If you need to take out a loan, you can do so through the Agricultural Bank of China's Palm Banking client. After logging in to the Agricultural Bank's Palm Bank, you can select "Netjet Loan" under the "All Services" option on the homepage, click on "Netjet Loan" to enter the application interface, click on "Apply Now", and then click on the "Apply Now" button. Click "Apply Now" to start the loan application.