.55% handling fee will be deducted when merchants use Alipay to collect money, and .8% service fee will be charged if customers use Huabai or bank card to pay.

after opening the merchant collection service, merchants' shops can settle in AliPay. Users can search for nearby merchants, view merchant information, various preferential activities, discounts and promotions, etc. as long as they open Word of Mouth-Food-Shops, which is equivalent to an advertising platform for merchants, making it convenient for merchants to contact customers.

Extended information:

1. After the merchant's money collection code is online, the user can click the "Collect Money" button on Alipay's home page to initiate face-to-face payment service.

2. For users who want to collect money frequently, if they want to carry it with them or stick it in a fixed location, they can click "Free Receipt Code Sticker" and Alipay will mail the receipt code sticker home. After the application is successful, you can also enjoy the free withdrawal service for the money received from the collection code.

3. The merchant receipt code can have all the functions of the POS machine, and the rate of merchant receipt is also half of that of the POS machine (.55% will be deducted in real time, and .2% will be returned in the next month, which will be returned for six months after opening, and then adjusted with the platform policy). Credit card payment is also supported when the merchant receipt code is opened.

4. After using the receipt code to effectively collect money for 5 times, the system will automatically review it. If it passes the review, it can also support the payment of flower buds, that is to say, flower buds can be the same as credit cards at this time.

5. The payment code can receive the balance of Alipay in real time, helping merchants to withdraw funds.

At present, most citizens like to pay by mobile phone. For example, Alipay payment is particularly popular with everyone. Basically, everyone has an Alipay account, so many merchants will apply for Alipay payment code, which can help Alipay merchants collect accounts and manage the money in their accounts.

AliPay goes online with the "Collection Code", which is dedicated for offline collection only. It no longer has the function of transfer collection, and all collection functions will be unified in the "I want to collect money" page. It is worth noting that if merchants post their Alipay collection QR code in the store for consumers to transfer money, they don't have to pay the handling fee when withdrawing the money to the bank card, and they can see the running water and reconciliation management with one click.

At present, Alipay officials say that Alipay payment code is mainly for the safety of Alipay users' funds.

The payment code is a basically fixed Alipay QR code, and users can complete the payment by scanning it with Alipay or WeChat.

AliPay's personal lifetime free withdrawal amount is 2, yuan. If it exceeds, it will be exchanged with ant points (1 point =1 yuan limit), or the excess will be paid with a service fee of .1%. According to estimates, the daily flow of many small businesses in Xiamen is about 1, yuan. In the case of free withdrawal, the handling fee saved in one year is more than 3,6 yuan, which is equivalent to saving more than 3 yuan in one month.