Legal subjectivity:
1. Conditions for subsequent withdrawal of provident fund 1. Buying a house: the provident fund can be used to buy a house by loan. 2. Renting: My spouse and I have no self-housing, self-built housing, group housing, demolition and resettlement housing in the place where the provident fund is deposited (the place where we work), and have paid in full for 3 months (6 months in some places), we can withdraw the provident fund to pay the rent. 3. Renting and overhauling self-occupied housing: When building, renovating or overhauling self-owned housing, you can apply for withdrawal of provident fund. In addition, the parents, spouses and children of the builder can also apply for withdrawing their own housing provident fund, but the accumulated withdrawal amount cannot exceed the paid construction cost. 4. Withdrawal of provident fund for major diseases: returning to poverty due to serious illness is a true portrayal of many people's lives. If oneself, spouse or immediate family members suffer from serious diseases, they may apply for withdrawal of provident fund. 5, life is difficult, low-income withdrawal of provident fund: for those who are in a dilemma and receive the minimum living guarantee for urban residents, they can receive provident fund to tide over their difficulties. 6. Withdraw the provident fund when closing the account: When closing the account, all the provident fund can be withdrawn, and the account can be closed under the following circumstances: retirement; The registered permanent residence moves out of this city; Completely lose the ability to work, and terminate the labor contract with the unit; Migrant workers, terminate labor relations with the unit; Sentenced to death or life imprisonment while in office; Death. 7. Withdraw provident fund after resignation: you can also withdraw provident fund after resignation. Employees who are not registered in this city can withdraw the provident fund if they leave their jobs. However, it is required that you can withdraw the provident fund only if you have not found a new job after resigning. At the same time, if you withdraw the provident fund in this way, you can't withdraw it again for the same reason within two years, and you can't buy a house with the provident fund in the short term, so you should be cautious. Second, how to unfreeze the illegal withdrawal of provident fund if there is a balance that needs to be frozen, a ruling on freezing housing provident fund shall be made and a notice of assistance in execution shall be issued. The main text of the ruling shall specify the freezing of housing provident fund. In theory, the freezing period generally does not exceed 6 months. In practice, because there are many restrictions on the withdrawal of provident fund, it is difficult for the court to allocate it after freezing, and it is generally frozen for one year according to the movable property period. In addition, there is no legal basis for the housing provident fund management center to refuse assistance on the grounds of repaying loans and paying interest, and if it refuses to assist in freezing, it can take punishment measures. Third, what should I do if the provident fund is frozen? 1. The provident fund center can freeze the employee's housing provident fund account according to relevant regulations and rulings or decisions of the judicial department and public security organs. During the account freezing period, the employee's housing provident fund can continue to be paid, but it cannot be withdrawn. 2. The frozen employee housing provident fund account shall be unfrozen by the provident fund center according to relevant regulations and rulings or decisions of the judicial department and public security organs. Legal objectivity:
Article 24 of the Regulations on the Management of Housing Provident Fund, employees can withdraw the balance of their housing provident fund accounts under any of the following circumstances: (1) purchasing, building, renovating or overhauling their own houses; (2) Retired; (three) completely lose the ability to work, and terminate the labor relationship with the unit; (4) Having left the country to settle down; (five) to repay the principal and interest of the house loan; (six) the rent exceeds the prescribed proportion of family wage income. In accordance with the provisions of items (2), (3) and (4) of the preceding paragraph, the employee housing provident fund account shall be cancelled at the same time. If an employee dies or is declared dead, the employee's heirs and legatees may withdraw the storage balance in the employee's housing provident fund account; If there is no heir or legatee, the storage balance in the employee housing provident fund account will be included in the value-added income of the housing provident fund.