Banks have extremely high requirements for black gold cardholders. It is understood that if you want to be a black card holder of ICBC, you must be a member of Hurun Fortune List or China Hong Kong Jockey Club, and at least your annual expenditure should exceed RMB 2 million, including large-scale car purchase and house purchase. Even if you meet all the basic conditions, you may not be a black card holder, because this card can't be applied for actively, and it can only be passed through the recommendation letter written by the branch president or above, which is very private.
At present, domestic black card holders generally have the following labels: male, CEO, president or chairman of a well-known enterprise, aged 35-60, owning many cars and luxury houses and enjoying private yachts and planes.
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1. What's the use of a black card except infinity?
The American Express black card is called "the king of cards", not only because of its high threshold, but also because the bank promises cardholders that as long as things are legal on earth, they will try their best to satisfy customers.
Second, there are many legends about black cards, such as turning planes around and stopping trains. However, most of them have not been confirmed, which is why card issuers keep customers' privacy secret. It is well documented that Liu Yueping, president of American Express Bank in Hong Kong, mentioned in an interview with the media that after the tsunami disaster on June 26, 2004, "when a card owner in Hong Kong requested to help his friend stranded on the island, the company immediately delivered cash and seats to the card owner's friend". The energy of the black card can be seen.
3.AmericanExpress Centurion Black Gold Card is the black gold (highest) version of "Centurion Series Rechargeable Cards" launched by American Express in the UK [1] on 1999. It is also called "black card" because its main color is black. Centurion's black gold card is recognized as the "king of cards" in the world. This card is located in the top group, and there is no upper limit (China Centurion Black Gold Card is a cooperative credit card, so there is a credit limit, and the credit limit is 2 2- 10/00000). Most cardholders are politicians, billionaires and celebrities from all over the world. They are invited by American Express to apply for credit cards, so they don't accept credit card applications. Cardholders can enjoy the exclusive privileges, rights and services of top members in the world. Because domestic policies prohibit foreign card organizations from issuing debit cards independently in China, American Express changed the Centurion series cards into credit cards in China, and authorized China Industrial and Commercial Bank, China Merchants Bank and China Minsheng Bank to issue them.