Unreliable. With the continuous development of the financial industry, various illegal intermediaries have begun to appear in the loan market. Through so-called loan intermediary services full of routines, they charge borrowers high intermediary fees, which increases financing risks, disrupts the credit order, and infringes protect the legitimate rights and interests of the borrower. If you want to apply for a loan, it is recommended to go to a bank. The bank is a formal way to apply for a loan.