First, the development process
1, 2005 1, Lacarra was established;
2. In June 2006, Lacarra signed a strategic cooperation agreement with China UnionPay to launch electronic bill payment service and UnionPay standard card convenience service outlets;
3. In June 2007, Lacarra started the construction of convenient payment points in Lacarra in Beijing and Shanghai, and nearly 2,000 express convenience stores in Shanghai became convenient payment points in Lacarra.
4. In July 2008, Lacarra entered Chengdu, Xi 'an, Nanjing, Suzhou, Wuxi, Changzhou, Zhengzhou, Changsha, Dongguan, Foshan, Zhuhai, Zhongshan and other cities;
5. In September 2009, Lacarra completed the full coverage of 38 cities and the layout of 88 cities, with more than 30,000 convenient payment points and 6 million monthly transactions. 99% brand convenience stores have reached a strategic cooperation with Lacarra;
6.20 10 April, Lacarra released the mini household credit card machine, and Lacarra entered the 2.0 era of vigorously developing individual users, joining outlets and overlapping business.
7.20 1 1 May, Lacarra was granted the first payment business license issued by the central bank;
8.20 12 May, Lakara mobile phone card reader came out, and Lacarra fully completed the three-dimensional strategic layout of the third-party payment market for banks, merchants and individuals;
9.2065438+In September 2003, Lacarra launched the store opening treasure and officially entered the 3.0 era;
10, 20 14 In March, Lacarra mobile phone collection treasure came out, which made the collection business of small and micro businesses enter the era of mobile internet and gave a new definition to traditional POS.
On June 1 1, 20 15, 1, Lacarra koala was granted the qualification of personal credit preparation by the central bank and personal credit points.
12, 20 15, 12, 16-18, Sun Taoran, Lacarra, attended the 2nd world internet conference and participated in the forum of the general assembly.
Second, the main business
1. Provide individual users with financial products and services such as payment, credit investigation, financing and community finance;
2. Providing financial products and services such as bill collection, credit investigation and financing for merchants and enterprise users;
3. Provide comprehensive financial products and industry solutions for city commercial banks and industry users.
Third, the honor won.
1.In June 2007, Lacarra was named as "the best service provider of fixed-line payment in China in 2007";
2.5438 June to 2008 10, Lacarra was awarded the "2008 Outstanding Performance Award for Best Innovation Model Award" by China Business News;
3. In June 2009, 165438+ 10, Lacarra was awarded the "Top 50"; In 2009, China Venture Capital Value List (the third) was "the most potential investment enterprise";
4.20 10- 12, Lacarra was awarded the "20 10 Best Corporate Social Responsibility Contribution Award" by China Red Cross Foundation, Jinghua Public Welfare Fund and Jinghua Times;
5.20 1 1 In August, 2008, Lacarra won the "China's Most Growing New Enterprise Award" in the China Growth Enterprise Value List of Standard Chartered Bank;
6.20 12, 12, Lacarra won the annual innovative scientific and technological achievements of CCTV Financial Channel's "New Global List";
7, 20 13 12, China Internet Industry Annual Conference "Golden Palm Award";
20 14 and 1 1 were jointly issued by the Ministry of Public Security, China UnionPay, 17 national commercial banks and 9 non-financial payment institutions.
9.20 15 February, 15 China, a pilot in the financial field, won the "Excellent Financial Service Award";
10,201512, Zero2IPO Group, the 10th top 50 enterprise with the most investment value in China, was selected as the top 50 (seventh place);
1 1, 20 16 1, Lacarra group was awarded "20 16 Hurun New Finance 100 Top 50 List" and "20 16 Best Users in China".
12,20 161,China Mobile Payment Industry Association awarded "2016 China Mobile Payment Industry Annual Impact Award";
Character award
Fourth, cultural concept: corporate culture-core values: being realistic, enterprising, innovative, collaborative and sharing.
Verb (abbreviation for verb) payment service
1: convenience payment: Lakara community convenience payment service platform, a remote self-service bank intermediary business system initiated by Lakara, which realizes four functions of self-service, convenience payment, life service and financial service through the Lakara terminal installed in community shops. More than 90% brand chain stores use Lacarra self-service terminal as standard.
2. Mobile payment: Lacarra Mobile Payment develops mobile products on the basis of traditional payment services, which can satisfy individual users and merchants to complete convenient payment, living payment, community e-commerce and other services. Provide users with safe, convenient and fashionable mobile payment services, comprehensively enhance the user experience, improve transaction efficiency and create a new life of mobile payment.
3.POS acquiring: Lacarra POS acquiring business is a specialized acquiring service. Continuously enrich and innovate acquiring products and expand value-added services through Lacarra payment platform system; Provide professional and all-round acquiring and financial services for merchants, and fully meet the payment needs of scanning code payment, NFC payment, chip card, magnetic stripe card and so on.
4. Cross-border payment: Lacarra provides overall solutions for cross-border payment settlement for domestic and foreign businesses engaged in cross-border electronic commerce. At the same time, Lacarra cooperates with well-known domestic cross-border logistics warehousing enterprises to provide cross-border logistics warehousing solutions for merchants. Lacarra has a cross-border payment business processing system and a professional cross-border business, product, operation and business team to provide partners with full-process scheme design and services.
Introduction of intransitive verbs products
1, Lacarra Intelligent POS
Intelligent POS terminal based on Internet and cloud computing. Set full payment, full acceptance, membership marketing in one. The superimposed Lacarra convenience service and new financial value-added services can meet all kinds of financial needs of merchants, such as transfer, repayment and loan. , as well as various customized applications of smart POS, can help businesses realize intelligent operation of stores.
2. Raqqa handle ring
Raqqa bracelet is a smart bracelet launched by Lacarra Group, focusing on payment. You can wear a traffic card and a bank card, brush the bus and the subway between waves, and it's no trouble at all. POS payment can be swiped without a visa, and the APP terminal can be recharged at any time, so that sports health is always around and can be used without worry for three weeks.
3. Lacarra store treasure
Shoppers in Lacarra are multifunctional community financial service terminals integrating payment, life and finance. It has six functions: community finance, self-service banking, convenient payment, life service, electronic shelves and merchants' receipt. It is a sharp weapon for downstream businesses to become popular, expand their operations and reduce costs.
4.Lacarra cash ball POS
Lacarra PayPal POS is an intelligent multi-purpose payment terminal for small and micro businesses launched by Lacarra. It integrates the needs of merchants for payment and convenient payment services, and has the characteristics of easy application and quick settlement. It can solve the needs of merchants to open stores in one stop, and is a collection tool to help merchants gather popularity, reduce expenses and generate income.
5, Lacarra mobile phone collection treasure
Lacarra mobile cashier is a mobile payment terminal, which is specially designed to meet the collection needs of small and micro businesses. With a mature payment solution, it can communicate with related clients with Android and IOS smartphones through Bluetooth and audio connection technology, and provide users with many financial services such as collection, transfer, credit card repayment and mobile phone recharge.
6, Bluetooth mobile phone card reader
Lacarra Bluetooth mobile phone card reader is the first personal card reader that transmits data via Bluetooth and supports financial IC cards. Compatible with iPhone, Samsung, Xiaomi, pad products and other mainstream smartphones. It mainly provides convenient financial services such as repayment, transfer, balance inquiry and recharge payment.
7, Lacarra mobile phone card reader
Lakara mobile phone credit card reader is a personal credit card terminal with independent intellectual property rights launched by Lacarra. Lacarra mobile phone card reader is a card-swiping peripheral terminal that transmits data through audio, and supports various mainstream mobile phone products such as iPhone, HTC, Xiaomi and pad. It mainly provides credit card repayment, transfer and remittance, online payment and other financial services.