As mentioned above, there are many reasons why it is difficult to withdraw cash from P2P platforms. For a specific platform, we must first find out the reason. Some cash withdrawal difficulties may be temporary or reversible, such as maturity mismatch, overdue, bank run and payment channel problems. This requires investors to make basic analysis and judgment first, and don't act rashly.
Second, keep the evidence.
If it is difficult to withdraw cash, investors must pay attention to retaining evidence in order to recover the investment principal and expected income in the future. Evidence mainly includes platform evidence and investment vouchers. For example, platform screenshot (including registration information), investment project description, loan contract or loan agreement, account investment record, recharge record, cash withdrawal record, bank flow, etc.
Third, negotiate with the platform or call the police.
Negotiate with the platform to recover the investment funds, observe the platform's willingness and ability to repay during the negotiation, and report to the police in time and provide proof materials to the police on its own initiative if it is found that the platform is deliberately delayed or lost.
Fourth, contact other investors. You can take the initiative to contact investors who also encounter difficulties in withdrawing cash on this platform, establish * * * *, exchange news and negotiate solutions.
Verb (short for verb) Ask a lawyer for help.
Compared with ordinary investors, lawyers are more professional. With the help of lawyers, they can better defend their rights and claim compensation through legal channels, which is more direct and effective.