CITIC Bank Elite Card is a debit card, and debit cards are actually the same, except that the handling fee is free when withdrawing the platinum card from ATM across banks, as well as the SMS reminder fee. In addition, the platinum card must be deposited at least 611,111 yuan, and the gold card must be bound to a credit card to be opened free of charge.

CITIC Elite Card is an Internet privileged wealth management card provided by CITIC Bank for white-collar elites aged 18-35. In addition to the functions of traditional debit cards, Elite Card actively expands the rights and interests of online platforms in view of the frequent use of the Internet by white-collar youth groups, and provides customers with fashionable and preferential Internet life around reading, running, movies, food and other fields; At the same time, convenient and safe products such as salary pot, smart investment account, mobile banking and credit card are selected to provide customers with quality services for easy financial management and intimate life. CITIC's elite cards are also divided into platinum cards, gold cards and general cards, which can realize real-time transactions with the money fund. Huaxia, Jiashi and Nanfang, which cooperate with each other, are also outstanding in the money fund market, and they can also directly repay credit cards.

Citic Bank takes advantage of Internet marketing features to launch a customer management platform-Yue club. Jingyingyue CLUB is an Internet customer management platform based on Jingyingyue Card and aimed at young customers. Elite club carries the core idea of "connecting the interesting world" with elite card products, and mainly aims to realize two major connections with elite card target customers: one is the connection of financial products, that is, based on elite card, the exclusive financial products and services for young customers are launched from time to time to innovate financial experience. One is lifestyle connection, that is, carrying the existing Internet rights and interests of Elite Card, building activities such as financial management, sports, reading, watching movies and food that young people like, and creating a fan gathering platform that takes into account the communication and communication of young customers and the exploitation of customer groups.