"22 will usher in a small spring in the property market", which is believed to be the most frequently heard words by property buyers recently. When this expectation exists in the market, buyers are often prone to "go to the hospital in a hurry".
Mr. Real Estate received a consultation. White-collar workers working in Zhujiang New Town actually want to buy a house in the outer suburbs 8 kilometers away!
| Zhujiang New Town
Let's call this netizen "A". He is a white-collar worker who has just graduated from college and has a foreign household registration. He is currently working in Zhujiang New Town, and his girlfriend earns 1, yuan a month after tax+about 3, yuan in provident fund.
Their down payment budget is less than 25, yuan, and they hope to buy a set of two or three rooms with an area of 8㎡ and have a home in a big city.
to meet the above demand, there is an option: Zengcheng or Conghua outer suburb. Please note that it is the outer suburb, not the place near the central area.
Frankly speaking, the project that A likes really meets his requirements. The unit price is in the early 1, yuan, and it is easy to live in three rooms within one million yuan, and it is produced by brand real estate enterprises.
however, some properties are really not even cheap! Can! Buy! Otherwise, the intestines will regret it. In this case, the real estate gentleman wants to talk about the "inside story" of buying a house and teach you how to buy a real estate that you don't regret.
don't buy a house more than 6 kilometers away from the city!
The core reason is that it is too far away from the center of Guangzhou. Open the Baidu map, and you will obviously see that it is about 79 kilometers by car from Zhujiang New Town.
This distance, which takes more than 2 hours for a round trip, is not friendly to white-collar workers who go to work from 8: 3 to 9: .
| Source: Gallery China
Mr. A has just graduated and his career is on the rise, so it is inevitable to stay up late and work overtime. When a person is tired, it is unrealistic to drive home for more than an hour.
take a taxi? The fare of 2+ yuan/time, I am afraid it is not for Didi to work.
Therefore, Real Estate Jun sincerely suggests that just-needed buyers should draw a circle with a radius of 3km and 6km around their workplace before buying a house.
like Mr. a, you should draw the radius of home ownership with the Pearl River New Town as the dot.
it's better for the building to be within a radius of 3 kilometers, but it's really not possible to go beyond 6 kilometers, otherwise, it's not only difficult to realize self-occupation, but also the investment value will be weakened.
please remember a rule: don't buy a place where you don't even want to live, because it's hard to expect others to take over.
if you don't have a subway plan in the short term, buy carefully!
some people may think that we can't just look at the current travel distance and the radius of home ownership, but we can break the time-space distance as the track stretches the urban skeleton.
Like Huangpu Knowledge City, Zengcheng Zhucun and Nansha, Metro Line 21 is connected with Line 18, which is close to Tianhe.
the truth itself is correct, and we should also see the growth of the emerging home ownership sector. So is there a place that Mr. A likes?
sorry, I really don't. If you want to go to work by subway, you have to take a bus/drive to the subway station first!
here, the real estate manager also wants to popularize a knowledge: even if there is a subway plan in your chosen area, even in front of your house, don't believe it easily.
as long as the national development and reform commission hasn't officially approved it, the planning can't be started, so we have to wait, and the lines and stations will inevitably be adjusted.
Don't forget the lesson of canceling Lanhe and Dagang Station at the end of Metro Line 18.
even if construction has started, the specific exit setting will change. To put it bluntly, buying such a house is equivalent to buying lottery tickets, and winning or not depends on life.
So how do you judge whether the subway line advertised by real estate is an unreliable "painting cake line"?
the most direct thing is to see whether the subway line is included in the Guangzhou Urban Rail Transit Phase III Construction Plan (217-223).
This document has been approved by the National Development and Reform Commission. At present, the lines that have not been opened include the east extension of Line 3, the east extension of Line 5, the second phase of Line 7, the north extension of Line 8, Line 1, Line 12, Line 13, Line 14, Line 18 and Line 22.
In addition, Guangzhou's first ring road, Metro Line 11, has also been approved and started.
as long as it is not the above subway line, it will be impossible to open in the next 3-5 years. The inconvenience of traveling when the track is not connected should be considered in the home purchase plan.
As Guangzhou does not have the conditions to apply for the fourth phase of the subway, everyone hopes for the revision of the third phase plan and the Greater Bay Area track plan.
However, the real estate manager suggested not to be blindly optimistic. The former revision could not cover all the planned routes in each district, and the latter should be combined with the construction situation in the Bay Area, so it can be predicted that the cross-city subway will be given priority.
prepare for the worst and wait until the fourth phase of Guangzhou's rail planning is reported. What will happen?
According to the Guangzhou Development and Reform Commission, the preliminary forecast needs to be around the end of 222 before the application conditions can be met.
I believe you all know how long it will take from the declaration to the approval of the National Development and Reform Commission, to the construction and finally to the opening.
Therefore, if there is no subway around or planned in the short term, we must be cautious.
where there is no industrial planning, there is no prospect!
if you buy a transition first and then change rooms when you have money, is it still not possible to live in the outer suburbs 8 kilometers away from the city center?
yes, the real estate manager still doesn't recommend it, which involves the third consideration of buying a house: whether there is an industrial plan near the project.
even if there is no subway for the time being, the subway with prosperous industry will bring property appreciation due to the continuous gathering of population. Zengcheng Xintang and Huangpu Yonghe are examples.
| xintang town
unfortunately, if you buy a tourist area, high-tech industries are basically irrelevant to it.
it is an ecological protection zone in itself, which is not suitable for large-scale development, and it is difficult to have and does not want too many people to flood in.
where there are few people, it is easy to have a surplus of houses, and it is not easy to get the favor of municipal facilities, so there are not many good signals. So, it is not conducive to the appreciation of the house.
At present, it is a sideways era, and the rise and fall of house prices are basically in the "box movement". The house you buy does not rise, which is equivalent to depreciation. Even if you change hands, you may not be able to afford a better house.
you need to consider life and degree comprehensively when you live in your own house.
Real estate gentleman also wants to remind you that buying a house should not always think about changing rooms later, and it doesn't matter much if you buy it now.
First, the down payment and mortgage interest rate of first-time home buyers are the most cost-effective, so we must cherish them.
second, if you buy a first-hand house, you generally have to wait for one and a half years from the time you pay the down payment to the time you repossess the house.
Subsequent transactions can only be made after the real estate license comes out, while the new house in Guangzhou has a restriction of "two years after obtaining the license". From buying a house to successfully changing hands, five years is the starting threshold.
for a young man, five years is impossible without communication and entertainment. If the house is too far away from the bustling business district, it is really unrealistic to watch an IMAX movie and drive back and forth for an hour and a half.
| For the outer suburbs, it is not convenient to watch movies (source: China)
Five years is enough for a young man to make a great leap in marriage and have children, and it is never wrong to keep an eye on his degree.
it is worth reminding that you should not only look at whether there are good schools in the real estate, but also pay attention to whether there are quality schools within 5~1 kilometers around the real estate.
After all, education is not a short-term undertaking, and no one can accurately predict how far away he will be from the next home purchase.
There's really no hurry about buying a house.
Finally, every region and building has its own customer base particularity. Real estate gentleman is not belittling the outer suburbs.
It's just that it's really not suitable for white-collar workers working in Pearl River New Town, but it doesn't mean it's not suitable for old-age care, vacation and spiritual pursuit of freelancers.
| There are always people who like idyllic wine and tea
If you want to buy a house now with a small budget, you have been in Sanshui and Shishan, Foshan; Zengcheng Shitan, Xiancun and Paitan; Huadu Shiling, Conghua, Qingyuan and other places are hesitant. You may wish to apply the above-mentioned home ownership rules and you will get the answer.
Of course, there is really no hurry about buying a house. Under the general environment of "stable land price and stable house price expectation", it is doomed that the house price will not fluctuate greatly, as long as it is not bought during the rising period of the property market.
If you really can't choose a good one, renting a house first is better than "taking the wrong bus". What do you think?
Is life convenient?