Huaxia Insurance Company is a formal and legal insurance company, and it is a national and joint-stock life insurance company approved by the Insurance Regulatory Commission of the Bank of China.

Maybe some friends don't know much about this insurance company. Next, Senior Sister will introduce this insurance company to you.

I don't know how to know about insurance companies. After reading it, you will know: what should we look at when we look at insurance companies?

1, company strength

Huaxia Insurance was established in February 2006 with a registered capital of RMB 654.38+053 billion, and its headquarters is located in Beijing. Up to now, there are 24 directly affiliated branches, with a customer scale of 654.38+86 million and a manpower scale of 250,000.

Huaxia Insurance has been selected into the Fortune Global 500 for two consecutive years. By the end of September 2022, the company's accumulated total premium was 206.29 billion yuan, ranking fourth in the market.

Want to know more about Huaxia insurance company, you can see here: Is Huaxia insurance reliable? You should know these precautions!

2. Solvency

Solvency is a dynamic index to measure whether an insurance company has the ability to repay debts. If solvency wants to pass, these three conditions must be met at the same time: the core solvency adequacy ratio is 50% or above; The comprehensive solvency adequacy ratio is 100% or above; The comprehensive risk rating is above Grade B..

However, due to the provisions of the Insurance Law of People's Republic of China (PRC), Huaxia Life Insurance Co., Ltd. was taken over by the Insurance Regulatory Commission of Bank of China in July 2020. The takeover period is from July 2020 17 to July 2022 16.

In other words, it is only a few months since the end of the takeover period of China Life Insurance, and the solvency report during the takeover period has not yet been released.

However, we can see that China Life's solvency report in 2020 1 quarter shows that its core solvency adequacy ratio is 1 13.83%, and its comprehensive solvency adequacy ratio is 130.26%. The comprehensive risk rating has not been published.

It can be seen that the solvency of this insurance company is still up to standard, which can be assured.

Finally, the senior sister sends you an insurance strategy: before buying insurance, you must first understand these key knowledge points!

Hope to adopt

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