Nowadays, most people buy houses through loans, including provident fund loans, commercial house purchase loans, etc. The operation methods of different types of loans are different. Today, we are going to talk about commercial home purchase loans. We need to calculate the interest rate for a loan so that we can choose the appropriate loan method. So, do you know the formula for calculating a commercial home purchase loan? Wuyue Plaza is a relatively popular real estate development. So, do you know what grade Wuyue Plaza belongs to? Next, let’s take a closer look.
What grade does Wuyue Plaza belong to
The positioning of Wuyue Plaza is more towards the mid-to-high-end market. Wuyue Plaza is also more stylish and in line with the urban trend label.
1. Twelve Wuyue Plazas, including Changchun Wuyue Plaza, Quzhou Wuyue Plaza, Nanjing Drum Tower Wuyue Plaza, and Chengdu Wuhou Wuyue Plaza, have been successfully opened one after another, with passenger traffic of around 300,000 on the first day. , as of the end of the year, a total of 23 new city Wuyue Plazas had been opened, and the annual rental and management fee income was 1.021 billion yuan. At the same time, Xincheng Commercial Management Group Co., Ltd., a subsidiary of the company, actively explores the asset-light model and realizes the export of management models. It has exported three projects including Zhuji Wynn Wuyue Plaza, Qingdao Xincheng Wuyue Plaza, and Chengdu Wuhou Wuyue Plaza to carry out asset-light operations. , Seazen Holdings is expected to open 17 more Wuyue Plazas across the country, reaching the goal of opening 100 Wuyue Plazas.
2. In the first half of the year, Wuyue Plaza, a subsidiary of Seazen Holdings, achieved rental and management fee income of 876 million yuan, a year-on-year increase of 154.93%, and the occupancy rate reached 98.32%. As of August, 3 Wuyue Plazas have been newly opened, 26 Wuyue Plazas have been opened, and the opened area is 2.5208 million square meters, a year-on-year increase of 70.82%. At the same time, there are 54 Wuyue Plazas under construction or planned. It is reported that Seazen Holdings will also open 15 new Wuyue Plazas within the next year, and the number of openings will reach 41 by the end of the year.
3. As of January 10, Xincheng Holdings has 96 Wuyue Plazas under construction and open in more than 70 large and medium-sized cities across the country; it has achieved the opening target of 19 Wuyue Plazas, and the overall number of openings Reaching 42 seats. Data shows that Wuyue Plaza’s rental and management fee income reached 2.116 billion yuan, a sharp increase of about 107% year-on-year, exceeding the full-year target of 2 billion yuan.
Commercial house purchase loan calculation formula
1. In the case of bank loans to buy a house, the calculation of loan interest mainly depends on the down payment amount and the repayment method (equal principal and interest repayment or equal principal and interest repayment). loan repayment), loan period, bank interest rate, etc. As the country's policies on the real estate market are changing, bank interest rates and down payment amounts may change.
2. Calculation method of commercial loan interest rate for house purchase: Equal principal and interest repayment method: Monthly monthly payment = [Monthly interest rate of loan principal (1 + monthly interest rate) ＾Number of repayment months] [(1 + monthly interest rate) ＾Number of repayment months - 1], total interest = number of repayment months, monthly payment - loan principal.
3. The interest rate calculation method for commercial loans for buying a house is the equal principal repayment method: monthly monthly payment = (number of months for loan principal repayment) + (loan principal - cumulative amount of principal repaid) Monthly interest rate Monthly principal repayment = number of months for loan principal repayment; monthly interest repayment = remaining principal Monthly interest rate = monthly interest rate Monthly monthly payment reduction amount = monthly principal repayment Monthly interest rate = loan principal Monthly interest rate for repayment;
What grade does Wuyue Plaza belong to? Wuyue Plaza belongs to the mid-to-high-end category. Now Wuyue Plaza is becoming more and more popular, and the development of various properties is also very good, but the price is relatively expensive. What is the formula for calculating a commercial home purchase loan? The calculation formula for commercial home purchase loans is actually quite easy to understand. If you plan to buy a home, you can calculate the specific loan amount and interest generated in this way, so that you can know how much you should spend.