Shang Hui Bank is the first regional joint-stock commercial bank established by the joint reorganization of city commercial banks and city credit cooperatives with the approval of the former China Banking Regulatory Commission. Shang Hui Bank Mobile Banking app is a mobile financial service platform tailored for mobile terminals by Bank of Shang Hui Co., Ltd., which cannot be downloaded and used in Indonesia.

The Mobile Banking app of Bank of Shang Hui has established an open new mobile payment model for banks, re-integrated financial institutions, third-party payment institutions, offline merchants and mobile phone manufacturers in multiple dimensions, and built a regional personal mobile payment gateway to realize online and offline payment between the Bank and other banks, forming a unified mobile payment solution, which cannot be downloaded and used in Indonesia.