Generally speaking, the requirements of interest-free loans for individual entrepreneurship in Guizhou are: those who need to participate in entrepreneurship training and qualify for green entrepreneurship can give priority to apply for a two-year interest-free small secured loan with a maximum of 200,000 yuan, and enjoy a one-time entrepreneurship reward of 4,000 yuan, a self-employment subsidy of 3,600 yuan and "three 200,000 yuan" and other policy support.
2. What is the interest-free condition for Hubei venture loan of 200,000 yuan?
If you want to apply for an interest-free loan of 200,000 yuan to start a business, you need to meet the following conditions:
1. At least 18 years old, with full capacity for civil conduct.
2. Personal credit is good, and there is no bad credit record and serious negative information on the credit report.
3 can provide proof of legal and stable residence where the loan bank is located, and it has a fixed residence or business premises. The business place may hold the business license issued by the administrative department for industry and commerce and the business license of related industries.
4. Entrepreneurial projects are in line with national policies and have certain market potential and development prospects.
5. Have certain self-owned funds and the ability to repay the loan principal and interest on schedule.
6. Open a settlement account with the loan bank, and the operating income will be settled by the bank.
Customers can also provide certain guarantees, or use their own assets as collateral, which is also helpful for loans. Graduate students who want to apply for an interest-free loan to start a business must prepare a diploma and a degree certificate. If you have not been employed for more than 6 months after graduation, you must also provide unemployment registration handled by the local labor and social security department.
Three, Hubei venture loan application conditions
Application conditions for college students' entrepreneurial loans in Hubei Province: 1, college degree or above; 2. Not employed for more than 6 months after graduation, and registered as unemployed in the local labor and social security department; When applying for this kind of loan, one thing is more important. First of all, the loan applicant must have a fixed residence or business premises. Second, business license and business license, stable income and ability to repay principal and interest; The third and most important thing is that the projects invested by entrepreneurs have their own funds. Only those who meet the above conditions can apply to the bank, and the materials to be provided when applying mainly include: proof of marital status, proof of repayment ability such as personal or family income and property status, relevant agreements and contracts for loan purposes, and guarantee materials. The ownership certificate and list of the mortgaged property or pledge, and the appraisal report of the mortgaged property (pledge) issued by the appraisal department recognized by the bank. In addition to written materials, there must be collateral, and there are many mortgage methods, such as chattel and real estate mortgage, time deposit certificate pledge, securities pledge, movable property pledge with strong liquidity, and qualified guarantor. The payment amount is determined according to the specific guarantee method. Legal basis: Measures for the Implementation of Small Guaranteed Loans for Employment and Re-employment in Hubei Province Article 5 Conditions and Uses of Small Guaranteed Loans (1) Employment and re-employment personnel who meet the loan conditions or their partnership entities must meet the following conditions:1registered by the industrial and commercial departments; Having a fixed business place and a certain amount of self-owned funds; 3 engaged in business projects must comply with relevant state policies and regulations; 4. Have the ability to repay the loan; Good credit, in principle, should be trained in employment and re-employment, and have permanent residence of local urban residents. (2) Small labor-intensive enterprises applying for small secured loans must meet the following conditions: 1 registered with the industrial and commercial and tax authorities; Holding a loan certificate (card) issued by the People's Bank of China, having a fixed business place and certain self-owned funds; 3 engaged in business projects must comply with relevant state policies and regulations; 4. Ability to perform contracts and repay debts; 5 In that year, the newly recruited employees who meet the loan conditions reached more than 30% of the total number of employees in the enterprise, and signed labor contracts with them for more than 1 year, paying pension, medical care and unemployment insurance premiums for them. (3) The use of small secured loans is limited to the start-up capital and working capital of self-employed individuals, self-employed individuals or their partnership entities and labor-intensive small enterprises that meet the loan conditions.
4. Is there a college student venture fund loan in the Postal Savings Office? 200,000 three-year interest-free
Not interest-free, pay interest first and then make up interest!