Jinzhou Bank is a joint-stock commercial bank. Its controlling shareholders are Jinzhou State-owned Assets Supervision and Administration Commission and a number of corporate legal persons.

As a joint-stock commercial bank, its shares are held by multiple shareholders, including state-owned enterprises, private enterprises and individual investors. Therefore, from the perspective of ownership type, Jinzhou Bank is neither entirely a state-owned enterprise nor entirely a private enterprise. Its ownership structure is relatively complex, and its rights and responsibilities are dispersed in multiple aspects, which to a certain extent ensures the bank's steady development and risk control.