What is a good credit card for ICBC?

Many friends have asked which bank is easier to apply for a credit card. I'm afraid I have to answer you. If you choose from commercial banks, it will be more difficult for the four major state-owned banks. However, if you insist on loving the four major state-owned banks, I suggest you choose a credit card that is easier to apply for, so the probability of getting a card will be greater. What are the specific ones? Let's take a look.

1. ICBC: Cosmic Constellation Credit Card

The Cosmic Constellation Card of ICBC is relatively easy to apply for, and it is also the main credit card for industry and commerce. The face value and rights and interests are very online. The key point is that the annual fee is free within the validity period, which is awesome!

In terms of rights and interests, as long as new customers spend a sum, they can get a month's membership of Youku or Iqiyi VIP, so as to follow the welfare of drama masters. In addition, there are discounts such as overseas portable wifi, hotel and airport parking.

2. Bank of China: Taobao Credit Card

In fact, the threshold of China Bank is not too difficult, and it is not very high. You can apply by providing proof of identity and proof of residence. This BOC Taobao card is easy to apply for if you are an online shopper. The annual fee for the first year is exempted when you get off the card, and the annual fee for the next year is exempted when you spend any amount for 5 times.

3. Agricultural Bank of China: beautifully upgraded mother credit card

This beautifully upgraded mother credit card of Agricultural Bank of China is also a good application. Both gold and platinum cards can be exempted from the annual fee through the number of swipes, and visa platinum cards can also be exempted from the annual fee within the validity period.

You can apply for a free audition course of Disney English, with a discount of 1,2 yuan for purchasing the course, a reduction of 6 yuan for shopping over 35 in king of the children, and a random reduction of 3 yuan for Mama Donkey on Saturday.

4. China Construction Bank: Global Hot Purchase Card

This card of China Construction Bank is also relatively easy to apply for, mainly suitable for overseas travel and shopping. Gold and platinum cards can be exempted from the annual fee by swiping the card number, while Visa and MasterCard are exempted from the annual fee within the validity period.

overseas wifi, special airfare hotels, Haitao cashback, etc. are very suitable for shopping in consumption abroad or Haitao, and are called the "God Card" of CCB.

That's all about the credit cards that are easy to apply for in the four major banks. I hope it will help you. I suggest that you prepare enough information before applying for the card, and then there are asset certificates, which can help a lot!

which credit cards are the easiest for ICBC to apply for? These five applications are as simple as that!

although all banks have credit cards, ICBC, as the largest bank in the universe, does issue the most and most comprehensive credit cards, which is also related to the strong strength of ICBC. Many people want to have an ICBC credit card, but in most people's minds, the credit cards of state-owned banks are not so easy to apply for. In fact, ICBC also has credit cards that are easy to apply for. Let's take a look at them!

1. World Struggle Card

The World Struggle Card is a main card of ICBC, with a good card-loading rate and Lang Ping endorsement. The face value of the card is quite high, and the three levels of card faces are different in color. The card faces are blue, red and black.

2. Constellation card

ICBC's constellation card can be said to be the peak of its face value. A card designed with the pattern of twelve constellations is also one of the key card types, so it goes without saying the card loading rate. There are also three levels, campus version of Puka, Gold Card and Simple Gold Card.

3. Small White Card

ICBC also has its own small white card, which is a joint card with JD.COM. You can apply through the JD.COM platform or through ICBC channels. Generally, as long as it is a frequent customer in JD.COM, the application will be easily passed.

4, car Plus card

ICBC's car Plus card is more suitable for car owners, and can enjoy discounts such as refueling cash back, which meets the basic credit card application conditions of ICBC. Then, if you have a car in your name, you can basically apply for it, and the card-downloading rate is also very high. There are also three levels: general card, gold card and platinum card.

5. Zodiac card

ICBC's Zodiac card is also a new card type that is well known by many netizens. It is said that the card-issuing rate is extremely high, and most of the applications have been passed, with only one level of gold card.

The above five cards are the easiest credit cards for ICBC to apply for. When choosing a card level, you should choose it according to your own star rating. Generally, you can choose a general card at around three stars, a gold card at five stars, and a platinum card at six or above.

what kind of ICBC credit card is easy to handle? The first choice of these three models

For card friends, of course, they all want to get their favorite credit cards quickly, and the most annoying thing about applying for credit cards is being rejected, which affects both efficiency and mood. So there are so many types of credit cards in major banks, how should we choose? Which credit cards are easy to apply for?

1. CITIC Bank Taobao Card can greatly improve the efficiency and the success rate of card approval by binding the customer's Taobao account. CITIC Bank's card approval speed has always enjoyed a good reputation among card friends. After testing, CITIC Bank's online credit card application will generally be accepted by the bank within 24 hours, which is quite efficient! Now apply for CITIC Taobao Card through the Internet, and make the first quick payment to reduce 3 yuan. Don't miss this offer!

2. Guangfa True Love Card, the first female-only credit card in China, is designed with a transparent card version, which advocates the concept of "independence, calmness, cleverness and frankness" for women's life. It has the functions of triple points plan for self-selected merchants, self-selected insurance plan and other services, and enjoys discounts from many merchants, giving women more personality choices and more caring services. More importantly, it is simple and quick to apply for this card. As long as you provide stable income proof and personal information, there is no obstacle to applying for this card.

3. Guangfa Owner Card is specially tailored for private car owners. Provide all-round benefits and services for car owners, customers and their cars. Enjoy 1 kilometers of free road rescue service nationwide, 5 times points for credit card refueling or 1% cash refund discount, and choose high insurance protection and many other functions and benefits. The application of Guangfa Owner's Card naturally reduces a lot of troubles for many riders ~ When applying for Guangfa Owner's Card, users can greatly improve the success rate of applying for a credit card by providing their own car's driving license!

4. New customers of China Merchants Bank QQ co-branded credit card will be given a full amount of 388 yuan for American traveler's fashion backpack. Customers of the new batch of cards only need to swipe their cards three times within two months, and each time it is over 188 yuan, they will be given a 388 yuan American traveler's fashion backpack. The first cash withdrawal every month is free of charge.

5. The best card for China Merchants Bank is China Merchants YOUNG Card, which is one of the most popular cards among young people. You can apply for a small white collar just after graduation, and college students who have reached the age of 18 can also apply for a formal internship contract. If the maximum withdrawal amount of 1% credit limit is not enough, then add the first withdrawal fee free of charge every natural month!

6. Ping An Bank's credit card is very grounded, such as owner's card for car owners, standard card for supermarket shopping, platinum card discount at the airport, and direct access to the cinema. Card promotions are covered in food, fitness, entertainment, shopping and so on. The most sought after and easy to handle credit card.

which is easier to apply for an industrial and commercial credit card?

1. ICBC Struggle Lang Ping Credit Card: There are three levels of credit cards endorsed by Lang Ping, namely, general card, gold card and simple platinum card, all of which are free of annual fees within the validity period, and can provide benefits such as a three-day grace period for repayment, free of foreign exchange handling fees, and mobile phone insurance of up to 199 yuan.

2. Cosmos Constellation Credit Card: There are two levels: gold card and simple white card, which are free of annual fee within the validity period, and can enjoy the service rights such as 3-day grace period, foreign exchange fee, 1 times points spent on birthday, free account security insurance and account security lock.

3. ICBC (UnionPay) Zodiac Credit Card: There are two levels of gold card and platinum card, both of which can conditionally reduce the annual fee. It can provide three-day repayment grace period, travel inconvenience insurance, account security insurance and other service rights, as well as the first monthly China Unionpay Quick Pass has the opportunity to waive the bill, and the maximum discount for 1236 ticket purchase is 2 yuan.

ICBC's credit card is the credit card with the highest circulation in China. The main types of ICBC's credit cards are: Peony International Credit Card, Peony Credit Card and Peony Credit Card; According to the brand of ICBC credit card, it is divided into: Peony Visa Card, Peony MasterCard and Peony American Express Card; According to the credit rating, it is divided into: platinum card, gold card and ordinary card; According to the issuing object, it is divided into business cards and personal cards, in which personal cards are divided into main cards and auxiliary cards.

Peony International Credit Card

Peony International Credit Card is a credit card product with international standards launched by China Industrial and Commercial Bank. International cards are commonly used at home and abroad, and are settled in RMB and a designated foreign currency. Peony International Card adopts the circulating credit transaction method, which overdraws the consumption within the credit limit. If it is repaid in full before the due repayment date, it can enjoy the interest-free repayment discount. The card is universal.

Peony Credit Card

Peony Credit Card is a credit card issued by Industrial and Commercial Bank of China, which gives cardholders a certain credit limit and allows them to spend first and then repay. The credit card adopts the circulating credit transaction method, which overdraws the consumption within the credit limit. If it is fully repaid before the due repayment date, it can enjoy the interest-free repayment discount.

Peony Credit Card can be used in China, China, Macau, China and UnionPay acceptance points in Thailand, South Korea, Singapore and other countries. It is settled in RMB, and has the functions of transfer settlement, cash deposit and withdrawal, credit consumption and so on.

Peony Credit Card

Peony Credit Card is a credit card issued by Industrial and Commercial Bank of China, which is limited to RMB credit cards used in the People's Republic of China. Settlement in RMB, with credit consumption, transfer settlement, cash deposit and withdrawal and other functions. Peony credit cards are divided into business cards and personal cards according to different issuers; According to different credit grades, it is divided into gold card and ordinary card.

loss reporting guide

loss reporting at outlets

If a cardholder loses his credit card, he can apply for loss reporting at a nearby ICBC outlet. Any ICBC outlet can apply for loss reporting without going to the card issuing outlet. The application for loss reporting by outlets is a formal loss reporting. If you need to cancel the report, please go to the peony card issuing department in the area where your credit card account is located to go through the relevant formalities.

self-service loss reporting

self-service loss reporting means that you can temporarily report the loss of your online banking or telephone banking registration card, debit card or debit account, so as to fully protect your funds.

Let's stop here for the introduction of ICBC's credit card application.