My desire for material things is not very strong, and my daily consumption is not high. I spent a lot of money on food a few years ago, but now I don't have such a strong desire for food. I prefer to see more and more financial accounts than material enjoyment. I invested 24 yuan in the Tian Tian fund account before, but I sold one this month, leaving 23 yuan. At the beginning of this year, I opened an account in Ant Wealth, and invested 26 funds in the account. Although the investment amount is not much, I put on a shelf.
Of course, not all the 50 funds were selected at first, but they were recommended after a while and then added to the account, and so on and so on, that's all. Today, another fund was added, totaling 5 1. Since then, Xiaoji's monthly rations have been a heavy burden. After all, there is only 6.5438+0 million working capital outside my fund account, alas. ...
I told my husband that I thought I should chop my hands. He said, you didn't squander flowers. You are an investment, don't cut it.
Every time I buy consumer goods such as clothes and accessories, I have to put it off again and again. I can't put it off any longer, so I need some time to make a quick decision. However, when I saw the recommended fund, I decided to buy it without waiting for a moment. Of course, I also tasted the fruits of financial management. I spent a lot of money this month. If it weren't for the investment account of 20 thousand yuan, I would definitely not live.
If I really can't play for a while, I'll sell part of what I earn the most and raise the new ones first. This is also in line with the take profit rule of fixed investment.
Relying on the recovery of capital in the early stage will certainly not last long. The key is open source.
The business with principal of 65,438+00,000 and annual interest rate of 65,438+02% has not been completed. Now that he is pregnant with 10000 cash, he can't bear to watch his investment opportunities go to waste. He intends to recommend two Ant Fortune Ding Hui investment funds to 50 yuan every week, so that he can persist for 3-5 years, and then he can witness the miracle. He was interested at first, but he came back after lunch. It took me half an hour to choose a good fund for him. He actually told me that he planned to buy a 10 lottery ticket every day, just like the fund's fixed investment, and he would surely witness a miracle in three years. To tell the truth, I was forced at that time.
Sister Jing bluntly said: You are thinking of the poor. The young master said in a tone that even dead mice don't feel cold: I am poor. Then, he reached out and asked me for two dollars.
I thought to myself, I was going to give you a farewell gift before I left, but you didn't cherish it yourself.
In fact, the reason why I am so obsessed with fixed investment is because my family is not good and I have a strong desire for money. I read a lot of books on financial management during my college years, and started the fixed investment plan very early, but for various reasons, I failed to stick to it. This kind of fixed investment lasted for more than a year, and I certainly don't want the plan to die prematurely.
The young master's family is good, he has never been short of money, and he is very smart. As long as he doesn't encounter a particularly serious accident, he should be able to live so carefree all the time. I went to so much trouble because everyone has a mentor and a mentor. I'm afraid something will happen to him in the future and help him prepare for the back road. Of course, he is not the first colleague I have instilled the concept of financial management. From Jingjie to Xiao Shao, Zhuge and Li Jie, I have participated and the fund has been set. I have tried a better P2P platform and recommended it to them.
I am still optimistic about the small M account at present, but the external evaluation is mixed. When I recommend it to them, I will also explain the degree of risk to them. Whether or not to enter the meeting depends on my wishes.
/kloc-opened a small m account of 1K in 0/5 years, but added another account of 1K in half a month. At that time, I had no working capital and borrowed 7000 yuan from my best friend to open an account. After recovering the principal one after another, in June of 16, I struggled to open a large account with a principal of more than 30,000 dollars and hesitated for a month. I also talked to Jing Jie several times during the period. Sister Jing said: Do it after you think it over. At most, you can make a lot of money in the future. In the worst case, you will lose 30 thousand yuan. Now you think the amount of 30 thousand yuan is not small.
I thought about it myself. If I don't open an account and the platform operates normally in the later stage, I will miss a good investment opportunity myself, and I will definitely regret it; If I open an account, in the worst case, I will lose 30 thousand yuan. I am still young. Even if I lose 30 thousand, I have plenty of opportunities to earn it back. So I took out all the funds of a P2P platform that has persisted for more than two years and opened it first.
At the beginning of the year, we began to collect money one after another. It is estimated that all the principal can be recovered by August, and we can earn 1 000 yuan more. We can earn another 30,000 yuan before the Lunar New Year. As long as the platform operates until August, we will make a profit in the future.
I like beautiful clothes and delicious food, but most of the time, I can control my hands without being too impulsive. The investment opportunities in front of me often make me lose my mind, and I still have a long memory after falling a lot. I hope that the future after stumbling will not be worth the loss.
As for whether to chop off this hand, I'm going to listen to my husband and keep it for the time being:)
No-ring Day Challenge Day 9.