Which Minsheng Credit Card is worth doing? Recommend several entry-level livelihood cards!

The credit card of China Minsheng Bank is not prominent among many banks, which is not as famous as China Merchants Bank, nor as active as Pudong Development Bank.

But the credit card activity of Minsheng Bank is one of the favorites of the Wool Party.

1. Basic knowledge

1. Minsheng credit card account consolidation, just like China Merchants Bank, even if you apply for 1 Minsheng credit cards, there is only one account, only one bill will be issued, and the repayment will only be returned to any card.

The advantage of account merging is that it won't pollute the personal newspaper, as all the old drivers who took part in the Minsheng UnionPay 62 activity for several months at the end of last year know.

2. Minsheng Credit Card basically has no points for online payment, while offline payment has points for most life scenarios.

note that there is no score for refueling MCC.

Minsheng credit card points are usually valid for 3 years.

3. Minsheng Credit Card ranks in turn as Puka, Gold Card, Standard Platinum Card, Luxury Platinum Card, Express Centurion Platinum Card, Diamond Card, Unlimited Card and Express Centurion Black Gold Card.

gold card: every year in 3 yuan, if you spend a sum within two months after issuing the card, you will be exempted from the first year, and if you swipe your card for 5 or 1 times, you will be exempted from the annual fee for the following year;

standard platinum card: every year in 6 yuan, if you spend one sum within two months after issuing the card, you will be exempted from the first year. In that year, you can accumulate 18 points or 5, yuan, and you will be exempted from the annual fee for the following year.

luxury platinum and above are rigid annual fees.

2. Some entry-level credit cards

1. Minsheng in Card

This is Hua Dan, the master of people's livelihood, and he is indispensable for any activity.

main activities: 1 points to grab a Starbucks mug electronic coupon.

the activity is valid until September 3th, 217, and there is a 99% chance that it will be renewed.

2. Minsheng Car Card

I think this is the best credit card for people's livelihood, especially the standard platinum card for cars, which has the highest cost performance.

Main activities:

Gold card: if the monthly integral consumption is over 1,5 yuan, you will be given two car washes in 1 yuan, and 5% of the fuel money will be returned (the maximum 5 yuan is 1 yuan);

bidding: if the monthly integral consumption reaches 2,5 yuan, you will be given 4 car washes in 1 yuan, and 8% of the fuel money will be returned (the maximum 1 yuan is 1,25 yuan);

haobai: if the monthly integral consumption reaches 3, yuan, you will be given four car washes in 1 yuan, and 15% of the fuel money will be returned (the highest 2 yuan is 1,335 yuan).

Refueling money is very convenient to collect now. Don't miss it if you have a car.

why is the Minsheng car card so worth recommending?

Because there are no gas stations, 5541, 5542, etc. can participate.

3. Minsheng White Bar Co-branded Card

Main activities:

The activities will last until the end of February 218.

Third, people's livelihood activities

1. People's livelihood activities are the first to promote "People's Livelihood Everyday"

The activities will last until May 2, 218. The most valuable things in people's livelihood every day are food coupons on Friday and movie coupons on Saturday.

2. During the period from September 12th to November 7th, every Tuesday (1:-23:59), Minsheng Credit Card customers bought physical goods in JD.COM Mall (PC and mobile terminal) and successfully made a transaction by using Minsheng Credit Card Jingdong, which reduced 3 yuan for a single transaction over 2 yuan and above, and limited the participation of the first 2, users every day.

each cardholder is limited to one discount per day.

3. During the period from November 14th to January 2nd, every Tuesday (1:-23:59), Minsheng Credit Card customers bought physical goods in JD.COM Mall (PC and mobile terminal) and successfully made a transaction by using Minsheng Credit Card Jingdong, with a single payment of 3 yuan and above reduced to 5 yuan, with the participation of the top 1,5 users per day.

each cardholder is limited to one discount per day.

there are many small activities that I won't list one by one.

Which card of Minsheng Credit Card is the most worth applying for

Elite White has always been a good card, and it is also a required card for the first card of Minsheng Bank. Because new households can apply for exemption from the annual fee of 18 yuan in the first year, old households do not have this benefit. This year, Minsheng launched the activity of applying for annual fee exemption for high-quality units, making it a hot topic. Its rights and interests are not acquiesced, but freely exchanged in the form of equity points, thus avoiding the waste of rights and interests. If your unit is in the white list of quality units of people's livelihood, elite white is definitely worth applying for.

1. China Minsheng Bank was formally established in Beijing on January 12, 1996. It is the first national joint-stock commercial bank initiated by private enterprises in China. As a branch-level franchise institution of Minsheng Bank, China Minsheng Bank Credit Card Center was approved by China Banking Regulatory Commission on August 11th, 26. After fourteen years of accumulation, it has become one of the leading brands in the credit card industry in China. Minsheng Credit Card Center has set up 112 sub-centers nationwide, with nearly 1, employees nationwide.

2. China Minsheng Bank Credit Card was officially issued to the public in the Great Hall of the People on June 16th, 25. On August 11th, 26, China Minsheng Bank Credit Card Center was established, and on June 4th, 27, it was granted the Financial License of the People's Republic of China and started to operate with a license. On September 15th, 213, the (Chengdu) back-office operation center was established, which provided strong operational support for the business development of the card center. Over the years, Minsheng Credit Card's good business performance has been recognized by all walks of life, and its brand awareness has been increasing day by day. It has won a series of awards and honors: in 215, it won the "215 UnionPay Card Business Standard Advanced Award"; In November 216, he won the "Comprehensive Demonstration Unit Award" in the fourth China Banking Excellent Customer Service Center; In August 217, it was awarded the "Best Innovation Project Award of China Financial Industry in 217" by International Data Corporation (IDC); In February 218, it was awarded the "216-217 CBRC System Civilized Unit"; In November, won the "Best Consumer Digital Bank in China"; In 219, it won the title of "National Advanced Unit for Cultural Construction of Financial System".

Minsheng Bank's most worthy credit card! Introduction to advanced card-holding strategy!

since the beginning of 218, banks have adjusted their credit card policies, and news of various reductions and shrinking rights and interests has come. At this time, selective card holding is a very important measure, and how to choose the right credit card has become very important. Many friends have asked, what are the most worthy credit cards for people's livelihood? Here, I will introduce several models from entry to advanced card holding for your reference.

Minsheng in card

Minsheng in card is very suitable as an entry card for people's livelihood, because the threshold is relatively low, but you can participate in any activity, and you can get a large cup of electronic coupons from Starbucks with 1 point.

in addition, Minsheng in card has 3 times points for birthdays, and an extra 2 times points for the privilege day on the 27th of each month. Just when the birthday meets the privilege day, it can be superimposed, which is 5 times.

Minsheng JD.COM White Stripe Co-branded Card

Minsheng JD.COM White Stripe Card is also a card with a relatively low threshold, which can be applied for by people who often shop in JD.COM. The card face is simple and elegant, and its value is acceptable.

The most important thing is that Minsheng's small white card is unconditionally free of annual fee within the validity period, and enjoys the multiple points policy of Minsheng, and all kinds of cards and vouchers can be collected, and the points can be automatically redeemed for JD.COM Steel.

Standard Platinum Card for People's Livelihood Cars

People's Livelihood Cars White is a must-have card for car owners, with high cost performance. There are three pages, and there is basically no difference. You can choose according to your personal preference. After the return of the refueling activity, this card is still worth applying for.

you can get 4 car washes in 1 yuan next month with a point transaction of 2,5 yuan, and the annual fee in the first year can be waived, and the annual fee in the next year can be waived if you swipe your card 18 times a year. Don't miss it for car owners.

People's Livelihood Elite Platinum Credit Card

People's Livelihood Elite Platinum Credit Card is the first choice with good qualification conditions, which is necessary for business travelers. The 11-card format is free to choose UnionPay VISA or UnionPay Express.

People's Livelihood Elite White is a high-end card of people's livelihood, and the annual fee is still free. The annual fee is 1,8 yuan/year, and 2, points can be deducted from the annual fee of the next year. New households applying on March 31, 219 can be exempted from the annual fee of the first year. In terms of rights and interests, elite white can be said to have everything, as well as global selected courtesy and bonus points.

The above is the most worthwhile credit card for people's livelihood. From entry to advanced card holding, you can apply according to these items in turn, which is absolutely valuable!

What kind of credit card is good for Minsheng Credit Card

If you want to apply for Minsheng Credit Card, which credit card is better to choose actually depends on your personal card demand and repayment ability.

in addition, the varieties of Minsheng bank card are:

1. Ordinary card: annual fee of 3-1,, 1, free of charge once in the first year and 8 times in the next year

2. Gold card: annual fee of 1,-5,, free of charge in the first year, full charge of 8 times in the same year, and unlimited amount, free of charge in the next year

3. The annual fee will be waived for 5, yuan in the following year

4. Luxury Platinum Card: 1,-2, yuan in annual fee for 3,6 yuan in the following year

5. Diamond Card: 2,-1 million yuan in annual fee for 1, yuan in annual fee for 2.7 million yuan in the following year

If you are still in doubt, you can go to Minsheng Bank Business Center to consult relevant staff about the application conditions and quota of specific credit cards. In short, you should choose the most suitable credit card type according to your own needs.

Minsheng credit cards are pretty good. If you want a high amount, you can apply for a platinum card or a diamond card. If you want to buy online or have other needs, you can apply for a corresponding card.