Bank deposit balance

Principal interest balance

(365 20) 10 year (365 20)1022.75%10 83375 yuan.

People who "smoke" spend money on cigarettes; Smoke and burn. /kloc-after 0/0 years, non-smokers will eat fish and meat at home, while smokers may be "extremely poor" and eat pickles and porridge at home ...

Is this possible?

It turns out that a smoker and a non-smoker; It's just that personal hobbies are different. As for who will lead a good or bad life in the end; It has little to do with smoking, as for a few years later; People who do not necessarily "smoke" are richer than those who "smoke"; The key depends on who can earn how much money and enjoy it.

For example:

I have been smoking for 38 years, although I used to smoke less and cigarettes were not expensive. But money was really valuable at that time. How to calculate the money spent on smoking should be able to buy a house in a fourth-tier city; But I don't think smoking has affected my life. I should spend money where I should spend money and enjoy my life. Have fun. I come with all kinds of tobacco, alcohol, tea and everything. As a matter of common sense, I certainly didn't save any money? Can't do anything big?

Facts have proved that this is not the case. Yes, "tobacco, alcohol and tea" cost me hundreds of thousands of yuan; But I didn't give up the motivation to earn money. I am not lazy and diligent. It is also a laid-off family with two employees, but for more than 20 years; Both my husband and wife pay social security fees, with a total investment of more than 200,000 yuan, which will be given to themselves first and then guaranteed. Also do their parents' duty to train their children to finish college; And has three sets of real estate (one set of housing reform in the original unit and two sets of commercial housing purchased by oneself), and the children fulfill their parents' responsibilities when they get married; Now there is no foreign debt, there is a deposit, plus retirement pension; I definitely live comfortably in a fourth-tier city.

No comparison, no right to speak.

And several of my colleagues who were laid off at the same time were "Mr. airball"; I also earn money to pay social security and raise my children ... According to common sense, I am definitely richer than me. Otherwise ... These colleagues who don't smoke or drink don't see anything outstanding, except the original unit's housing reform; In addition to helping children buy a wedding room, they have almost exhausted their "trouser pockets"; Now both husband and wife are retiring and living on a pension; But men have to work as security guards to earn money to support their families. Of course, people like this still have a little money; It's a pity that people will know how to earn money and save money by working all their lives … don't you know that the money earned should not only live, but also enjoy life; Why bother yourself? Why not be free and easy?

Money is a thing outside the body, which you can't bring when you are alive, and you can't take away when you die; Why bother working all your life to earn money? Why? I thought it was to enjoy life. Why are you tired of being trapped by money and willing to be a miser? ：

Let me tell a story about smoking and saving money first!

Once upon a time, there was a couple. The man smoked, and every time his wife bought a box of cigarettes, she saved 1 dime. The Chinese New Year is coming. My wife called her husband to the bed and said, I saved 1 dime for every pack of cigarettes I bought behind your back. Look how much I saved. When a man saw it, wow, I saved so much that I could have a good year!

Men think, a box of cigarettes costs 50 cents 1 dime. If …, think about it and decide, quit smoking! After quitting smoking, my wife didn't buy cigarettes or save 1 dime. As a result, there is no spare money for the New Year by the end of the year!

That's what I said with a smile! Back to the topic, 10 years later, the two have not changed much. Smokers still smoke, and savers still save money!

Picture network

Smokers all drive luxury cars to be bosses, while non-smokers still work as front-line employees, and go to work and eat after work ... with a dead salary that will last forever.

Maybe non-smokers love gambling or have other hobbies, maybe non-smokers have other diseases, and taking medicine costs more than smoking. If a smoker still smokes ten years later, it means that he is healthy. Only healthy people can smoke and drink. If there is something wrong with his body, he can't stand the smell of smoke. What's the result? You want to go.

I smoked before I retired, and the cost of 20 packs per month was about 400 yuan. I quit after retirement, and my wife still gives me 400 yuan a month for cigarettes. Five yuan a year for pocket money will make friends drink a little wine. Do you think there is any change? one

I started smoking when I graduated from high school in 198 1 and my parents allowed me to smoke, but I have never spent my parents' money since then. 1990 Since I got married, I have reached a well-off living standard, and my wife never smokes. Everyone knows that smoking is harmful to health, and every pack of cigarettes is also marked, which has no direct connection with living conditions. In short, it is better not to smoke, and don't care about the financial income and the employment of cigarette sellers.

Smoking and drinking is a hobby, but depending on income, I have never seen anyone who smokes who is poor and who is rich, nor how much money is saved. Rich people who smoke well and those who have no money smoke cheap cigarettes and lose cigarettes, which cannot be compared. Those who smoke well have more money, and they have the right to send good cigarettes. There is no change and change in smoking and non-smoking life.

10 years later, their lives have not changed much. By addition, smokers must have a lot less money than non-smokers. But the reality is that smokers are rich or rich, and people who save money have not become poor because of smoking, and their lives are still very poor because of saving money!

A smoker and a non-smoker have different consumption patterns and thinking patterns, but people who smoke in life spend more on cigarettes!

From the economic point of view alone, people who don't smoke, those who save money every day in 10 will have a lot more money. But by the time 10 arrives, it may not be better than smoking!

Relatively speaking, people who smoke will have stronger social skills, so they will have more opportunities to make money. Another thing, non-smokers will have other expenses. I think as long as I feel right.

First of all, it is necessary to say that smoking is harmful to health, which is a social problem. If you compare the money spent by a smoker with the money saved by a non-smoker in ten years, there is no accurate answer. Don't think that non-smokers must save a lot of money on cigarettes, and smokers spend a lot of money on cigarettes.

Men smoking is not only a pastime in life, but also a social way. In social life, cigarettes and alcohol, with their unique forms, have drawn closer to each other. In business or business activities, cigarettes and alcohol will create a harmonious atmosphere, which will help the smooth development of the cause.

Non-smoking is a good habit, but when doing things, I feel a little inconvenient to draw closer to each other, lacking a harmonious atmosphere, and it is not as good as smokers to communicate freely.

If the life of the two changes in a single decade, it is impossible to see how much difference there is.