of the head office at work, conscientiously "benchmarking medium-sized banks", actively carry out strategic marketing around the goals and tasks set at the work meeting at the beginning of the year, make every effort to stabilize and increase efficiency, and pay close attention to risks. management, strengthen team building, improve service quality, and ensure the implementation of transformation. Under the correct leadership and strong support of the Party Committee of the head office, as well as the joint efforts of all employees, the __ branch has advanced its work in an orderly manner throughout the year, and its main business has developed steadily.
In 20__, the operating status of our branch continued to develop steadily and orderly.
As of the end of October, the balance of various deposits was __ billion yuan, an increase of __ billion yuan from the beginning of the year, of which savings deposits were __ billion yuan, a decrease of __ billion yuan from the beginning of the year, and corporate deposits were __ billion yuan, an increase of 1.492 billion yuan from the beginning of the year; Achieved a book profit of 100 million yuan; the recovery rate of mature loans was 99.93%. It is expected that by the end of the year, except for the savings deposit indicators and individual customer doubling indicators, all other assessment indicators will be able to complete the target plan and strive to reach the ceiling.
This year, my team members and I have worked tirelessly to educate people on safety awareness and safety situations, and carried out a large number of regular special inspections. All rules and regulations have been implemented, and there have been no violations of regulations or disciplines. and the occurrence of risk events.
1. Focus on key points to expand the market and achieve customer structure transformation
(1) Focus on building basic customers and lay a solid foundation for development. This year, our bank has intensified its efforts in “customer doubling” and achieved an increase in both the number and quality of customers. The first is to strengthen the comprehensive contribution of asset customers. By formulating and implementing closed operation and management measures for credit funds, we focused on the expansion of credit customers’ upstream and downstream channels and customers, and advanced the work of customer doubling in depth. In the first 11 months, more than 522 new public accounts were opened, 111 of which were valid accounts; the second was to tap the potential of existing customers. We assigned all nearly 2,300 non-valid corporate accounts to account managers, implemented list management, strengthened the regular customer visit system, and greatly improved the conversion rate of existing accounts.
(2) Focus on key regional projects and strive to reverse the unfavorable situation. At the beginning of the year, we divided our customers into three categories: "stable", "expanding" and "exploring and transforming", formulated a detailed customer marketing strategy plan, identified the person responsible for tackling key problems, and implemented layered marketing. It has successfully introduced a large number of key customers such as Urban Investment Company, Municipal Civil Air Defense Company, Road and Bridge Company, Bridge Construction Group, Gas and Heating Group, __ Electric Power Company, Construction Engineering Group and Charity Federation, with new deposits reaching more than 1 billion yuan. At the same time, by investing credit funds in high-quality customers and projects, we will give full play to the role of asset business in stimulating liability business.
(3) Focus on retail team building and strive to expand personal business. This year, the demolition work in the __ district is coming to an end. Due to overall planning and high housing prices, a large number of original residents have moved out. New communities are still to be built. At the same time, with the development of Internet finance and changes in payment and settlement habits, Our bank's original network and relationship advantages were further weakened, and our retail business was struggling. We waited no time and actively changed our thinking, established a team of retail account managers, and established a new marketing model of "five walks" for individual customers (walking into the community, walking into the market, walking into the enterprise, walking into the office building, and walking into the channel) , and in accordance with the idea of ??"one outlet, one strategy", we implemented a savings promotion method that combines indoor and outdoor outlets to "bring in" savings customers to the maximum extent and achieve steady growth in savings deposits.
(4) Focus on marketing by all employees and promote the rapid development of intermediary business. This year, we have lowered the focus of the entire bank's work, and divided the team members into different areas. We have broken down important indicators such as customer doubling and intermediary business one by one, assigned responsibilities layer by layer, and implemented responsibilities step by step; we will focus on progress on a weekly basis and achieve results on a monthly basis. By the end of the third quarter, a total of 1.396 billion yuan of wealth management products had been sold, and 1,222 new individual valid accounts had been opened. All electronic banking business indicators exceeded the target ahead of schedule.
2. Control risks to ensure returns and achieve asset business transformation
(1) Strictly control credit risks to ensure asset quality. This year, in the face of the continued economic downturn and intensified market risks, we will further "move risk control forward." First, it changed the way in which account managers worked on cases “at home” in the past, requiring on-the-spot inspections of business conditions, loan purposes, capital flows, etc., on a transaction-by-household basis, which greatly improved the risk awareness of marketers and seized the source. The second is to segment credit customers and add a series of risk control measures by category. For customers with signs of risk, reduce their mortgage evaluation value and appropriately reduce the loan size; for customers with average business operations, increase the collateral to the maximum extent; for private enterprises, add unlimited joint and several guarantees from the actual controller of the enterprise, shareholders, spouses, and children responsibility. The third is to strictly control "post-loan management", strengthen post-loan on-site return visits, and timely grasp the operating status of customers; implement the return of corporate operating funds to ensure the smooth recovery of expired loans; and proactively mitigate risks in response to emerging risks, and clearly Dedicated personnel are responsible and multiple strategies are implemented to minimize credit risks.
(2) Improve bargaining power and ensure efficiency levels.
During this year's work, I have always integrated efficiency into the entire work, insisted on giving priority to efficiency, and regarded cost accounting and cost control as an important task. While accelerating business growth, we pay more attention to controlling growth costs, increase interest collection, and strengthen cost accounting management.
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