Pay a little attention and talk with me about some stories with content and quality.

Have you noticed that among our familiar friends, it seems that many people have a much higher quality of life than us.

They bask in the scenery, food and happiness in the circle of friends ..... It seems that they are enjoying life every day, which always gives people the feeling that they can get money when they are lying down.

On weekdays, these people live in the building and drive in the car. They can often get off the restaurant and walk their dogs when they have time. The happy life can be described as a beautiful mess.

However, the hardships and pains in life may only be known to them.

building, maybe just rented; The car loan was only paid back a few days ago; On the menu, several "big dishes" with a price higher than that of 81 yuan were only glanced at, and they were not willing to taste at all; The dog was picked up by him in the name of love when he was wandering.

These days, behind the glamour, there are many people who are in debt and spend their days by borrowing money.

compared with their friends who have paid off their mortgage, car loan, stock loan and card loan, who has the nerve to stand up and say that they are under pressure? Compared with those who owe money every month, these people should be regarded as "invisible rich"

People who have foreign debts know the truth that many lice don't bite, and occasionally laugh at themselves with the homophonic stalk of "negative Weng". After laughing, all they hide are bitter tears.

The ruthless reality has indeed made many people breathless by various debts.

People are burdened with bills, so long as they are alive, they never dare to slack off.

which do you dare not pay back, the money owed to the bank or the loose silver borrowed from friends and relatives?

I dream of paying off all my debts one day. At that time, I dare to resign when I say I want to, buy whatever I want, spend whatever I want, and try to travel and fly ... Only before my dream comes true, I can only choose to be a man with my tail between my legs.

My boss is the one I despise most. Why do you scold me every day? Don't even you already see through that I live a debt-ridden life?

"I want to have a home. It's warm, but it doesn't need much. Just write my name."

On the one hand, house prices are soaring, and the bank's interest rate hike is endless; On the other hand, the rental price is rising.

In recent years, the regulation measures of the property market have made frequent heavy punches, which has also caused many consumers to fall into the confusion of whether buying a house or renting a house is more cost-effective.

However, for those who work hard in the city, it is undoubtedly an eternal dream to have a house of their own here.

whether it is because of the promotion of "mother-in-law economy" or the actual needs of the young couple's life, the loan army composed of rigid buyers has been working hard day and night to make money by various methods.

Chen Ping is a member of this mighty army.

In fact, on weekdays, she is burdened with heavy pressure to pay for the house, and it is common for her to work everywhere and work overtime.

Although the house is only over 61 square meters, it has already spent all her savings and used the pension money saved by her parents for most of her life.

Although she has no regrets about buying a house, Chen Ping has a heavy burden on her mind.

Before buying a house, she made up her mind: "The house will be bought sooner or later. If I don't buy it now, I'm afraid I can't afford it in the future. I have to earn back the money my parents put in for me. "

In the five years since she graduated from college, Chen Ping has moved nearly 11 times, from sharing a village in the city next to the campus with her classmates, to sharing a two-bedroom and one-bedroom residential building with her colleagues, and then to renting a single apartment by herself.

Sometimes, because of the disharmony of the co-tenant or landlord, people change rooms, and sometimes they have to choose again because they have to change jobs.

during this period, I also lived with my boyfriend for half a year, but I broke up because of sadness and had to find another place to live.

Chen Ping's experience of renting a house is full of hard memories. The unbearable past finally made her determined to buy a house.

People who depend on mortgage to buy a house have to bear a heavy repayment burden accounting for more than 51% of their income every month.

While enjoying the psychological comfort of having a house to live in, they also bear a lot of mental pressure from all sides.

I'm afraid of illness, unemployment, bank interest rate hikes, and I'm afraid to change jobs easily, have fun and travel, and have no time to enjoy my life.

"house slaves" carry their houses on their backs, and are firmly "trapped" by real estate agents and banks, just like chains around their necks. They are locked in the house all their lives and become "slaves" who work for the house all their lives.

more and more people are kidnapped by the concept of "buying a big house if you have money", and I don't know when this trend of comparison will become fashionable.

In foreign countries, most young people don't like to be in debt. In those rich western developed countries, nearly half of them are renting houses, as long as they can take a ride. They would rather invest their money than be trapped in the spirit and body of their pursuit of freedom by these real estates.

Young people are not only influenced by mortgage, but also have more burdens above their lives, such as the cost of marriage, raising children, filial piety and medical treatment.

In order not to lead a poor life, some people can only try to improve their quality of life by borrowing money, getting a card or overdrawing. At this point, following the "house slave" and "car slave", a number of groups called "card slaves" have appeared in society.

Some people who feel alive and well, after being hurt by life, will persuade people not to get married and have children, so there will be no such chain-like burden.

It makes sense to think about it. If we were alone from the beginning, there would be no need to buy a house, a car or overdraw a credit card.

I live a poor and simple life by keeping the lifestyle of "I am not hungry when I am full". Today's family of three, with two more people, can't just eat enough. Even so, as a man, he would rather lose his daughter-in-law and baby.

A marriage without quality of life is doomed to end in sadness; A marriage that you want just by talking about love may not even have a chance.

"Let's get married first and become a family, and I'll take the rest with you", which inspired many people in the name of love to struggle and work hard.

just now, this is called "ideal is beautiful, reality is too skinny".

Some people struggle to buy a bigger house, while others rack their brains for a bride price of tens of thousands of yuan; Some people are picky in order to marry a beautiful daughter-in-law, while others spend money on plastic surgery and personal cultivation in order to marry a rich man.

it's just that money can't be earned, but it will always be spent.

Come to think of it, those who "dare" to be in debt after spending all their money must at least have the ability to repay; How can a person who can only earn enough food and clothing every month pursue quality?

Some people say that "a high-consumption life will enlarge people's pattern", and Brother Qiu cautiously agrees with this view.

I admire those who dare to think and do. At first, they set a goal for themselves in life, and made unremitting efforts for it. In the future, they really lived what they wanted.

Brother Qiu, with the feeling of sour grapes, takes you to have a brief understanding of the life of the stars:

Poverty can really limit our imagination!

The life of a star is beyond the reach of ordinary people, so we have to bring our views back to reality again. In reality, there are only a few people who are light without debt.

among all the indebted armies, it is necessary to mention the "credit card family", where many people unconsciously turn themselves into "card slaves".

Peng Wei, a boy in his twenties, has just worked for a year, and his monthly income is just over 2,111 yuan. In order to pursue a quality life, he set up 25 credit cards to support them. As a result, he was heavily in debt, which almost caused disaster to individuals and families.

more than a year ago, when Peng Weigang came into contact with credit cards, he suddenly fell in love with the chic feeling of swiping cards. With more and more credit cards in his hand, he became more and more generous in spending money.

in less than a year, he has 12 credit cards, with a total credit of 1.3 million yuan, and his annual income is just over 21,111.

The bank's repayment notice was so urgent that he had to borrow 1 million yuan from a usurer to repay the credit card arrears.

when the parents learned about it, they did everything they could to pay off the debt for their son.

Unexpectedly, less than half a year later, Peng Wei could not resist the temptation and issued 13 credit cards from 9 banks. This time, not only owed the bank more than 111,111 yuan, but also owed a loan shark of more than 111,111 yuan.

In the end, the parents had to sell the house to pay their debts, and the whole family was in trouble.

Credit cards do bring a lot of convenience to our life, which enables more and more cardholders to enjoy the sweetness of credit card consumption.

However, credit card consumption is also a double-edged sword, which not only makes the "card family" taste the sweetness, but also makes them become out-and-out "card slaves". Even like the above case, because of blind credit card consumption, they and their families have fallen into the abyss of disaster.

All "losers" have the same dream: when I pay off my account, I must tear down this miserable life and rebuild it.

in the final analysis, people who have turned themselves into "house slaves", "car slaves" and "card slaves" have problems with their values.

No matter how the world changes, we should stick to it. Less comparison and unrealistic fantasies, even if you only choose to be poor and happy.

If one day, property prices stop skyrocketing, and more and more reasonable houses appear in the rent market, China's mother-in-law will no longer regard real estate as the only condition for marrying her daughter, and everyone will be relieved and open-minded ... Maybe the lives of the "losers" can be really pushed to reconstruction.