The standard platinum card of Minsheng Bank generally has a quota of 50,000 -65438+ 10,000, and the annual fee is 600 yuan every year, with no unlimited quota for 8 times in the first year and 50,000 annual fee for the next year.
Of course, the credit card limit is determined by the bank according to the applicant's personal qualifications. Therefore, the amount of platinum card applied for by everyone is different. If you want a higher quota, please make sure your personal qualifications are higher.
First, the application conditions of Minsheng Standard Platinum Credit Card.
1. At least 18 years old, with full capacity for civil conduct.
2. Good reputation and credit record.
3. Have a stable job and income source and repayment ability.
Two. Minsheng Standard Platinum Credit Card Application Materials:
1. Valid personal identification materials such as copy of resident ID card or military officer's card.
2. Proof of work and income in the last six months.
3. Other financial certificates: such as a copy of the real estate license, a copy of the automobile driving license, a copy of the deposit certificate, etc.
Third, the livelihood standard platinum credit card application method:
1. counterclaim.
The applicant carries the information required by the bank, submits a relatively complete asset certification document, and submits the above contents to the bank for review by the bank's back-office audit department.
2. Online banking application.
The applicant opens online banking with his savings card account, enters official website of Minsheng Bank, enters the online banking page after entering the login password and verification code. Click "Credit Card Service", you can choose to apply for a credit card under the credit card service page, fill in the information and submit it, and the review progress and results will be displayed on the online banking.
The above is the introduction of the standard platinum credit card limit of people's livelihood. The general amount is 50,000-65,438+10,000. If you want a higher quota, you should make sure that your personal qualifications are higher.
Four. Minsheng Bank Platinum Credit Card mainly includes standard platinum card, luxury platinum card and diamond card. Details are as follows:
1. Standard Platinum Card: 50,000 -65438+ 10,000, with an annual fee of 600, with 8 annual fees exempted in the first year and 50,000 annual fees exempted in the second year.
2. Deluxe Platinum Card: 65438+10-200,000, with an annual fee of 3,600, and 960,000 credit cards in the following year are exempt from the annual fee.
3. Diamond card: 200,000-1 10,000, annual fee 1 10,000, and the annual fee can be waived if the card is swiped over 2.7 million in the following year.
5. To apply for Minsheng Bank Platinum Credit Card, the following conditions must be met.
Domestic people must be 18 years old and not more than 65 years old, and foreigners and compatriots from Hong Kong, Macao and Taiwan must be 25 years old and not more than 55 years old.
What is the standard platinum card quota for people's livelihood?
The standard platinum card of Minsheng Bank generally has a quota of 50,000 -65438+ 10,000, and the annual fee is 600 yuan every year, with no unlimited quota for 8 times in the first year and 50,000 annual fee for the next year.
Of course, the credit card limit is determined by the bank according to the applicant's personal qualifications. Therefore, the amount of platinum card applied for by everyone is different. If you want a higher quota, please make sure your personal qualifications are higher.
The credit limit of Minsheng Credit Card is as follows:
Ordinary card: the amount is 3000- 10000, the annual fee is 100, the first year is 1 time, and the second year is 8 times.
Gold card: amount 10000-50000, annual fee 300. Free of the annual fee for the first year when opening the card, and free of the annual fee for the next year when swiping the card for 8 times in the same year.
Standard platinum card: 50,000-65,438+million, annual fee of 600, unlimited 8 times in the first year, and annual fee of 50,000 in the second year.
Luxury platinum card: 654.38+10-200,000 yuan, with an annual fee of 3,600 yuan, and the annual fee is exempted if the card is swiped for 960,000 yuan in the following year.
Diamond card: 200,000-1 10,000, annual fee 1 10,000, and the annual fee can be waived if the card is swiped over 2.7 million in the following year.
Minsheng Bank Credit Card Gold Card has the following benefits:
1, preferential points policy, users can get 100 points when spending 100 yuan on credit cards. I calculated it by my own method, and the integral of 100 is about 0.279 yuan.
2. Give high aviation insurance by swiping the card. Cardholders can get 8 million yuan for platinum card, 3 million yuan for gold card and 6.5438+0 million yuan for general card when they pay the full amount of air tickets or more than 80% of tour fare with Minsheng Bank credit card, and can deliver tickets to their homes.
China Minsheng Bank Co., Ltd. (SSE: 6000 16 HKEx: 0 1988) is the first national commercial bank initiated by private capital in Chinese mainland, which was established on February 6, 2002. The main shareholders include Liu Yonghao's New Hope Group, Zhang Hongwei's Oriental Group, Lu Zhiqiang's China Oceanwide Holding Group, China Shipowners Mutual Insurance Association represented by Wang Yugui, China Life Insurance Co., Ltd. and Shi Yuzhu.
Minsheng Bank A shares were publicly listed on the Shanghai Stock Exchange on February 65438+, and Minsheng Bank H shares were listed on the Hong Kong Stock Exchange on June165438+1October 26, 2009. In 20 18, Fortune ranked 25th1in the Fortune Global 500 list.
Source: Baidu Encyclopedia-Minsheng Bank
Which Minsheng credit card is worth doing? Recommend several entry-level livelihood cards!
The credit card of China Minsheng Bank is not prominent among many banks, and its popularity is not as good as that of China Merchants Bank and Shanghai Pudong Development Bank.
However, the credit card activity of Minsheng Bank is one of the favorites of the Wool Party.
First, the basic knowledge
1, Minsheng credit card accounts are merged, just like China Merchants Bank. Even if you apply for 100 Minsheng credit cards, there is only one account, only one bill will be issued, and the repayment will only be returned to any card.
The advantage of account merging is that it will not pollute personal newspapers. At the end of last year, the old drivers who had been engaged in the 62 activities of Minsheng UnionPay for several months understood.
2. There are basically no points for online payment of Minsheng Credit Card, and most life scenes for offline payment have points.
Attention, come on, MCC didn't score.
Minsheng credit card points are usually valid for 3 years.
3. Minsheng's credit cards are Puka, Gold Card, Standard Platinum Card, Luxury Platinum Card, Centurion Platinum Card, Diamond Card, Unlimited Card and Centurion Black Gold Card.
Gold card: every year in 300 yuan, spend one sum within two months after issuing the card, free of charge in the first year, and charge 5 cards or 1 foreign currency, free of annual fee in the next year;
Standard Platinum Card: 600 yuan spends one sum every year within two months after issuing the card, and the accumulated points can be spent at least 18 or 50,000 yuan in that year, and the annual fee for the following year is exempted;
Luxury platinum and above is a rigid annual fee.
Second, a few entry-level credit cards.
1, Minsheng Card
This is Hua Dan Jr., who is in charge of people's livelihood. No matter what activities, he is indispensable.
Main activity: 1 points grab a Starbucks mug electronic coupon.
The activity is valid until September 30, 20 17, with a 99% probability of renewal.
2. Minsheng Automobile Card
I think this is the best credit card for people's livelihood, especially the standard platinum card for cars, with the highest cost performance.
Main activities:
Gold card: if the monthly integral consumption reaches 1.500 yuan, give 1 yuan for two car washes and return 5% of the fuel fee (the highest 50 yuan is 1.000 yuan);
Bidding: If the monthly integral consumption is over 2,500 yuan, give 4 car washes 1 yuan, and return 8% gas money (maximum 100 yuan, need to refuel 1.25 yuan);
Bai Hao: If the monthly integral consumption reaches 3,000 yuan, the car wash fee will be given for 4 times 1 yuan, and the fuel fee of 15% will be refunded (the highest 200 yuan needs to refuel 1.335 yuan).
It's convenient to refuel now. If you have a car, don't miss it.
Why is Minsheng Car Card so worth recommending?
Because it is not limited to gas stations, 554 1, 5542, etc. Can participate.
3. Minsheng White Strip Co-branded Card
Main activities:
The activity lasted until the end of February 20 18.
Three. Livelihood activities
1, people's livelihood activities are the first to promote "people's livelihood daily"
The activity lasts until May 20th, 20 18. The most valuable livelihood items every day are food stamps on Friday and movie tickets on Saturday.
During the period of 2.912-165438+10.7, every Tuesday (10:00-23:59), the customer of Minsheng Credit Card successfully made a transaction with Minsheng Credit Card JD.COM in JD.COM Mall (PC and mobile), and paid 200 yuan and.
Each cardholder is limited to one discount per day.
3.165438+1October14-65438+1October 2, every Tuesday (10:00-23:59), Minsheng Credit Card customers are in JD.COM Mall (PC and.
Each cardholder is limited to one discount per day.
There are many small activities that I won't list one by one.
So much for the introduction of Minsheng Bai Hao Credit Card.